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American Express® AIR MILES®* Reserve Credit Card

Earn a Welcome Bonus of 2,400 AIR MILES®* Bonus Miles3
Annual fee $299

Card Type
Credit Card
Annual fee
Annual Interest Rate
20.99% on purchases and 22.99% on funds advances*
Additional Cards

Key Benefits


New American Express® AIR MILES®* Reserve Credit Card Cardmembers, earn a Welcome Bonus of 2,400 AIR MILES®* Bonus Miles when you charge a total of $3,000 in purchases to your Card within your first three months of Cardmembership3. That's enough for two select flights‡‡.


Once a year, when you redeem for any flight reward within the AIR MILES®* Flight program, you can receive a Companion Flight, up to a maximum of 1,700 Miles, for your companion to travel with you for the same itinerary (offer excludes service charges if applicable and taxes).2‡ If your flight requires more than 1,700 Miles, you can use Miles from your AIR MILES®* Dream Balance to pay the additional miles needed to use the Companion Flight Benefit.


Through AIR MILES®* FlexFly1‡ Redemptions, you can access additional airlines and destinations, departure times, and economy, business and first class seats on flights not available within the AIR MILES Flight Program.


American Express® AIR MILES®* Reserve Cardmembers enjoy automatic Onyx status as long as they remain Cardmembers. Requalification for Onyx status is based on Partner Onyx™* Status Designation or your annual collection of Miles. Partner Onyx™* Status Designation is determined by AIR MILES in its sole discretion. Onyx status terms are subject to the AIR MILES program terms and conditions and are subject to change. This is not an American Express program.

Earn AIR MILES®* Reward Miles

  • Earn 1 Mile for every $10 in Card purchases at eligible AIR MILES®* Partners6 (excludes purchases made at
  • Earn 1 Mile for every $10 in Card purchases at other eligible stand-alone grocery stores, gas stations, and drugstores in Canada6
  • Earn 1 Mile for every $15 in Card purchases everywhere else6

Travel Benefits

Your travel experience may never be the same. The American Express® AIR MILES®* Reserve Credit Card is the only AIR MILES®* Credit Card that provides these exclusive benefits: AIR MILES®* FlexFly1‡ Redemptions, the Companion Flight Benefit2‡, the choice to redeem Miles for flight taxes and fees, and waived AIR MILES®* flight administration fee.
  • AIR MILES®* FlexFly1‡, a Reserve exclusive
  • Exclusive Annual Companion Flight Benefit2‡◊
  • Redeem Miles for flight taxes and fees – another Reserve exclusive
  • AIR MILES®* Business Class Seats7‡
  • Priority PassTM4 - Worldwide Airport Lounge Access
  • Waived AIR MILES Flight Administration Fee
  • Toronto Pearson Priority Security Lane5
These exclusive benefits are available when you redeem using the Miles in your AIR MILES®* Dream Balance.

    Travel and Shopping Coverage

    Travel Coverage
    • Out of Province/Country Emergency Medical Insurance10†
    • Car Rental Theft and Damage Insurance11+
    • $100,000 Travel Accident Insurance12+
    • Lost or Stolen Baggage Insurance10+
    • Flight Delay Insurance10+
    • Baggage Delay Insurance10+
    • Hotel Burglary Insurance10+
    Shopping Coverage
    • Buyer’s Assurance® Protection Plan13+
    • Purchase Protection® Plan10+
    † All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
      Maximize Your Earning Potential and Rewards
      From your daily coffee and parking to monthly bill payments and bigger expenses like travel and entertainment – it can all add up to more Miles and the chance to redeem for your next travel adventure.
      Maximize Your Earning Potential and Rewards
      • Maximize your earning power by using both your AIR MILES®* Collector Card and your new American Express® AIR MILES®* Reserve Credit Card at AIR MILES®* Partners and you can earn Miles twice.
      • Add Additional Cards to your account and extend many of the benefits of the American Express® AIR MILES Reserve®* Credit Card to someone special. It’s also an easy way to earn more, since all Miles earned on purchases charged to the Additional Cards will accrue to your account.8
      Over a thousand rewards. Endless ways to dream.
      There are many ways to earn Miles and even more ways to redeem them. The AIR MILES®* Reward Program offers more than 1,200 rewards to choose from. Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more.

      Entertainment Access

      Say hello to American Express Invites™. It opens the door to memorable experiences we think you’ll love.
      • Front Of The Line® Advance Access
      • Front Of The Line® Reserved Tickets
      • Front Of The Line® E-Updates
      • Special Offers & Experiences for all Cardmembers
      • Special Access for all Cardmembers
      Learn more about Amex Invites™ at

        Optional Balance Transfer Offer

        • Enjoy a special 1.99% introductory interest rate on Balance Transfers for the first 6 months** if you choose to transfer your other credit card balances to this American Express card. It’s an easy way to save money on interest if you choose to carry a balance and you make your minimum payments on time.
        • You can transfer 50% of your assigned credit limit, up to a maximum of $7,500, whichever is less. There is no balance transfer fee for this offer.
        • Balance Transfer option is only available at the time of online application.

        World Class Service

        • 24/7 Customer Service
        • Emergency Card Replacement
        • Fraud Protection Guarantee15+
        • Manage your account online
        To save time, make sure you can say yes to the following before applying for the new American Express AIR MILES Reserve Credit Card.
        • You are a Canadian resident and have a Canadian credit file
        • You are the age of majority in the province or territory of residence

        Ready to apply?

        Apply now for American Express® AIR MILES®* Reserve Credit Card now and get a response in 60 seconds
          *Subject to approval. The preferred rate for purchases is 20.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

          ** Offer only available to new Cardmembers. Cardmembers who currently hold a card by Amex Bank of Canada are ineligible for this offer. Offer is subject to approval up to an amount of $7,500 or 50% of your assigned credit limit, whichever is less. A balance transfer made at the time of application is eligible for a special interest rate of 1.99% for the first 6 billing periods, provided you meet the eligibility criteria specified in the offer terms and conditions and provided further that you do not have a Missed Payment. If either: (i) you still have an amount owing from your balance transfer when the special interest rate expires; or (ii) you have a Missed Payment, any remaining balance owing in relation to the balance transfer will be subject to interest at the rate then in effect for Funds Advances. A “Missed Payment” means we did not receive the minimum monthly payment by the payment due date. The Preferred Rate for Funds Advances is currently 22.99% and will increase if you have additional missed payments. There is no balance transfer fee for this offer. Please see the Product Information box on your online application for complete details on fees and interest rates.