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What is Credit Card Interest?

We’ll help you decipher the jargon around Credit Card interest so you really understand how it works.

Credit Card Interest Explained

Frequently Asked Questions

Credit and Charge Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?


Our simple Credit and Charge Card guides are a great place to start.


How to apply for a Card

What Card fees am I expected to pay


How to pay off your Card


What is Credit Limit


What is Credit Score


What is a Charge Card


Using your Card Abroad


Where is American Express accepted


How Credit Cards and Charge Cards work


American Express Benefits


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.



Access to our customer service is available 24/7 by phone, text or email.



Contactless is the quick, easy and secure way to make payments - simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex Pay and Apple PayTM you can even pay with your phone.

Explore Our Credit Cards

American Express Offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.



1. Having no pre-set spending limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

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