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Explore your
American Express®
Gold Business
Card Membership benefits.

American Express®
Gold Business Card

American Express®
Gold Business Card


Earn up to 1.5 Membership Rewards point for every $1 spent1

Up to 51 days to pay for purchases2

Pay over time with Flexible Payment Option3

Pay suppliers with AccessLine® – even if they don’t accept Card payments4

Add up to 99 Employee Cards5

Maximise your points earning potential.

As an American Express Gold Business Card Member, you’re eligible to enrol in the Membership Rewards Ascent program and could earn points on all spend.1

Your Membership Rewards points won’t expire and there’s no limit to the number of points you can earn.6

If you haven’t enrolled in the Membership Rewards Ascent program, call 1300 363 276 (7.30am – 7pm AEST Monday to Friday).

Earn points



Earn 1.5 points for every $1 spent except spend on government where you will earn 1 point for every $1 spent.1

Plus, the Membership Rewards earn rate for FX International Payments (FXIP) is 1 point for every $15 transferred.11

Put simply, you get Membership Rewards points everywhere you spend and your points earning power is unlimited.

Redeem points



Transfer your points to 9 Airline Partners7 including Velocity Frequent Flyer, KrisFlyer, Emirates Skyward and more as well as 2 Hotel Partners7, Hotel, Hilton Honors and Marriott BonvoyTM.

You can even use points to shop online at David Jones8 or redeem for Gift Cards9 with our retail and entertainment partners, or pay down the balance on your Card.10

More from American Express®

American Express AccessLine®

Pay local and international suppliers – even if they don’t accept Card payments.4


Enquire now

Flexible Payment Option

Roll over purchases and grow your business without shrinking your cash flow.3


Find out more

Employee Cards

Get greater transparency over business spend and earn more points as you do.5


Find out more