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SimplyCashTM Preferred Card from American Express
SimplyCash<sup>TM</sup> Preferred Card from American&nbsp;Express
More cash back you can count on
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Earn up to $400 $450 cash back1

New SimplyCashTM Preferred Card from American Express Cardmembers can earn 10% cash back on purchases for the first 4 months of Cardmembership (up to $450 cash back).1

This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time.

Financial Information

Card TypeCredit Card
Annual Fee$99*
Annual Interest Rate19.99% on purchases and 21.99% on funds advances*
Additional CardsNo annual fee2

Get more cash back on everything you buy

Maximize your cash back potential with an elevated earn rate – from recurring bills, online shopping, dining and more.

How You Earn



Up to $400 Welcome Offer

In your first 4 months1



No limit

Flat earn rate when your Welcome Offer ends3

SimplyCashTM Preferred Card Awards

All Benefits


The American Express® Installment Program

For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.

  • Simple to set up
  • Fixed monthly fee
  • Manageable payments
  • Learn more about Plan It™ at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the SimplyCashTM Preferred Card from American Express:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    *Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

    Apply now for SimplyCashTM Preferred Card and get a response in 60 seconds.

    Apply now for SimplyCash<sup>TM</sup> Preferred Card and get a response in 60 seconds.
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