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American Express Credit Cards

American Express Credit Cards

American Express® offers a range of Credit Cards, with different rewards and benefits to suit you. So, whatever you’re looking for in a credit card, you will find it here.
 

Why choose an American Express Credit Card?

American Express offer you opportunities to earn a variety of rewards. From Cash Back, AIR MILES®* reward miles, Starpoints®* to Blue Sky® points. The benefits don’t stop there. Many of our Credit Cards offer you Purchase Protection®Plan1, Fraud Protection Guarantee2, travel-related insurance benefits, and 24/7 customer support.

Front Of The Line®3

American Express Cardmembers can purchase advanced tickets to many sought after events before they go on sale to the general public. During the public on-sale period for many major events, Cardmembers can purchase Front Of The Line®3 tickets from a block of great seats reserved exclusively for American Express.

   

Our Credit Cards

American Express® AIR MILES®* Credit Card

Earn a Welcome Bonus of 500 AIR MILES®* Reward Miles1
  • No Annual Fee
  • Supplementary cards are free2
  • Access to memorable experiences with American Express Invites and Insider Access

American Express® AIR MILES®* Platinum Credit Card

Earn a Welcome Bonus of 2,000 AIR MILES®*
  • Turn your everyday purchases into extraordinary rewards
  • Car Rental Theft and Damage Insurance6
  • Supplementary cards are free3

American Express® AIR MILES®* Reserve Credit Card

Earn a Welcome Bonus of 2,400 AIR MILES®* Reward Miles3
  • Exclusive Annual Companion Flight Benefit2†
  • AIR MILES®* FlexFly1, a Reserve exclusive
  • Priority Pass Worldwide Lounge Access4

Simply Cash Card from American Express

Earn upto 5% cashback in your first 6 months (up to $250 cashback)1
  • Earn upto 5% cashback in your first 6 months (up to $250 cashback)1
  • No limit to the amount of cash back you can earn
  • No annual fee

Simply Cash Preferred Card from American Express

Earn 5% cashback in your first 6 months (up to $300)1
  • Earn 5% cashback in your first 6 months1
  • Earn 2% cash back when your Welcome Rate end2
  • No Limit to the amount of cash back you can earn

American Express Essential™ Credit Card

For the bigger things in life, choose something small.
  • No annual fee
  • Have the flexibility to pay your balance off in full or over time
  • Access to memorable experiences with American Express Invites®

Starwood Preferred Guest®* Credit Card from American Express

Earn a Welcome bonus of 25,000 Starpoints®*. Offer ends October 18th, 20171
  • Earn 1 Starpoint for every $1 in purchases charged for the Card.2
  • Receive a Free Weekend Night Award when you reach $40,000 in purchases every year.3
  • Automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.4

Blue Sky® Credit Card

Earn a Welcome Bonus of 10,000 Blue Sky® Points1
  • No annual fee
  • Earn 125 Blue Sky Points for every dollar in purchases2
  • Access to memorable experiences with American Express Invites®

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Show More Cards

   

Key benefits at a glance

An American Express Credit Card offers you:
  • Fraud Protection Guarantee 2
  • Travel insurance coverage
  • 24/7 customer service
  • Emergency Card Replacement
  • Front Of The Line®3 Advance Access

The range of benefits varies from Card to Card, so do have a good look to see exactly what each Card has to offer.

24/7 Customer Service

Your life doesn’t keep regular office hours, so neither do we. If you want us, there is always someone to speak with you, 24/7, about whatever you need big or small. Wherever you are in the world.

Emergency Card Replacement

Lose your Card? Don’t lose any sleep. If your Card is ever lost or stolen, we’ll arrange to get you a new one as soon as possible. If it happens in a remote location, arrangements can be made to have a Card waiting at a point along your way.

Fraud Protection Guarantee

Use an American Express® Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.

Manage your account online

With Online Services from American Express, you can stay on top of your account. Check statements, set account alerts and more while you’re on the go.

 

Eligibility

Before we can consider your application, please ensure you can say yes to the following:

  • You are a Canadian resident and have a Canadian credit file.
  • You are of the age of majority in the province or territory of the residence

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

Once you have found the Card that suits you best, make sure you read the important information, then hit the 'Apply now' button to begin the application process. At this stage, you can decide how you'd like your name to appear on your Card, and choose optional additional benefits. You can get a response from your application in 60 seconds.

 

Travel Rewards Cards

Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.

Some of our Featured Cards
 

Credit Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

Discover our Credit Card Guide

American Express Benefits

FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card

Learn More about Fraud Protection

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.

Learn More about Customer Service

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Learn more about Contactless Payments

Find a type of card to suit your needs

Explore our range of Cards, you're bound to find something to suits your needs and lifestyle.

