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Starwood Preferred Guest®* Business Credit Card from American Express

Earn up to $250 in Statement Credits.1
Annual fee $150
We are currently not accepting applications for the Starwood Preferred Guest®* Business Credit Card from American Express. You may view upcoming changes to the card at Please check back on August 7th, 2018 to apply.

Card Type
Credit Card
Annual fee
Supplementary Card fee
$50 annual fee*
Product Terms
19.99% on purchases and 22.99% on funds advances*

Key Benefits


Earn a statement credit of $100 after you charge $1,500 in purchases to your Card in the first 3 months of Cardmembership.1 You can also earn a $150 statement credit after you charge $200 or more in purchases to your Card at participating Starwood or Marriott properties in your first 6 months of Cardmembership.1


Receive a Free Weekend Night Award at hotels and resorts worldwide when you reach $40,000 in purchases each year.3


Enjoy an automatic upgrade to Starwood Gold Preferred Guest membership when you reach $30,000 in purchases each year.4


You can earn 2 Starpoints®* for every dollar of eligible purchases charged to the Card at participating SPG®* & Marriott Rewards®* hotels from November 15, 2016 through July 31, 2018.5
Experience luxury, refinements and inspired destinations in nearly 100 countries around the globe. Or indulge in ‘money can’t buy’ moments or premium merchandise. Whatever you’re in the mood for, there’s a distinctive reward for you from the SPG program.§
Earning Points
  • You can earn 2 Starpoints®* for every dollar of eligible purchases charged to the Card at participating SPG®* & Marriott Rewards®* hotels from November 15, 2016 through July 31, 2018.5
  • Earn 1 Starpoint®* for every $1 in all other purchases charged to the Card.6
  • Receive a 5,000 Starpoint bonus from the Starwood Preferred Guest®* program when you transfer 20,000 Starpoints to a frequent flyer program.7
  • Transfer Starpoints to frequent flyer miles with nearly 30 airlines, usually on a 1:1 basis.8
  • As an added benefit of being the Basic Cardmember, you9 could earn more by referring a friend. For each approved referral you could earn a referral bonus of a $25 Statement Credit.10
Redeeming Points
  • Experience nine distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton
  • Experience once-in-a-lifetime events with SPG Moments®*, for unforgettable opportunities like meet and greets with A-list artists and athletes, backstage concert passes, pro golf clinics and much more.
  • Redeem Starpoints for Free Nights with no blackout dates11 at over 1,200 hotels and resorts in nearly 100 countries.
  • Redeem Starpoints for flights with no blackout dates on more than 150 airlines.12
Business Solutions
Make the most of a suite of business management tools that give you more control over your business anytime and anywhere.
Business Benefits
  • Business and expense management tools and resources
  • Business and travel insurance benefits and services
  • The flexibility to pay balances in full or over time
  • $150 annual fee may be tax deductible13
Payment Flexibility
Leverage your cash flow with the option of carrying a balance or paying in full each month.
Supplementary Cards
Supplementary Cards are very useful tool to help you control employee expenses plus track and accumulate Starpoints on your Starwood Preferred Guest account, so you have an opportunity to maximize the Starpoints you earn. The $50 annual fee may be tax deductible.14
Dedicated Customer Service
Get information about Card benefits or online account management from specially trained Small Business service specialists. Simply dial the number on the back of your Card and enter your Card number to reach a Business specialist.
Comprehensive Coverage

Business Coverage

Your Starwood Preferred Guest Business Credit Card From American Express can take care of you in so many ways, wherever business takes you.
  • Disability Plan for Small Business15†
  • Employee Card Misuse Protection16

Travel Coverage

  • Travel Emergency Assistance17
  • $500,000 Travel Accident Insurance18†
  • Car Rental Theft and Damage Insurance19†
  • Flight Delay Insurance20†
  • Baggage Delay Insurance20†
  • Lost or Stolen Baggage Insurance20†
  • Hotel/Motel Burglary Insurance20†

Purchase Coverage

When you shop, use your Card and your purchases can be covered.
  • Buyer's Assurance® Protection Plan21†
  • Purchase Protection® Plan22†
Additional Benefits
American Express InvitesTM and expert customer service.


  • Front Of The Line® Advance Access
  • Front Of The Line® Reserved Tickets
  • Front Of The Line® E-Updates
  • Special Offers & Experiences for all Cardmembers
  • Special Access for all Cardmembers

World Class Service

Wherever you are and whatever the time, we’re here for you in more ways than one.
  • 24/7 Customer Service
  • Emergency Card Replacement
  • Fraud Protection Guarantee
To save time, make sure you can say yes to the following before applying for the Starwood Preferred Guest Business Credit Card from American Express:
  • You are a Canadian resident and have a Canadian credit file.
  • You are the age of majority in the province or territory where you live.

Ready to apply?

Apply for the Starwood Preferred Guest®* Business Credit Card from American Express now and get a response in 60 seconds
    * Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 22.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details. Maximum of 99 Supplementary Cards. Supplementary Card applicant must be the age of majority. Supplementary Cards have an annual fee of $50 each.