The American Express Platinum Charge Card​​

If you love benefits and services that go the extra mile, choose Platinum


Featured Platinum Benefits and Rewards


For a Charge Card that delivers on every level, look no further than The American Express Platinum Card®. On top of the unmatched levels of service and benefits you would expect, like rewards points1 and complimentary insurances2, Platinum offers VIP privileges such as exclusive NZ Dining Benefits, annual travel benefits, concierge services and global airport lounge access3.

Remember, The Platinum Card is a Charge Card with no pre-set spending limit4 and the balance must be paid off in full each month.​


Rewards points – woman sightseeing in car.

Rewards Points


The Platinum Card has the highest points earning potential of the American Express Card range. You can earn 2 Membership Rewards points per dollar spent1 on your Card, with no limit to the amount of points you can earn each year.

Annual $200 Travel Credit – holiday villas

Annual $200 Travel Credit


Get $200 to spend on travel each year, for you or anyone you choose, for as long as you hold the Card5. For use toward eligible pre-paid airfares, car hire or hotel bookings, the annual Travel Credit can be redeemed online via American Express Travel.

Access 1200+ Airport Lounges – man in a lounge.

Up to $300 Dining Credit6


Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant6. Valid twice a year. Exclusions, T&Cs apply.

Transfer Points to Airline Partners – towels by a resort pool.

Transfer Points to Airline Partners


With Platinum, the choice is yours. You can transfer points to a choice of 7 major Airline Reward Partner programmes7, including Air New Zealand AirpointsTM.

Complimentary Travel Insurance – woman in deck chair

Complimentary Travel Insurance


The Platinum Card comes with complimentary travel insurance when a return trip is purchased on your Card, giving you and your family peace of mind when travelling in New Zealand or overseas2.

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The American Express
Platinum Card®

Platinum service. Platinum rewards.


Get more of the benefits that matter to you. Enjoy exclusive NZ dining benefits with $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant8. Valid twice a year. Exclusions, T&Cs apply. Plus $200 to spend on Travel each year5.


Discover an array of outstanding benefits and rewards with The American Express Platinum Card®.


Card Type: Charge Card
Annual Fee: $1,250 p.a.
Cash Flow Period: Up to 44 cash flow days8

Frequently Asked Questions

What is a Platinum or Premium Card?

Platinum and Premium Cards offer great value benefits, more perks and richer rewards than a standard Card. These benefits normally come with a higher annual fee, so you should weigh up the value of these benefits together with the way you spend to see how the Card will suit your lifestyle.


The term ‘Platinum’ has less to do with the actual Card colour, and more to do with the breadth and quality of benefits that come with the Card. This category typically provides the richest benefits available by American Express.

Is The American Express Platinum Card® a Credit Card?

No, the Platinum Card is a Charge Card. Charge Cards are not Credit Cards, but they do offer another form of Card payment. They have no pre-set spending limit4, but that does not mean unlimited spending. Charge Cards give you greater purchasing power with no pre-set spending limits, allowing you to make larger purchases on your Card, and earn points too. Learn more about Charge Cards.

How do I get a Platinum Card?

Application is simple and takes less than 10 minutes to complete. We have broken it down into 3 easy steps:



To make the application process as smooth as possible, you will need your driver’s licence and some financial information like income, employment details, superannuation and living expenses. If you have all the required information, your Card application should take you less than 10 minutes to complete.



If you have made the decision to apply for The American Express Platinum Card®, read the Terms and Conditions, then click on the ‘Apply now’ button to start your application.


Do I get Concierge Service?

As a Platinum Card Member, you get to enjoy access to our dedicated Concierge team, who are available 24/7 for everything you need. Whether you need expert advice on selecting just the right gift, want to book a restaurant or arrange the details of an upcoming special event, you can rely on Platinum Concierge to take care of any request, big or small.

Learn more about Platinum

See how The American Express Platinum Card® entitles you to upgrades, access to special benefits substantial savings and more.