It appears that JavaScript is either disabled or not supported by your web browser. JavaScript must be enabled to experience the American Express website and to log in to your account.

Start of menu
Close Menu
A special offer for Perkopolis Members!
A special offer for Perkopolis Members!

Say YES to the American Express® Gold Rewards Card – As a Perkopolis Member, pay a $150 annual fee* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership2. Plus, receive an additional 2,500 Membership Rewards points annually upon renewal**.

The Gold Rewards Card:
  • As a Perkopolis Member, pay a $150 annual fee* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership2
  • Earn a Welcome Bonus of 25,000 Membership Rewards points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership1
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada3
  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more3
  • Earn 1 point for every $1 in Card purchases everywhere else3
  • There’s no limit to how many points you can earn and they never expire
  • Charge any travel to your Card and pay with points, with no blackout periods4
clouds
Eligibility Requirements:

Before we can consider your application, please ensure you can say yes to the following:

  • You are a Canadian resident and have a Canadian credit file
clouds
Welcome! Let us help you jumpstart your point earnings

Earn a Welcome Bonus of 25,000 Membership Rewards points when you charge $1,500 in purchases to your Card in your first 3 months of Cardmembership1 – $250 statement credit towards any travel purchases charged to your Card4!

Plus, 1 Free Additional Gold Rewards Card – a $50* value – to help you earn points faster5

clouds
Turn ordinary purchases into extraordinary awards

Simply by choosing the Gold Rewards Card for your morning coffee, weekly newspaper, gym membership, gas, groceries, etc… you can get closer to your next great reward.

shopping bag
Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada.3
suitcase
Earn 2 points for every $1 in eligible travel purchases charged to your card, including flights, hotels, car rentals, cruises, and more.3
airplane
Earn 1 point for every $1 in Card purchases everywhere else.3
And then, whether it’s travel, top brand merchandise, gift cards from leading retailers or one-of-a-kind experiences, the Gold Rewards Card opens up a world of rewards to treat yourself or someone special. With no pre-set spending limit on purchases6, no cap on the amount of points you can earn, and no points expiry, the reward possibilities are endless!
clouds
Charge any travel to your Card and pay with points

Use a travel agency, tour operator or even an online travel website to book your travel plans. Charge last minute vacation packages, airline tickets, car rentals, adventure tours, and more to your Card, with no blackouts or seat restrictions. Then go online to redeem your points4. Your points can even cover taxes and fees. You can choose to redeem points towards a travel charge up to 12 months later.

airplane
Fly any airline, any day, anywhere. Fixed points return flights from 15,000 points.

You can use your Membership Rewards points to book flights within Canada or to anywhere in the world for a fixed number of points. The number of points will stay the same regardless of flight availability, time of year, or popularity of the flight.7

clouds
Travel and shop with confidence, with a wide array of coverage

Experience all the adventures ahead of you with peace of mind.

Travel Insurance

Emergency Medical Insurance10† (Out of province/country)

Provides coverage for eligible emergency medical expenses incurred while traveling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.

Trip Interruption Insurance8†

When you fully charge your travel arrangements to your American Express Gold Rewards Card, this coverage provides for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Car Rental Theft and Damage Insurance9†

Save money when travelling with the Car Rental Theft and Damage Insurance included on your American Express Gold Rewards Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your American Express Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

Lost or Stolen Baggage Insurance10†

When you fully charge your airline tickets to your American Express Gold Rewards Card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.

Flight Delay Insurance8†

Charge your airline ticket to your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.

Baggage Delay Insurance10†

Book a flight with your American Express Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

Hotel/Motel Burglary Insurance10†

Automatic coverage of up to $500 against the loss of most personal items (excluding cash) if your hotel or motel room is burglarized. Coverage is in effect as long as you have fully booked and paid for your accommodations with your American Express Gold Rewards Card.

$500,000 Travel Accident Insurance11†

Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your American Express Gold Rewards Card. Additional Cardmembers, their spouses and dependent children under age 23 are also covered.

Shopping Coverage

Buyer’s Assurance® Protection Plan12†

Automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full purchase price to your American Express Gold Rewards Card.

Purchase Protection® Plan13†

Automatically, without registration, insures your eligible purchases against accidental physical damage and theft when you use your American Express Gold Rewards Card.

Entertainment Access

Front Of The Line®14

Make it a night you won’t forget with access to concerts and special events.

Get access to some of the hottest concerts, theatre productions and special events across Canada through Front Of The Line® by American Express14.