Footnotes

  1. Purchase Protection Plan - Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.
  2. Fraud Protection Guarantee - Use the American Express Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission
  3. Purchases must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.
  4. This offer is only available to new SimplyCashTM Card from American Express Cardmembers. For current or former SimplyCashTM Card from American Express Cardmembers, we may approve your application, but you will not be eligible for the Welcome Rate of 5%. ‘Eligible’ means only those American Express retail merchants in Canada whose primary business is within the specified category. Not every merchant where you dine or buy gas or groceries is eligible. The cash back earn rate is 1.25% of your Card purchases (and not 5%) in the following situations:
    • Purchases at superstores, wholesale clubs, alcohol retailers, general merchandise merchants, convenience stores and other merchants whose business is not limited to the eligible categories,
    • Food purchases at specialty retailers such as bakeries, butcher shops, fish markets and health food stores,
    • Gasoline purchases that are not for retail or automobile gasoline,
    • Purchases for dining within a retail store, hotel, pub, bar, club, lounge or other merchant that is not categorized as a restaurant,
    • If the merchant category for the purchase is not identified. This may happen when the transaction information we receive does not come directly from the merchant, for example, when the purchase is made (i) using your payment account with a third party, or (ii) using your Card at an online retailer that sells goods and services of other merchants, or (iii) if the merchant uses a third party payment service (such as a card reader attached to a mobile phone).
    • 5% bonus earn rate applies for the first 6 months of Card membership, up to a maximum of $5,000 in purchases (equal to $250 cash back). If the bonus earn rate of 5% applies to a purchase, the 1.25% earn rate will not also apply to the same purchase. Cash back rebates are earned on eligible purchases (less credits and returns) provided your account is in good standing. Cash back is applied as a credit to your account annually. Interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn cash back.
  5. Provided your account is in good standing, cash back can be earned on purchases less returns and other credits. Cash back is applied as a credit to your account annually and will appear on the statement issued in September of each year. The cash back calculation resets annually. There is no limit to the amount of cash back you can earn. Interest, fees, balance transfers, Amex cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn cash back rewards. All references to you means the Basic Cardmember.
  6. Bonus - This offer is only available to new American Express® AIR MILES®* Platinum Credit Card Cardmembers. For current or former American Express® AIR MILES®* Platinum Credit Card Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Offer valid for applications received by American Express through the link provided within the webpage. Account must be in good standing. Offer subject to change. To qualify for the 2,000 Bonus AIR MILES reward miles, you must have at least $1,500 in net purchases posted to your account within your first three months of Cardmembership. Please allow up to eight weeks from the date the bonus reward miles were earned for the bonus to be awarded to your Collector Account. This offer cannot be combined with any other offer. Subject to change without notice.
  7. This offer is only available to new Starwood Preferred Guest®* Credit Card from American Express Cardmembers. For current or former Starwood Preferred Guest Credit Card from American Express Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Account must be in good standing. To qualify for the 20,000 Bonus Starpoints, you must have at least $1,500 in net purchases posted to your account on or before your three month anniversary date. Five nights are based on five mid-week nights, or two weekend nights and three mid-week nights, in a standard room at a Category 2 property. Starpoints required for a free night range from 2,000 Starpoints for a weekend night in a standard room at a Category 1 property to 35,000 Starpoints for any night in a standard room at Category 7 properties. Category 7 properties that are all suites or villas require higher Starpoints redemption. For complete information on reward stays or the number of Starpoints required for a stay, please see www.spg.com. Subject to Change. Starwood may change the Category in which a specific SPG participating hotel is classified at any time. The amount of Starpoints required to obtain rooms at SPG participating hotels varies by category of the SPG participating hotel and may also vary by time of year.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

® : Used by Amex Bank of Canada under license from American Express.

®*™Trademark of AIR MILES®* International Trading B.V. Used under license by LoyaltyOne, Co. and Amex Bank of Canada.

©2017 Marriott International, Inc. All Rights Reserved. Starpoints, SPG, Preferred Guest, Sheraton, Westin, St. Regis, The Luxury Collection, W, Le Méridien, Design Hotels, Tribute Portfolio, Element, Aloft, Four Points and their respective logos are trademarks of Marriott International, Inc., or its affiliates.

5% cashback will be payable to you by us on all your purchases made in the first three months up to £125. Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Any cashback from introductory offers will be credited to your Account in your card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (americanexpress.co.ca).

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

Cashback is earned on every full pound spent on each purchase. The value of each purchase will be rounded down to the nearest full pound before Cashback is calculated .Cashback will be payable at the following rates, 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (americanexpress.co.ca).

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.

The Priority Pass lounge access for Platinum - Priority PassTM Present your Priority Pass membership card and boarding pass for access to over 600 lounges in their programme. In order to access Priority Pass lounges, the Cardmember must present a valid Priority Pass card in his or her name, along with boarding pass for same day travel and passport. Any additional guests will be charged a fee at the prevailing rate – currently £15 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For complete conditions of use visit prioritypass.com. He or she agrees to abide by the conditions of use as contained in the Lounge Listing.

The maximum amount of time for deferred payment on purchases is 54 days and is obtained only if you spend on first day of new statement period and repay the balance in full on the due date.

Points are not earned on American Express Travellers Cheques, Foreign Exchange, Express Cash transactions and other Account Charges Including Membership Rewards fees and annual Card fees. Read the full Terms and Conditions here.

Purchases are approved based on a variety of factors including Account history, credit record and personal resources, security may be required.

Purchases are approved based on a variety of factors including Account history, credit record and personal resources, security may be required. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement. Written details are available on request.