Please note: There is important updated information regarding COVID-19 and insurance coverage you may have available to you. Coverage is available for COVID-19 medical emergencies, provided a travel advisory to avoid non-essential travel or avoid all travel due to COVID-19 is not in effect for your destination or cruise. No trip cancellation or interruption benefits are available for a trip cancelled, interrupted, or delayed due to COVID-19.
For additional information: Regarding COVID-19 and your coverage - COVID-19 TRAVEL FAQ page.
Regarding travel advisories - Government of Canada’s Travel Advice and Advisories page.
If you would like to make a claim, please visit the RSA claims portal.

Baggage and Personal

Effects Insurance1

Why do I need it?


Sometimes you check your luggage with an airline or hotel only to find it damaged, lost or stolen, putting a damper on your trip. In an unfortunate situation like this, AMEX® Travel Insurance can provide you with reimbursement for the damage or replacement of your items.


What’s included?


Your baggage and personal items can be covered in the event of loss, theft or damage during your trip.

Lost or stolen

personal items

Reimbursement of losses up to $1,000 per trip ($3,000 per family), up to a maximum of $300 for any one item or set of items.

Lost or stolen


Reimbursement of up to a combined maximum of $250 towards the replacement costs for important documents, like your passport, travel visa and more.

Delayed baggage


Reimbursement of up to $500 for necessary toiletries and clothing if your checked bag is delayed for more than 6 hours.




Recommended Travel Plans

Frequently Asked Questions



Contact us: 1-844-200-8959

Mon - Fri: 8am-8pm (EST); Sat: 9am-5pm (EST)