{{prospectPznInfo | json: spacing}}
Start of menu
American Express AIR MILES Gold Business Card

American Express® AIR MILES®** Gold Business Card

Earn 150 Welcome Bonus AIR MILES®* Reward Miles1
Annual Fees: No Annual Fee
Apply NowCompare Card
  • Annual Fee:
       No Annual Fee
  • Supplementary Card Fee:
       Free Supplementary Cards for employees
  • Product Terms:
       19.99% on purchases and 22.99% on funds advances*

Key Benefits

WELCOME BONUS

Get 150 Welcome Bonus AIR MILES®* Reward Miles when you spend $1,000 in the first 3 months of Cardmembership.1

NO ANNUAL FEE

Pay no annual fee. Plus, enjoy the flexibility to pay balances in full or over time..

EARN AIR MILES®* REWARD MILES TWICE

Shop at participating AIR MILES®* Sponsors across Canada with the American Express AIR MILES®* Gold Business Card and your AIR MILES®* Collector Card, and you can earn Reward Miles twice.

EARN AIR MILES REWARD MILES

Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES®* Sponsors2 Earn 1 reward mile for every $20 in Card purchases everywhere else.2
Rewards
With the American Express®* AIR MILES Gold Business Card you can be rewarded on your business purchases, and that’s smart business.

    Earning Miles

    • Earn 1 Reward Mile for every $15 in Card purchases at AIR MILES®* Sponsors2
    • Earn 1 Reward Mile for every $20 in Card purchases everywhere else2
    • As the Basic Cardmember, refer a friend or family member who is a business owner and you3 could earn a referral bonus of 50 AIR MILES®* Reward Miles for each approved referral4

    Redeeming Miles

    • Redeem for more than 1,200 Rewards including entertainment, kitchen fun, electronics and so much more5
    • AIR MILES has many ways to get you where you want to go with Flights, Hotels, Car Rentals and Package Vacations and Cruises5

    Compare our Business Cards

    ANNUAL FEE
    No Annual Fee (annual interest rate 19.99% on purchases and 22.99% on funds advances)*
    ANNUAL FEE
    $180**
    ANNUAL FEE
    $250 which may be tax deductible14**
    WELCOME BONUS
    Earn 150 Welcome Bonus AIR MILES®* Reward Miles1
    WELCOME OFFER
    Earn a Welcome Bonus of 2,000 AIR MILES®* Reward Miles6
    WELCOME BONUS
    Earn a Welcome Bonus of 30,000 points when you charge $5,000 in purchases to your Card in your first three months of Cardmembership.7
    CARD OVERVIEW
    Earn AIR MILES®* fast with no annual fee
    CARD OVERVIEW
    The AIR MILES®* Business Card with only one thing on its mind
    CARD OVERVIEW
    Go anywhere, anytime, anyhow on points
    Swipe across to view more
    Show MoreView Full Comparison Chart
    Business Solutions
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.
    Make the most of a suite of business management tools that give you more control over your business - anytime and anywhere.

    Access the cash you need, when you need it

    Access the cash you need, when you need it
    If approved, you can access cash at any of the more than 40,000 Interac®** automated banking machines across Canada, or at any of the automated banking machines around the world bearing the American Express logo8

      Free Supplementary Cards

      Free Supplementary Cards

      • Monitor employee spending by using your online statement and online expense management reports to easily keep track of their purchases
      • The Reward Miles earned on Supplementary Cards add to your Reward Miles account balance total, so the rewards add up even faster

      Cash Flow Flexibility

      Cash Flow Flexibility
      Leverage your cash flow with the option of paying your balance in full or over time

