What are the advantages of an American Express Personal Loan?
Quick access to funds
Funds are deposited into the bank account of your choice within 1-3 business days.
Personal loans offer personalized APRs and the rate is fixed for the life of the loan.
No collateral required
American Express Personal Loans are unsecured, so there’s no collateral or security required, unlike a home and car loan.
Enhanced financial control
Predictable fixed monthly payments make it easier to plan your budget.
No impact to your credit score when you apply2
Because you are a trusted Cardmember, we already know you so there is no need to check your credit score when you apply.