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Starwood Preferred Guest®* Business Credit Card from American Express

Earn a Welcome Bonus of 50,000 points.1
Annual fee $150
Footnotes

Card Type
Credit Card
Annual fee
$150*
Supplementary Card fee
$50 annual fee2*
Product Terms
19.99% on purchases and 22.99% on funds advances*

Key Benefits

WELCOME BONUS OFFER

Earn a Welcome Bonus of 50,000 points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.1

ANNUAL FREE NIGHT AWARD

Receive an Annual Free Night Award automatically each year after your anniversary3

UPGRADE TO STARWOOD GOLD ELITE STATUS

Enjoy an automatic upgrade to Gold Elite status when you reach $30,000 in purchases on your Card each year.4

BUSINESS ACCELERATED EARN RATE

You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel.5
Rewards
Experience luxury, refinements and inspired destinations in nearly 100 countries around the globe. Or indulge in ‘money can’t buy’ moments or premium merchandise. Whatever you’re in the mood for, there’s a distinctive reward for you from the SPG program.§
Earning Points
  • You can earn 3 points for every $1 in Card purchases on eligible gas, dining and travel.5
  • You can earn 5 points for every $1 in Card purchases at participating SPG®* and Marriott Rewards®* properties.5
  • You can earn 2 points for every $1 on all other purchases charged to the Card.5
  • Receive a 15,000 points bonus from the Starwood Preferred Guest®* program when you transfer 60,000 points to a frequent flyer program.7
  • Transfer points to frequent flyer miles with more than 40 airlines.8
  • As an added benefit of being the Basic Cardmember, you9 could earn more points by referring a friend. For each approved referral you could earn a referral bonus of 10,000 points10.
Redeeming Points
  • Experience 29 distinct brands including Sheraton®*, Westin®*, St. Regis®*, The Luxury Collection®*, W®* Hotels, Le Méridien, Tribute Portfolio, ElementSM, Aloft®*, Four Points®* by Sheraton and Design HotelsTM. Learn more at www.spg.com.
  • Experience once-in-a-lifetime events with SPG Moments®*, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
  • Redeem points for free nights with no blackout dates11 at over 6,500 of some of the world’s most extraordinary hotels and resorts around the globe.
  • Redeem your points for flights on some of the world’s leading airlines.12
Business Solutions
Make the most of a suite of business management tools that give you more control over your business anytime and anywhere.
Business Benefits
  • Business and expense management tools and resources
  • Business and travel insurance benefits and services
  • The flexibility to pay balances in full or over time
  • $150 annual fee may be tax deductible13
Payment Flexibility
Leverage your cash flow with the option of carrying a balance or paying in full each month.
Supplementary Cards
Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate points on your Starwood Preferred Guest account, so you have an opportunity to maximize the points you earn. The $50 annual fee may be tax deductible.13
Dedicated Customer Service
Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
Comprehensive Coverage

Business Coverage

Your Starwood Preferred Guest Business Credit Card From American Express can take care of you in so many ways, wherever business takes you.
  • Disability Plan for Small Business15†
  • Employee Card Misuse Protection16
† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

    Travel Coverage

    • Travel Emergency Assistance17
    • $500,000 Travel Accident Insurance18†
    • Car Rental Theft and Damage Insurance19†
    • Flight Delay Insurance20†
    • Baggage Delay Insurance20†
    • Lost or Stolen Baggage Insurance20†
    • Hotel/Motel Burglary Insurance20†
    † All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

      Purchase Coverage

      When you shop, use your Card and your purchases can be covered.
      • Buyer's Assurance® Protection Plan21†
      • Purchase Protection® Plan22†
      † All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.
        Additional Benefits
        American Express InvitesTM and expert customer service.

        Entertainment

        • Front Of The Line® Advance Access
        • Front Of The Line® Reserved Tickets
        • Front Of The Line® E-Updates
        • Special Offers & Experiences for all Cardmembers
        • Special Access for all Cardmembers

        World Class Service

        Wherever you are and whatever the time, we’re here for you in more ways than one.
        • 24/7 Customer Service
        • Emergency Card Replacement
        • Fraud Protection Guarantee
        Eligibility
        To save time, make sure you can say yes to the following before applying for the Starwood Preferred Guest Business Credit Card from American Express:
        • You are a Canadian resident and have a Canadian credit file.
        • You are the age of majority in the province or territory where you live.

        Ready to apply?

        Apply for the Starwood Preferred Guest®* Business Credit Card from American Express now and get a response in 60 seconds
        Footnotes
          * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.