        Access Your Account Anytime, Anywhere

        Access Your Account Anytime, Anywhere

        • Online Account Access
        • Sign up for account alerts via text or e-mail
        • Download your billing information to track business expenses on your Card
        • Access Quarterly and Annual Expense Management Reports for flexibility in tracking expenses, assistance in identifying areas to trim costs and help making tax preparation easier
        Coverage
        Protect everything you've worked hard to achieve.
        Disability Plan for Small Business9†
        Your Company can benefit from coverage for the financial hardships caused by accidental permanent, total disability. If you, as a Sole proprietor, become permanently, totally disabled as a direct result of an accidental injury, you are eligible to receive up to $10,000 in benefits. Benefits increase with the length of Card membership. After two years, benefits increase to a maximum of $25,000. After six years, the maximum amount is $50,000.
        $100,000 Travel Accident Insurance10†
        As a Cardmember, you get coverage of up to $100,000 of Accidental Death and Dismemberment Insurance. This covers you, your spouse, and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus, or ship) and charge your tickets to your American Express AIR MILES Gold Business Card. Supplementary Cardmembers, their spouses, and dependent children under age 23 are also covered.
        Entertainment Access

        American Express Invites®11

        Say hello to American Express Invites®. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line®11 or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.
        • Front Of The Line® Advance Access
        • Front Of The Line® Reserved Tickets
        • Front Of The Line® e-Updates
        • Invites Special Offers & Experiences for all Cardmembers
        • Invites Special Access12 for all Cardmembers

        • For more information, visit
          www.amexinvites.ca

        World Class Service

        Wherever you are and whatever the time, we’re here for you in more ways than one.

        24/7 Customer Service

        Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone local to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

        Emergency Card Replacement

        Problem? Wherever you are, call us and we’ll help sort it.

        Fraud Protection Guarantee

        Use the American Express® AIR MILES®*Gold Business Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN13.
        Swipe across to view more
        Eligibility
        To save you time, make sure you can say yes to the following before applying for the American Express® AIR MILES®* Gold Business Card:
          • You are a Canadian resident and have a Canadian credit file.
          • You are the age of majority in the province or territory where you live.
          Business Platinum Card from American ExpressAmerican Express Business Gold Rewards CardSPG-Starwood Preferred Guest Business Credit Card from American Express

          Ready to Apply?

          Apply for the American Express® AIR MILES®* Gold Business Card now and get a response in 60 seconds

          1-877-891-0821
          Ready to Apply?1-877-891-0821
          REQUEST INFOApply Now

          Annual revenue more than $10 million?

