American Express® Credit Card processing rate
At American Express, we understand that you want to pay as few fees as possible, and for anything you do pay to be clear from the off. So we keep it simple…
We charge a flat Card processing rate. That’s one cost, on a pay-as-you-go basis, charged only when a customer makes a transaction with their American Express Card. No extra set-up costs or additional monthly account fees that some providers charge; no surprises when your statement arrives.
American Express Merchant rates are competitive and transparent, based on your industry and annual account activity. These rates are consistent across all of our Credit and Charge Card products to help keep acceptance simple.