American Express Charge Cards


Looking for great rewards and financial flexibility? An American Express® Charge Card could be the solution.

What is a Charge Card?


For the financially savvy consumer, a charge card makes good sense – it has no pre-set spending limit on purchases1 and because your balance must be paid in full each month, many people find that a charge card helps them control spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources.

Our Charge Cards

Earn a Welcome Bonus 25,000 Membership Rewards® points2
  • Earn 2 points for every $1 in Card purchases on eligible travel and everyday purchases3
  • Transfer your points to frequent flyer programs4 or one-to-one to Aeroplan®*5 and Avios6





Earn a Welcome Bonus of 50,000 Membership Rewards® points7
  • Platinum Concierge8
  • Access to a $200 Annual Travel Credit9
  • Complimentary access to over 1,200 airport lounges worldwide10





Earn a Welcome Bonus of 40,000 Aeroplan®* Miles11
Earn a $150 Air Canada eGift Card11
  • Enjoy a 2-for-1 short-haul flight reward when you redeem 15,000 Aeroplan Miles, with the Partner Ticket benefit12
  • Access to the Air Canada Maple Leaf Lounge™**13 where available, and Priority Pass™14
  • Breeze through airport lines with Air Canada®** Priority Check-in15

Charge Cards explained

Key benefits at a glance



Before we can consider your application, please ensure you can say yes to the following:


You are a Canadian resident and have a Canadian credit file.

You are of the age of majority in the province or territory of the residence

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the American Express Charge Card that suits you best, make sure you read the important information, then hit the 'Apply now' button to begin the application process.

Explore Cards by Category

Travel Rewards Cards


Enjoy all the benefits, convenience and security of an American Express® Card - with the added bonus of earning points for travel when you use your Card.

AIR MILES Credit Cards


Get all the convenience and security of an American Express Card while earning AIR MILES® reward miles.

Aeroplan Cards


Get all the convenience and security of an American Express® Card while earning Aeroplan®* Miles.

Platinum Cards


Looking for something special? Then consider one of our Platinum Cards to experience a level of membership that complements and enhances your lifestyle.

Cash Back Credit Cards


Get all the convenience and security of an American Express Card while earning cash back on all your eligible purchases with the card.

No Annual Fee Credit Cards


Want a Credit Card that meets your needs without having to pay an annual fee?

Credit and Charge Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.


Find a type of card to suit your needs

Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.