British Airways American Express Credit Card
British Airways American Express Premium Plus Card
Representative 22.9% APR

British Airways
American Express®

Credit Card

Representative 76.0% APR

British Airways
American Express®

Premium Plus Card

You could get closer
to your next adventure with

3,000Avios

when you spend £500 or more in your
first three months of Cardmembership1

You could get closer
to your next adventure with

18,000Avios

when you spend £3,000 or more in your
first three months of Cardmembership2

Representative Example

Representative APR
(variable)

22.9% APR

76.0% APR

Purchase rate
(variable)

22.9% p.a.

22.9% p.a.

Credit limit

£1,200

£1,200

Credit type

Credit Card with a variable credit limit

Credit Card with a variable credit limit

Annual fee

No Annual fee

£195

 

Highlights

Welcome offer

  3,000 bonus Avios welcome offer1

  18,000 bonus Avios welcome offer2

Companion Voucher

  Companion Voucher when you spend £20,000 each Card anniversary year3

  Companion Voucher when you spend £10,000 each Card anniversary year3

Benefits

  Travel and shopping protection4.

  Automatic enrolment to the British Airways Executive Club.

 

Reward Yourself

Earn Rate

  Earn Avios and use them to help jet off to distant shores, stay in luxury hotels, and explore with car rental. Taxes, fees, and charges apply.

  Earn 1 Avios for virtually every £1 you spend1.

  Earn 3,000 bonus Avios when you spend £500 in your first three months of Cardmembership1.

  Earn Avios, enabling you to collect more on everyday spend, double Avios on spend direct with British Airways flights and holidays.

  Earn 1.5 Avios for virtually every £1 you spend2.

  Earn 3 Avios for virtually every £1 you spend direct with British Airways or BA Holidays.

  Earn 18,000 bonus Avios when you spend £3,000 in your first three months of Cardmembership2.

Companion Voucher

  When you spend £20,000 on your Card within a Card anniversary year you will receive a Companion Voucher, which you can use to take a companion with you in the same flight and cabin3 when you redeem your Avios for a British Airways reward flight. Taxes, fees and charges apply.

  When you spend £10,000 on your Card within a Card anniversary year you will receive a Companion Voucher, which you can use to take a companion with you in the same flight and cabin3 when you redeem your Avios for a British Airways reward flight. Taxes, fees and charges apply.

Supplementary Cards

  Earn more Avios with complimentary Supplementary Cards for family and friends (subject to approval)5.

Annual Fee

  No Annual fee

  £195

Reward flights

  Start planning a new adventure with your Avios:

  • 20,000
  • aviosOne return flight from London to Moscow* or other great locations in Europe and Africa.
  • 15,000 
  • aviosOne return flight from London to Rome* or other great locations in Europe.
  • 9,000   
  • aviosOne return flight from London to Berlin* or other great locations in Europe.

Examples shown are based on redeeming Avios through the British Airways Executive Club programme for return flights departing from and returning to London.
*Terms, taxes and fees apply

 

Travel

Insurance

  You're insured for up to £75,000 against accidents on public transport when you buy your ticket with your Card4.

  You're insured for up to £250,000 against accidents on public transport when you buy your ticket with your Card4.

  Flight cancellations, delays and delayed baggage – they're all covered when flights are purchased on your Card4.

Global Assist®

  Global Assist® provides medical and legal assistance when you travel outside the UK, 24/74.

British Airways
Executive Club

  Automatic Enrolment to the British Airways Executive Club including priority on standby waiting lists. Vital when you most need it.

 

World Class Service

Refund Protection

  Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we'll replace or refund up to a maximum of £200, even if the retailer won't4.

  Enjoy Refund Protection on all eligible items you buy on your Card in the UK. Items are covered for up to 90 days and we'll replace or refund up to a maximum of £300, even if the retailer won't4.

Purchase Protection

  Your Purchase Protection means that if you bought an eligible item with your Card and it’s stolen or damaged within 90 days of purchase, we’ll replace or repair it, or refund you up to £2,500 per item4.

Security

  If you don't recognise a purchase, we'll remove it from your Account immediately and investigate it for you as part of our Fraud Protection Guarantee.

American Express Invites®

  Enjoy access to purchase some of the hottest tickets in town with American Express Invites Opens in new window .

 

Eligibility

  To save you time, before applying for your British Airways American Express Credit Card or British Airways American Express Premium Plus Card it's worth making sure you can say yes to all the following:

  •   I am aged 18 or over
  •   I have a current UK bank or building society account
  •   I have a permanent UK home address
  •   I have no history of bad debt
  •   I understand I will not be eligible for any Welcome Offer if I hold or have held any British Airways American Express Card product in the past six months
 

Terms and Conditions

1. For the British Airways American Express Credit Card, 3,000 Welcome Offer Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £500 on goods and services to the Account within three months of Account opening. Please note it can take up to one month for the bonus Avios to be awarded to your Account once you have met the required spend. For the Credit Card, you will be awarded 1 Avios for virtually every £1 spent and charged per transaction. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months.

2. For the British Airways American Express Premium Plus Card, the 18,000 Welcome Offer Avios will be awarded onto your Account once you have been approved and you have spent and charged a minimum of £3,000 on goods and services to the Account within three months of Account opening. Please note it can take up to one month for the Welcome Offer Avios to be awarded to your Account once you have met the required spend. For the Premium Plus Card, you will be awarded 1,5 Avios for virtually every £1 spent and charged per transaction, and 3 Avios for virtually every £1 you spend direct on British Airways flights and holidays. Avios are not earned on Balance Transfers, Cash Withdrawals, American Express Travellers Cheques purchases, Foreign Exchange, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. Written details available on request. Introductory offers are not available if you currently hold or have held any other British Airways American Express Cards in the past six months.

3. Terms and Conditions apply to Avios redemptions. Reward flights and Companion Voucher bookings are subject to availability. Detailed information on Companion Voucher can be found at britishairways.com/travel/amexcompaniontc/public/en_gb or by calling 0844 493 0750 (calls cost 7ppm plus your telephone company access charge).

4. Terms and Conditions apply. Please see these Insurance Terms and Conditions Opens a pdf in new window for full details relating to the British Airways American Express Credit Card. Alternatively, please see these Insurance Terms and Conditions Opens a pdf in new window for full details relating to the British Airways American Express Premium Plus Card. Please read these documents to understand the limits and exclusions that may apply.

5. Supplementary Cards allow you to share the benefits of your British Airways American Express Card with others close to you. You will be the main Cardmember and will be liable for all charges made on the Supplementary Card(s). Additional Cardmembers must be 18 years or over. Written details available on request. Applicants must be 18 years old or over. Approval subject to status and Terms and Conditions apply.

American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.