THAI American Express Platinum Credit Card

 


 

Card Type
Credit Card

Annual Fee
5,350 Baht (inclusive of VAT)

 

Rewards Program: Every Baht 25 = 2 points and every 2 points = 1 Royal Orchid Plus mile

                                                       

Credit Line: Up to 5 times of your monthly average income

Interest on Purchases*: 16% per annum 

Platinum Edge card art

2X Royal Orchid Plus Miles2

The next time you go on a trip, use your THAI American Express Platinum Credit Card to purchase Thai Airways tickets or Royal Orchid Holidays from THAI ticketing offices in Thailand or THAI’s website to receive 2X Royal Orchid Plus Miles.


2X Points on Overseas Spending3

 

Earn 4 THAI American Express Platinum points for every Baht 25 spent overseas in foreign currency. The eligible spending will be calculated from your enrollment date until 31 December 2026.

 

Limited to a maximum of Baht 100,000 in spending or 8,000 BONUS Points per Card account throughout the Program Period.

 

Enrollment is required prior to enjoying the benefit: enroll here.

Fast Track to Royal Orchid Plus Gold Status4

 

Enjoy the fast track to ROP Gold Status by earning 25,000 Qualifying miles and accumulating 70,000 ROP miles conversion during a 12-month period*. Retain the status by earning 50,000 Qualifying miles and accumulating 140,000 ROP miles conversion during a 24-month consecutive period after attaining ROP Gold Status.

 

*For Cards approved before January 2025, the 12-month period will be counted according to the calendar year. For Cards approved from January 2025 onwards, the 12-month period will be counted according to the Cardmembership year.

 

Up to Baht 1,000 Statement Credit on Spending at Thai Airways6

 

Receive Baht 500 Statement Credit when spending Baht 10,000 or more per transaction on Thai Airways flight tickets departing from Thailand in Thai Baht from Thai Airways’ channels, once during each redemption period (January – June and July – December).

 

Enrollment is required prior to enjoying the benefit: enroll here.

 

90,000 BONUS ROP Miles When Converting 250,000 ROP Miles5

Earn 90,000 BONUS ROP miles when you accumulate and convert at least 250,000 ROP miles from THAI American Express Platinum points within a calendar year.

50% Discount on Award Redemption for a Companion8

When you purchase a Royal First or Royal Silk class round-trip ticket, you may redeem awards for your loved ones using only half the miles normally required. (The benefit is applicable to F/A/C/D/P/J class tickets only.)

Complimentary Miracle Lounge Access7

Receive 2 complimentary accesses per year to the Miracle Lounge at Suvarnabhumi Airport when flying international flights with Thai Airways.

The Eligible Cardmember can use the e-voucher on Amex Experiences App to access the Miracle Lounges in the following areas:
 


Redeem Your Points for “THAI Cash Reward”9

 

You can redeem your THAI American Express Platinum points for a Cash Reward to use as a discount on any of your Card transactions at Thai Airways, including airfares, airport taxes and fuel charges, Royal Orchid Holidays package, or other products and services. Every 3,000 points = 500 Baht.

 

Other Privileges

Get Baht 200 Discount for Airport Rides via Grab10
1 January – 30 June 2026

Get Baht 200 discount* when using Grab for airport rides to or from Suvarnabhumi Airport by applying the PromoCode “AMEXROP” and settling your payment with THAI American Express Platinum Credit Card (no minimum spending). 

Limited to 1 time per user per month, and 500 users each month.

 

Up to 10,000 BONUS Royal Orchid Plus Miles Welcome Offer11

• 5,000 Bonus Royal Orchid Plus Miles for your first purchase charged to your Card within the first 30 days of Card activation and you will receive 5,000 BONUS Royal Orchid Plus miles.

• 5,000 Bonus Royal Orchid Plus Miles When You First Fly to an International Destination: Flying overseas with Thai Airways International is more rewarding with your Card. With the Card, your first purchase of an international THAI ticket departing from or has a destination to Bangkok, earns you another 5,000 BONUS Royal Orchid Plus miles. The benefit excludes fares in booking classes V/S/K/W/G/L/O/I/X/E/N/R.

 

Easy steps to earn Royal Orchid Plus miles

Before you begin using your Royal Orchid Plus miles, you must first convert them from THAI American Express Platinum points. Every Baht 25 spent on your THAI American Express Platinum Credit Card earns you 2 THAI American Express Platinum points, and every 2 THAI American Express Platinum points can then be converted to 1 Royal Orchid Plus mile.

 

For example: 

 

 Baht 1,000 spent

=

40 THAI American Express Platinum points

=

20 Royal Orchid Plus miles

 

 

Please note that a minimum of 5,000 points, with incremental amount of 1,000 points, is required per one transfer transaction.

 

3 Easy Steps to Convert Your THAI American Express Platinum Points to Royal Orchid Plus Miles:

 

Step 1

Check the THAI American Express Platinum points Balance section in your monthly THAI American Express Platinum Credit Card statement to see how many THAI American Express Platinum points you have.

 

Step 2

Call THAI American Express Platinum Customer Service at 0 2091 2788 to convert your THAI American Express Platinum points to Royal Orchid Plus miles.

