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SimplyCashTM Card from American Express

SimplyCash<sup>TM</sup> Card from American&nbsp;Express

Cash back that simply adds up

Select Offer

Earn up to $200 $250 cash back1

New SimplyCashTM Card from American Express Cardmembers can earn 4% cash back on purchases (up to $250 cash back) for the first 6 months of Cardmembership.1

This offer is currently available to you on this webpage. Your eligibility for this offer can change at any time.

Financial Information

Card Type
Credit Card
Annual Fee
No annual fee
Annual Interest Rate
19.99% on purchases and
21.99% on funds advances*
Additional Cards
No annual fee2

Earn wherever you spend

Get cash back on everything – from groceries to gas, online shopping to food delivery and more.

How You Earn

  • 4%


    Up to $200 Welcome Offer

    In your first 6 months1

  • 1.25%


    No limit

    Flat earn rate when your Welcome Offer ends3

All Benefits


The American Express® Installment Program

For purchases both large and small, use
Plan It™ to choose a portion of your statement balance to pay in monthly installments. Terms and conditions apply.

  • Simple to set up
  • Fixed monthly fee
  • Manageable payments
  • Learn more about Plan It™ at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the SimplyCashTM Card from American Express:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    *Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
    Apply now for SimplyCash<sup>TM</sup> card and get a response in 60 seconds.

    Apply now for SimplyCashTM card and get a response in 60 seconds.

    More from American Express

    Get more cash back on everything you buy with the SimplyCashTM Preferred Card from American Express

    Maximize your cash back potential with an elevated earn rate – from recurring bills, online shopping, dining and more.