SimplyCash® Card from American Express

SimplyCash<sup>®</sup> Card from American Express

The Simple Way To Get You ThereTM

Earn up to $100 in Statement Credits1*

In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.1*

*Current or former Cardmembers with this Card are not eligible for this offer. Other terms apply.

Financial Information

Card Type
Credit Card
Annual Fee
No annual fee
Annual Interest Rate
21.99% on purchases and
21.99% on funds advances*
Additional Cards
No annual fee2

Make it happen with

You’ve got plans. Make them happen with a Card that can earn cash back on every eligible purchase!

How You Earn

  • 2%


    On gas

    For eligible gas station purchases in Canada3

  • 2%


    On grocery

    For eligible grocery purchases in Canada, up to $300 cash back annually3

  • 1.25%


    On everything else

    With no limit to the amount of cash back you can earn!3

All Benefits

Plan It - The American Express® Installment Program 

Find control and flexibility with Plan ItTM. Split large purchases into monthly installments. Terms and conditions apply

  • No additional credit checks or applications
  • No additional interest and a fixed monthly fee
  • Earn rewards as usual
  • Learn more at

Unsure about which Card is appropriate for you? Use our Help Me Choose tool to find a Card for your wallet


To save time, make sure you can say yes to all of the following before applying for the SimplyCash® Card from American Express:
  • You are a Canadian resident and have a Canadian credit file
  • You are the age of majority in the province or territory where you live

Important Information

    *Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details.
    Apply now for SimplyCash<sup>®</sup> card and get a response in 60 seconds.

    Apply now for SimplyCash® card and get a response in 60 seconds.

    More from American Express

    Looking for the Simple Way To Get It AllTM  ?

    Earn up to 4% cash back on eligible gas and grocery, plus 2% cash back on all other purchases with the SimplyCash® Preferred Card from American Express.22