 

Step 3

The Royal Orchid Plus miles will be credited to your Royal Orchid Plus account within 7 business days. View your Royal Orchid Plus miles balance in your Royal Orchid Plus statement, which is available online at: www.thaiairways.com/rop or delivered to you every 3 months by Thai Airways International (if you receive print communications). The changes to your THAI American Express Platinum points balance will also be reflected in your monthly THAI American Express Platinum Credit Card statement.

 

Note: THAI American Express Platinum points do not expire for as long as you hold your Card. However, once they have been converted to Royal Orchid Plus miles they will expire by a specific date.

 

In this landing page, reference is made for convenience on earning Royal Orchid Plus miles in situations where Cardmembers actually earn THAI American Express Platinum points.

 

Once THAI American Express Platinum points have been converted to Royal Orchid Plus miles, they cannot be converted back to THAI American Express Platinum points.

 

 

Financial Flexibility

 

Enjoy financial flexibility with your THAI American Express Platinum Credit Card. With benefits and privileges created specially to suit your needs, we’re sure that you’ll be able to make the most of your Card.

 

•  Line of Credit

 

Receive a credit line of up to 5 times of your monthly average income. Your credit limit will be reflected on your Card Carrier.

 

•  Repayment Period

 

Enjoy the benefits of up to 55 days repayment period on purchases of goods and services. The 55 days repayment period consist of 30 days statement cycle cut plus additional 25 days until the due date.

 

•  Minimum Payment

 

Enjoy greater financial flexibility and total control of your daily spending. You may decide to pay only the specified 8% minimum amount of total balance on monthly statement of account.

 

•  Extended Payment Plan

 

Get more of what you want with greater spending power. The next time you make a purchase with your Card, you can choose to pay for it in 3, 6, 9 or 10-month installments at participating merchants. For more details, please call our THAI American Express Platinum Customer Service line at 0 2091 2788.


•  Cash Advance


You can withdraw cash up to US$ 1,000* every 30 days from ATMs in Thailand that display an ATM Pool sign or American Express sign with a 3% service fee of the withdrawn amount** (subject to VAT). 


*The cash access varies based on our internal criteria.

**Interest will also be charged on daily basis on the balance outstanding from the withdrawal date until the full payment is received. 

 

Special Dining Privileges

 

Special dining privileges from leading hotels available from 1 January – 31 December 2026.12

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Insurance Benefit

Insurance Benefits for Greater Peace of Mind

 

 

 

TRAVEL ACCIDENT INSURANCE*

 

Enjoy financial flexibility with your THAI American Express Platinum Credit Card. With benefits and privileges created specially to suit your needs, we’re sure that you’ll be able to make the most of your Card.

 

Purchase your travel tickets with the THAI American Express Platinum Credit Card and you're automatically covered for up to Baht 10 million with Travel Accident Insurance underwritten by Chubb Samaggi Insurance Public Company Limited - at absolutely no cost to you.


You, your spouse and dependent children below 23 years of age are insured against accidental death and certain serious physical injuries while traveling as passengers in scheduled commercial aircraft, and other forms of public conveyance.

 

TRAVEL INCONVENIENCE*


You will be entitled to complimentary Travel Inconvenience Insurance when you purchase air tickets with your THAI American Express Platinum Credit Card. Benefits include:

 

 

 

 

 

 

 

 

*Detail of coverage and Terms and Conditions as set out in the Chubb Samaggi Insurance Policy document apply.

Download full insurance coverage document.

 


Additional Services

THAI American Express Platinum Credit Card Service

Platinum Service

 

24 x 7 THAI American Express Platinum Customer Service

 

Our THAI American Express Platinum Customer Service is available 24 hours a day, 7 days a week. Please contact us on 0 2091 2788. Our dedicated customer service representative is also on hand to answer your queries quickly and easily at the touch of a button.

 


 

Worldwide Acceptance

 

Wherever you choose to go, your Card provides you with instant recognition and a warm welcome at establishments around the world.

 


 

The Supplementary Card

 

Now that the benefits and privileges of Cardmembership are yours, why not share them with someone special. Supplementary Cards may be obtained for members of your family over 20 years old. Charges made on these Cards will be billed to your account and they will be listed separately on your statement for your convenience. With Royal Orchid Plus miles earned on each Supplementary Card credited to your account, you can earn miles even faster.

 


Documents and Useful Information

 

Terms and Conditions: THAI American Express Platinum Credit Card

 

You can read and download full Terms and Conditions of THAI American Express Platinum Credit Card here.

 

 

 

Example of Interest Calculation for Minimum Payment or Partial Payment and Cash Advance Usage


You can read and download the example of interest calculation for minimum payment or partial payment and cash advance usage for THAI American Express Platinum Credit Card here.

 

 

 

Terms and Conditions: THAI Airways International


You can read and download full Terms and Conditions of THAI Airways International here.

 

 

 

 

Details of Interest Rate, Penalty Charge, Fees and Other Service Charges 

 

You can read and download full details of interest rate, penalty charge, fees and other service charges here.

 

 

 

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