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Let the cash flow, flow.

The SimplyCash™ Card from American Express

The SimplyCash™ Card from American Express

Earn 5% cash back

on eligible gas, grocery and restaurant purchases in your first 6 months (up to $250 cash back)3

Earn 1.25% cash back on all other purchases and when your welcome rate ends4

Welcome Rate

Earn 5% cash back on eligible gas, grocery and restaurant purchases in your first 6 months (up to $250 cash back).3

Earn Rate

Earn 1.25% cash back on everything you buy and when your welcome rate ends.4

Unlimited Cash Back

There’s no limit to the amount of cash back you can earn.

Annual Fee

No annual fee.*

  • Earn 1.25% cash back on everything you buy when your welcome rate ends4
  • Supplementary Cards are free5
  • Get access to insurance benefits including $100,000 Travel Accident Insurance†7, Car Rental Theft and Damage Insurance†6 and more
  • American Express Invites, including Front Of The Line®11 Advance Access
  • No annual fee (the annual interest rate is 19.99% on purchases and 21.99% on funds advances*)
See how your monthly purchases can add up.
Use the calculator below to see the cash back you can earn with the SimplyCash Card.
$ /mo
$ /mo
$ /mo
$ /mo
Cash back earned in the first 6 months
$0
+
Cash back earned for the rest of the year
$0
=
Total potential annual cash back earned◊◊
$0

◊ Cash back earned in the first six months reflects applicable caps.

◊◊ Examples are simplified for illustrative purposes only based on the amounts spent at eligible merchant categories in Canada using the SimplyCash Card for new Cardmembers in the first year of Cardmembership. Cash back earnings are issued annually as a statement credit. For additional information on earn rates, including conditions, see the Footnotes section below. For complete terms and conditions, see the Program Terms and Conditions that follow your Cardmember Agreement.

  • Car Rental Theft and Damage Insurance†6
    Car Rental Theft and Damage Insurance†6
    Save money when travelling with the Car Rental Theft and Damage Insurance included on your Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your SimplyCash Card from American Express. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
  • $100,000 Travel Accident Insurance†7
    $100,000 Travel Accident Insurance†7
    Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your SimplyCash Card from American Express. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
  • Buyer’s Assurance® Protection Plan†9
    Buyer’s Assurance® Protection Plan†9
    Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your SimplyCash Card from American Express.
  • Purchase Protection® Plan†10
    Purchase Protection® Plan†10
    Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you charge the full purchase price to your SimplyCash Card from American Express.
Save money when travelling with the Car Rental Theft and Damage Insurance included on your Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your SimplyCash Card from American Express. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Up to $100,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your SimplyCash Card from American Express. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your SimplyCash Card from American Express.
Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you charge the full purchase price to your SimplyCash Card from American Express.
  • Fraud Protection Guarantee
    Fraud Protection Guarantee
    Use your Card online or offline, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen or you suspect it is being used without your permission.
  • Emergency Card Replacement
    Emergency Card Replacement
    If your Card or Supplementary Card gets lost or stolen, no worries. Simply call us and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible.
  • 24/7 Customer Service
    24/7 Customer Service
    You can rely on us 24/7 to give you an answer. Simply call the number on the back of the Card to speak to one of our Customer Care Professionals. That’s one way we deliver Relationship Care for our Cardmembers.
Use your Card online or offline, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen or you suspect it is being used without your permission.
If your Card or Supplementary Card gets lost or stolen, no worries. Simply call us and we’ll arrange to get you a replacement Card. If you are travelling, we’ll work with your itinerary to get a Card to you as soon as possible.
You can rely on us 24/7 to give you an answer. Simply call the number on the back of the Card to speak to one of our Customer Care Professionals. That’s one way we deliver Relationship Care for our Cardmembers.
SimplyCash™ Card from American Express

SimplyCash™ Card from American Express

SimplyCash™ Card from American Express

*Subject to approval. The preferred rate for purchases is 19.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 23.99% and/or 26.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.

 

** Offer only available to new Cardmembers. Cardmembers who currently hold a card by Amex Bank of Canada are ineligible for this offer. Offer is subject to approval up to an amount of $7,500 or 50% of your assigned credit limit, whichever is less. A balance transfer made at the time of application is eligible for a special interest rate of 1.99% for the first 6 billing periods, provided you meet the eligibility criteria specified in the offer terms and conditions and provided further that we always receive your minimum monthly payments by the date of the next billing statement. If either: (i) you still have an amount owing from your balance transfer when the special interest rate expires; or (ii) you do not make your minimum monthly payments by the date of the next billing statement (a “Missed Payment”), any remaining balance owing in relation to the balance transfer will be subject to interest at the rate then in effect for Funds Advances. The Preferred Rate for Funds Advances is currently 21.99% and will increase if you have additional missed payments. There is no balance transfer fee for this offer. Please see the Product Information box on your online application for complete details on fees and interest rates.