For additional information: Regarding COVID-19 and your coverage - COVID-19 TRAVEL FAQ page.
Regarding travel advisories - Government of Canada’s Travel Advice and Advisories page.
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Trip Cancellation &
Trip Interruption
Insurance
Why do I need it?
Sometimes the unexpected happens, and you can’t go on your trip as planned or have to return home early. AMEX® Travel Insurance† can protect you from financial losses when your trip is cancelled or interrupted due to an unexpected event.
What’s included?
Coverage is available for cancellations, interruptions and accidents that may occur before or on your trip.
Trip Cancellation
Insurance1
Covers non-refundable and non-transferable prepaid travel expenses if you have to cancel your trip due to unexpected or unforeseen events, up to a maximum of $15,000 per person / $30,000 per family (Single-Trip Plan).
Trip Interruption
Insurance2
Covers non-refundable and non-transferrable unused portion of your prepaid travel arrangements for trip interruptions up to a maximum of $15,000 per person / $30,000 per family (Single Trip Plan). For trip delays, out-of-pocket expenses may be reimbursed up to $100 per day, up to a maximum of $1,000 per person / $3,000 per family (Single-Trip Plan).
Flight & Travel
Accident
Insurance3
Provides life and disability protection for unexpected loss as a result of a travel or flight accident, up to a maximum of $50,000.
Recommended Travel Plans
Frequently Asked Questions
You are now leaving this American Express website and will transfer to the Royal & Sun Alliance Insurance Company of Canada(RSA) website.
RSA is responsible for handling your claim. All of the information you provide will be subject to the RSA Privacy Policy that can be found on their website. Claims are subject to terms, conditions, limitations and exclusions as outlined in the Certificate of Insurance.
Please continue to the RSA website by clicking continue below.
Trip Cancellation and Trip Interruption Insurance provides reimbursement of expenses incurred as a result of a covered reason for eligible pre-paid travel arrangements, transportation and out-of-pocket expenses. For complete benefit details, including maximum benefit limits, view our different plans and download the insurance certificates, or call 1-844-200-8959.
If you plan on purchasing pre-paid travel arrangements, you may want to consider purchasing trip cancellation/trip interruption coverage in order to protect your investment should you have to cancel or interrupt your trip due to one of the covered reasons.
Sometimes the unexpected happens, and you can’t go on your trip as planned or have to return home early. Trip Cancellation and Trip Interruption Insurance can help protect you from financial losses when your trip is canceled or interrupted due to an unexpected event.
† AMEX® Travel Insurance is optional group travel insurance underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit rsagroup.ca. In this outline, we have given a brief description of just some of the benefits available under AMEX® Travel Insurance. All insurance coverage is subject to the terms and conditions of the Group Policy issued to Amex Bank of Canada and the applicable limitations and exclusions described in the Certificate of Insurance issued upon enrollment. Please read the Certificate of Insurance carefully. AMEX® Travel Insurance is underwritten by Royal & Sun Alliance Insurance Company of Canada. Amex Bank of Canada identifies insurance providers and products that may be of interest to some of its customers. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive compensation from insurance providers and our compensation may vary by provider and product. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.
1Trip Cancellation benefits reimburse the cost of non-refundable and non-transferable portion of prepaid travel arrangements up to the amount of the sum insured in the event of trip cancellation as a result an insured risk that happens prior to your departure.
Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year under the Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment.
2If an insured risk occurs during your trip and causes you to interrupt your trip, Trip Interruption benefits can cover the eligible costs of transportation to your next destination or early return to your departure point. If an insured risk occurs during your trip and results in your being delayed from returning to your departure point beyond your scheduled return date, certain eligible costs associated with this trip delay can be covered.
Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year under the Multi-Trip Annual Plan. Coverage is available for purchase at various sum insured levels, up to a maximum of $10,000 per person / $20,000 per family for trip interruption benefits. The sum insured level purchased will be shown in the Confirmation of Insurance issued to you upon enrollment. For trip delay, eligible costs may be reimbursed up to $100 per day, up to a maximum of $1,000 per person / $3,000 per family.
3Flight & Travel Accident Insurance provides a benefit of $50,000 for death, double dismemberment, loss of sight of both eyes or complete and irrevocable loss of speech or hearing; or a benefit of $25,000 for single dismemberment or loss of sight in one eye); when such losses occur as the result of an accident that occurs during your trip, and the when the loss occurs within 365 days from the date of the accident.
Coverage is available for a single trip under the Per Trip Plan and for multiple trips during the year under the Multi-Trip Annual Plan.
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