Front Of The Line® Advanced Access14
American Express Cardmembers can purchase advance tickets to some of the hottest concerts, theatre productions and special events before they go on sale to the general public.

Front Of The Line® Reserved Tickets14
During the public on-sale period for many major events, American Express Cardmembers can purchase tickets from a block of great seats reserved for American Express.

At your service, wherever you are

Emergency Card Replacement

No matter how you lost your Card, give us a call anytime, from anywhere and we’ll arrange to get a new one as soon as possible.

Terms & Conditions

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

** Subject to change without notice.

1. Offer subject to change. To qualify for the 25,000 Welcome Bonus for the American Express® Gold Rewards Card you must have at least $1,500 in net purchases posted to your account in your first 3 months of Card Membership. Account must be in good standing.

2. To qualify for the statement credit for the American Express® Gold Rewards Card, you must have at least $1,500 in net purchases to your account in your first 3 months of Card Membership. Please allow up to ten weeks for the statement credit to be awarded.

3. You can earn 2 Membership Rewards points (“points”) for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.

4. You can redeem Membership Rewards points for a statement credit towards an Eligible Travel Purchase charged to an Eligible Card. You must redeem a minimum of 1,000 points per redemption. Redemption rates may vary by Eligible Card. Statement credits on your Card Account should not exceed the aggregate amount of the Eligible Purchase(s) on your Eligible Card. If an otherwise Eligible Purchase participates in the American Express Installment Program, only the amount billed each month will be counted as an Eligible Purchase. You can register for online services to view your Eligible Purchases and to redeem online. Only Eligible Purchases posted to your Card Account during the last 3 months, up to 150 most recent Eligible Purchases, will be displayed for redemption. If you wish to redeem points towards an Eligible Purchase within the last 12 months that is not displayed online, please contact us at the number listed on the back of your Card.

For full Membership Rewards Program Terms and Conditions, visit membershiprewards.ca or call 1-800-668-AMEX (2639). Small Business Cardmembers, please call 1-888-721-1046.

5. Account must be in good standing. An additional card is a supplementary card. No annual fee for one supplementary Gold Rewards card. Each supplementary card added thereafter $50 annually. Supplementary Cardmembers must be at least 13 years old. Maximum of 9 supplementary cards per account.

6. No pre-set spending limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit record, account history and personal resources. Proof of resources and security may be required.

7. You can redeem a fixed number of points to cover the base ticket price of eligible flights up to the applicable maximum base ticket price. The base ticket price (often referred to by airlines as the base fare) excludes taxes, fees and carrier surcharges. You will be charged for these additional costs and any dollar amount that exceeds the applicable maximum base ticket price. The Fixed Points Travel Program applies to airfares offered through American Express Travel Services Canada or on americanexpress.ca/travel. When you redeem points for an eligible flight, the full cost of the flight, including taxes, fees and carrier surcharges will be charged to your Card upon booking. Within 5-10 business days from the date of booking, you will receive a statement credit for the base ticket price up to the applicable maximum base ticket price. If your statement monthly cycle cut date falls between the date the transaction is recorded on your statement and the date the statement credit is processed, you will be responsible for paying your monthly statement in full. The statement credit will be applied against your next statement. Full terms and conditions for the Fixed Points Travel Program can be found at americanexpress.ca/fixedpointstravel.

8. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Trips will not be covered for trip interruption, if purchased with points (including Aeroplan miles) from a reward program other than the Membership Rewards® Program. All reward programs are governed by their own terms & conditions.

9. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in effect as long as you have fully charged your rental to your American Express Gold Rewards Card. There are specific conditions that apply to who may rent and drive the rental vehicle, the length of the rental (s) and the type of vehicle covered.

10. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

11. Travel Accident Insurance provides automatic coverage of up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express Gold Rewards Card. Use the Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they will also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers are also covered. Travel Accident Insurance is Underwritten by Chubb Life Insurance Company of Canada, Head Office in Canada: Toronto, Ontario, under Master Policy TMH600135.

12. When you charge the full price on eligible purchases to your American Express Gold Rewards Card, the coverage given under the manufacturer’s original warranty is automatically doubled for up to one additional year. Buyer's Assurance Protection Plan is underwritten by Royal & Sun Alliance Insurance Company of Canada.

13. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

14. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.

† All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

®: Used by Amex Bank of Canada under license from American Express.

®*: Aeroplan is a registered trademark of Aimia Canada Inc.