          Learn more about our Corporate Cards & Solutions
          Terms & Conditions
          Terms & Conditions
            • * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
            • ** As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
            • ®** Trademark of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.
            • ®** Trademark of Interac Inc. Amex Bank of Canada authorized user of the Trade Mark.
            • † All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
            • ‡ AIR MILES®* Reward Program
              All Rewards offered are subject to the Terms and Conditions of the AIR MILES®* Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Business Rewards, you must have accumulated sufficient AIR MILES®* reward miles in the Dream Balance of your Business Collector Account. Some restrictions may apply. Quantities may be limited. Collectors must pay applicable surcharges, fees and taxes on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. For complete details, visit airmiles.ca or call the AIR MILES®* Business Preferred Servicing Team at 1-855-606-4599 or 416-228-2583. For an AIR MILES reward mile balance update, a new or replacement AIR MILES Collector Card or redemption information please visit airmiles.ca
            • 1. Account must be in good standing. To qualify for a Welcome Bonus of 150 AIR MILES Reward Miles you must have at least $1,000 in net purchases posted to your account in your first 3 months of Card membership.
            • 2. Account must be in good standing. AIR MILES Reward Miles will be earned on the amount of all purchases, less credits and returns. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Reward Miles. Accelerated earn rate is available at Sponsors that are American Express merchants. Visit the Eligible Sponsor List at americanexpress.ca/airmiles sponsors for details. List is subject to change without notice. If you are upgrading your Card, new earn rate(s) will apply to credits and returns regardless of the original earn rate for purchases.
            • 3. All references to you means the Basic Cardmember.
            • 4. Your account must be in good standing. If this is a personal or family referral, you agree to only make recommendations to known friends and family members with whom you have a relationship and who have confirmed to you that they want to receive this communication. If this is a referral in the context of your business, you agree to only make recommendations to business contacts whom you know and have consented to receive this recommendation from you. You must not send recommendations to people you do not know. Whenever you reach out to a potential referral, you will only use content we provide. Any additional statements you make cannot be inconsistent with our content and must be truthful, accurate and not misleading. You should not publish or distribute your referral link in locations where the audience is likely to include individuals with whom you do not have a business, personal or family relationship or who may not be interested in the offer. You can only receive a maximum referral bonus of 750 AIR MILES reward miles per calendar year for approved referrals. Bonus point maximums may change at any time and if you change card products. Should the referral bonus amount change during the calendar year, you may receive a partial bonus depending on the available maximum bonus points. You are not eligible to receive this referral bonus offer if you have already reached your maximum annual referral bonus limit. The referral bonus will be awarded to you based on each eligible referral for which American Express receives an application that is subsequently approved, subject to all applicable terms and conditions. Due to the confidential nature of the approval process, you will not be notified when applications are approved or declined and any individual you have referred must agree to allow your account to be bonused upon approval or you will not receive the referral bonus. If our records indicate that any person you have referred has opted not to receive e-mails from us, your referral will not be sent and you will not receive the referral bonus offered as part of this program. Referral program varies by product and may be modified, suspended, cancelled or otherwise terminated without notice.
            • Cannot be combined with any other offer. If the people that you refer have already applied for the product that you are referring without participating in this program, neither you nor they will be eligible for any referral bonus that may be offered as part of this program. Likewise, if the people you refer decide to apply for a Card through this referral program other than the one you have specifically recommended, the referral bonus for which you and they may be eligible will vary. You will only use the delivery methods we provide. By participating in the referral program, you are requesting that emails be sent on your behalf to individuals with whom you have a business, personal or family relationship. Any violation or abuse of this referral program including, sending emails to individuals with whom you have no business, personal or family relationship, efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the referral link, sharing tools, content, disclosures, instructions or other materials we provide will be considered a breach of these Terms and make you ineligible for any referral bonus and/or result in your termination from the program. Referral program participants should allow 8 to 10 weeks for the award of the referral bonus once program criteria have been met and must be enrolled in the corresponding loyalty program (if applicable) when the referral bonus is awarded. American Express reserves the right to limit, cancel, or revoke a referral or welcome bonus if it determines, in its sole discretion, you have violated these Terms. All products and services are subject to applicable Terms and Conditions.
            • 5. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. To redeem for Travel and/or Merchandise Rewards, you must have accumulated sufficient AIR MILES Reward Miles in your Dream Balance. Some restrictions may apply. Quantities may be limited. Collectors must pay taxes, fuel surcharges and other applicable charges and fees on air, hotel and car rental Rewards. Travel Rewards may be subject to a minimum advance booking and availability from participating Suppliers. Merchandise rewards include all taxes, shipping and handling costs. No cancellations, exchange or refunds for tickets, certificates or merchandise once booked or ordered. Manufacturers’ warranties apply to merchandise Rewards. LoyaltyOne, Inc. makes no representations or warranties, expressed or implied. For complete details, see current Program Terms and Conditions available at airmiles.ca or the AIR MILES Customer Care Centre at 1-888-AIR MILES (in Toronto (416) 226-5171).
            • 6. Welcome Bonus – Subject to change without notice. Account must be in good standing. To qualify for the 2,000 bonus Reward Miles, you must have at least $5,000 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the bonus Reward Miles were earned for the bonus to be awarded. This offer cannot be combined with any other offer.
            • 7. To qualify for a Welcome Bonus of 30,000 points, you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.
            • 8. If approved by us your personal identification number (PIN) will be released to you by mail. Please note that only the Basic Cardmember is eligible for cash access.
            • 9. Underwritten by AIG Insurance Company of Canada.
            • 10. Travel Accident Insurance provides automatic coverage of up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express AIR MILES Gold Business Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135
            • 11. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions, and fees. Not all seats are available. All sales are final. No refunds. No exchanges.
            • 12. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.
            • 13. Fraud Protection Guarantee - Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.
            • 14. Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes; please consult your tax professional.