View Key Facts Statement
The Platinum Card®
English | 中文
Limited-Time Welcome Offer for New Cardmembers!
Earn up to 117,222 miles or HK$7,033 credit
New Cardmembers^ who apply successfully on or before April 30, 2026 and fulfill the designated spending requirements can enjoy up to 2,110,000 points* - enough for 4 round-trip to Japan or 2 round-trip to Europe! Existing Cardmembers^ can also enjoy up to 810,000 points*.
Beyond welcome offer, the Card unlocks a world of premium travel and lifestyle benefits, including access to over 1,550 airport lounges and Buy-1-Get-1 Free offer at selected Michelin-starred restaurants.
Annual Fee: HK$9,500
Exclusive to New Cardmembers - Apply now for 2 round-trip tickets to Europe or
4 round-trip tickets to Japan!
Both New and Existing Cardmembers can earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months
Once the application is submitted and approved, the paid annual fee of HK$9,500 will not be refunded.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer.
Unlock Travel privileges & Referral bonus of up to HK$17,748 with HK$9,500 annual fee
A. Global Dining Credit - Enjoy up to HK$2,000 statement credit year-round. During the promotion period, up to HK$500 statement credit applicable to the first HK$500 spend at the participating abroad/local restaurants in each redemption period (3rd redemption period: January 1 - June 30, 2026; 4th redemption period: July 1 - Dec 31, 2026). American Express Travel Online Benefit - Up to HK$1,100 statement credit. During the Promotion Period (January 6 to June 30, 2026), each registered Eligible Card can enjoy a maximum amount of HK$1,100 statement credit.
B. Family Travel Insurance - Platinum Card Members and their families can enjoy global travel insurance underwritten by Chubb Insurance Hong Kong Limited. The coverage includes a family with one child under 21 years old under the basic Annual Multi-Trip Plan of the American Express Premier Travel Protector, equivalent to HK$4,750.Compare to similar product at insurance market is HK$4,750, as of 2024 September.
C. Priority Pass - Platinum Card Members are entitled to a complimentary Priority Pass membership, valued at US$469 annually, equivalent to HK$3,658. Value of Priority Pass Membership is based on Priority Pass Prestige plan as of 2024. For details, please click here
D. Fine Hotels + Resorts - Receive complimentary benefits with an average total value of HK$4,680 when you book with Fine Hotels + Resorts through American Express Travel Online. Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. For details, please click here
E. Earn additional 468,000 points for every successful referral after becoming a Platinum Cardmember, enough to redeem HK$1,560 Pay with Points or 26,000 miles. Each referrer can make up to 10 successful referrals per calendar year, with a maximum of 4,680,000 Membership Rewards points.
NEW! "Two-For-One” Dining Experience
From March 1 to August 31, 2026, enjoy buy-one-get-one special dinner menus at designated Michelin-starred and fine dining restaurants in town.
New Michelin picks:
Selected customer favourites:
Access 1,550 Airport Lounges in 140+ countries
HK$1,100
Travel Credit
As a Basic Platinum Card Member, you are eligible for an annual statement credit of up to HK$1,100 for pre-paid hotel and car rental bookings made through Amex Travel Online.
HK$2,000
Global Dining Credit
- Up to HK$1,000 statement credit for local dining annually
- Up to HK$1,000 statement credit for overseas dining annually
- Over 1,400 restaurants at 20 locations around the world
NEW Spend Program to earn as low as HK$2 = 1 Mile
From now till June 30, 2026, enroll your Platinum Card to enjoy as low as HK$2 = 1 Mile9 when you spend in foreign currencies, airlines, and at designated travel & everyday spend merchants.
Card benefits at a glance
With each booking, receive this complimentary suite of benefits at over 1,300 extraordinary properties worldwide.
US$100 Credit
Enjoy a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, spa, or other on-property charges during your stay1
Daily Breakfast
Enjoy daily breakfast for two people
Room Upgrade
Receive a room upgrade upon arrival, when available2
260 points : HK$1
Enjoy a special conversion rate at 260 points : HK$1 when booking Fine Hotel & Resorts with Amex Travel Online platform.
Early Check-in & Late Check-out
Guaranteed 4pm late checkout and noon check-in when available
Complimentary 3rd/4th Night at selected hotels
Enjoy a complimentary 3rd/4th night at selected hotels. Please click here for details.
1Certain room categories are not eligible for upgrade.
2Eligible charges vary by property.
