American Express Business Travel Account

All travel expenses charged to your Card on one bill.

Centralize employee business travel expenses into one simple billing account.

Paying for business travel doesn’t need to be complicated

The American Express® Business Travel Account (BTA) is a centralized billing account that offers control and financial flexibility. See all your corporate travel expenses in one monthly statement.

Centralize and Simplify Travel Expenses with a Business Travel Account

Gain control

Consolidate booking and reconciliation in one place to help avoid reconciliation issues and assist with maintaining compliance with your company payment policies.

Increase visibility

Develop a better understanding of your business travel spend with a centralized file and enhanced Travel and Entertainment data.

Protect travelers

Get Business Travel Accident Insurance2† and Flight and Baggage Delay Insurance3† at no additional cost.

How does the Business Travel Account work?


Book travel

When your employees request tickets and lodging through your Travel Management Company (TMC), the TMC will book it using your centrally billed account.


Receive Statements

Receive a monthly statement of all BTA travel expenses in PDF or Excel format that can be filtered and sorted. This provides you with an opportunity to review your spend.


Get enriched data

Take advantage of optional additional tools such as @Work® Reconciliation and @Work program management to help you gain visibility into additional details such as passenger name, ticket number, routing number, hotel, and airline.


Reconcile account

Send a single monthly payment to American Express. Taking advantage of @Work Reconciliation can help reduce administrative time spent reconciling individual payments and processing reimbursements, while expanding your cash flow.3

Case Study

Case study: a consulting firm streamlines its process and cuts costs

The Challenge: A top-tier consulting firm was struggling with outdated and cumbersome travel reconciliation processes. For each trip taken by a field rep, executive assistants had to spend hours entering data such as traveler names, cost centers and trip details into a spreadsheet, then matching them with specific transactions. The Finance team then had to double-check all this data before reconciling. The process took up to three weeks and was often closed out just as the next monthly billing statement was released.


The Solution: The American Express Business Travel Account allowed the firm to capture traveler names, employee IDs and cost centers for each transaction, cutting down on administration time for both the Finance team and executive assistants. In this case, the Finance team was able to contain costs and protect against fraudulent transactions by setting controls around when and how much employees could spend on travel.

Time-saving tools meets white-glove service

Help put time on your side with comprehensive digital account-management tools and world class customer service from American Express.

American Express @Work


American Express @Work lets your Program Administrator (PA) manage all your company Card accounts from one convenient location.


  • Search accounts by Cardmember name, Card number, employee ID, cost center, payment status, and more.
  • Search and sort transactions by date range, Card type, Cardmember, account number, transaction status, and more.
  • Replace, transfer, suspend, un-suspend, or cancel Cards or groups of Cards.
  • Monitor spending and payments at the Card, Account, or company-wide level.
  • Generate Card reports and data files, customized reporting, and business travel reports.

Start your American Express Business Travel Account application


Call 1-877-891-0821 and speak to a rep immediately. Or, fill out the form by clicking on the button below and a representative will contact you within 2 business days.

Not an American Express Cardmember?

Sign up for an American Express Corporate Card program to open up a world of perks, tools and opportunities.

Frequently Asked Questions

Find more ways to manage your travel related expenses.

Corporate Purchasing Card

Keep business payments in one place so you can track your spending, simplify reconciliation and negotiate better rates with suppliers.

American Express vPayment

A virtual payment solution assigning a specific-use account number and pre-authorized amount per transaction.

Terms and Conditions


1. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). You may contact the insurer at 1-877-777-1544 in Canada or visit


2. Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit


3. Rate of reconciliation is not guaranteed and is dependent on the travel data provided, and the extent of data issued for individual transactions processed. Level of data received by American Express for individual transactions will vary as a result of ARC/BSP processing. Business Travel Account clients may be required to enter into an agreement with their respective travel agency to permit the regular transmission of travel data to American Express for the purpose of reconciliation.


†All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read the Insurance Summary and Fact Sheet.