The Hotel Collection
Platinum Card Members will receive access to the following at over 700 participating hotels and resorts when staying a minimum of two consecutive nights:
- US$100 hotel credit on hotel amenities such as dining, spa or other leisure facilities
- Room upgrade upon arrival, if available
For details, please click here
International Airline Program
A world of privileges opens before you. Travel individually or with your loved one and receive unparalleled savings on individual and companion fares when purchasing with your Platinum Card for a full fare First Class, Business Class or Premium Economy Class ticket of selected routes with our airline partners.
For details, please click here
Elite partner programs
We give you complimentary memberships to many of the world's leading hotels and car rental companies' loyalty programs.
- Hilton Honors – Gold status
- Marriott Bonvoy™ – Gold Elite Status
- Radisson Rewards – Premium status
- Hertz – Hertz Gold Plus Rewards®
3X overseas spending
Earn 3 Membership Rewards points for every HK$1 you spend with The Platinum Card while overseas or for online purchases if the transaction is in a foreign currency5.
Up to 40% savings at designated restaurants
- Up to 40% savings on à la carte dinner menu and special Takeaway Offer at designated Maxim’s Restaurants. Click here for details
- Up to 40% savings on à la carte dinner menu at selected restaurants of Cafe Deco Group. Click here for details
- Up to 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality. Click here for details
- Up to 30% savings on designated menu at paticipating restaurants of Elite Concepts and 20% savings at Penthouse. Click here for details
- Up to 30% savings on the a la carte menu at participating restaurants of JIA Group. Click here for details
Hotel Year-Round Offers
Complement your new year celebrations with indulgent dining and spa treatments at Hong Kong’s most prestigious hotels.
Movie Privileges6
Buy-1-Get-1-Free offer on Fridays, and 20% savings on other days on 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
Complimentary travel insurance9
Your Platinum Card provide you and your family with global travel insurance while you are away from home, when you book and pay for the trip with The Platinum Card.
- Travel Accidents coverage of up to HK$3,000,000
- Medical Assistance and expense up to HK$1,000,000
- Canceling and cutting short your trip
- Lost, stolen and damaged baggage
- Delayed flights and missed departures
No worries guarantee9
- Return Guarantee – if you are unhappy with a purchase made with The Platinum Card in Hong Kong, bring the new item to us within 30 days of purchase and we will give you a refund.
- Extend Warranty – when you make a purchase with The Platinum Card, we will extend the original manufacturer's warranty of 1 to 3 years by up to 1 year.
- Price Protection – if within 14 days of purchase, you see an identical item for purchase at a lower original purchase price at another retail outlet in Hong Kong, we will refund you the difference.
Home assistance
- Electrical Assistance to fix failure of the main switch
- Plumbing Assistance for clogged water supplies or water draining system, or leaking water pipes (excluding taps)
- Locksmith Assistance if you accidentally lock yourself out from your residence
- Repair of air conditioning units in the event of failure (excluding freezing agent or leakage)
Roadside assistance
- Towing to your selected garage and full coverage for all expenses beyond first HK$750 (excluding parts and accessories)
- Arrange a taxi and reimburse fares for you
- Pay for you to return to collect your vehicle
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident / citizen
*2,110,000 points can be converted to 117,222 miles, enough to redeem 4 round-trip tickets to Japan/Korea1 or 2 round-trip tickets to London/Paris, or can be used to offset HK$7,033 eligible transactions with Pay with Points. 810,000 points can be converted to 45,000 miles, enough to redeem oneround-trip ticket to Japan or three round-trip tickets to Taipei1.
Conversion rate is based on 1 mile redeemable by 18 Membership Rewards points; HK$10 Pay with Points redeemable by 3,000 Membership Rewards points.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.
- The conversion rate is based on 1 airline mile = 18 Membership Rewards points.The conversion rate is based on the January 2024 Asia Miles Standard Award Chart, and the actual miles required may vary. Redemption of award tickets is subject to availability at the time of booking.
- Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
- Certain room categories are not eligible for upgrade.
- All benefits mentioned vary by property.
- Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc. (for example, if the merchant gives you the option of converting the transaction to Hong Kong Dollars at point of sale), the foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. The following types of charges are not eligible for Membership Rewards points: charges processed and billed prior to the Enrollment Date, American Express Card annual fee, American Express Travelers Cheque purchases, American Express Gift Cheque or Travel Gift Certificate purchases, charges for dishonored cheques, finance charges-including Credit Card account finance charges, late payment and referral charges, tax refunds from overseas purchases, tax Bill payment and payment portion under 'Points + $' redemption items.
- Movie privileges Terms and Conditions apply.
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law.
- Terms and conditions apply for Welcome Offer.
- Enrollment is required for the "Up to 9X” Membership Rewards® points Accelerator Program. Please click here for full details.
Click here for full details of the The Platinum Card benefits.
Year-Round Offers Terms and Conditions apply.