View Key Facts Statement of Explorer Card and The Platinum Card
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Limited-Time Welcome Offer
Up to 72,000 miles
- New Cardmembers# only
(Offer ends on February 28, 2026)
The Explorer Credit Card makes every journey smoother and more rewarding — enjoy airport lounge access, earn and convert miles effortlessly, and travel with extra protection. It’s the smart way to travel, from departure to return.
First-year annual fee waiver of HK$2,200
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application
Limited-Time Welcome Offer
up to 55,000 miles & HK$2,500 statement credit
for New Cardmembers#
(Offer ends on January 31, 2025)
If you seek elite treatment at luxury hotels, unlimited lounge access, and exclusive dining experiences, The Platinum Card is made for you. Enjoy exceptional privileges, elevated service, and lasting value because every journey deserves the finest, and every benefit is worth more with Platinum.
Annual Fee: HK$9,500
Explorer Credit Card
Limited-Time Welcome Offer
Up to 72,000 miles
- New Cardmembers# only
(Offer ends on February 28, 2026)
The Explorer Credit Card makes every journey smoother and more rewarding — enjoy airport lounge access, earn and convert miles effortlessly, and travel with extra protection. It’s the smart way to travel, from departure to return.
First-year annual fee waiver of HK$2,200
The Platinum Card
Limited-Time Welcome Offer
up to 55,000 miles for New Cardmembers#
(Offer ends on January 31, 2026)
If you seek elite treatment at luxury hotels, unlimited lounge access, and exclusive dining experiences, The Platinum Card is made for you. Enjoy exceptional privileges, elevated service, and lasting value because every journey deserves the finest, and every benefit is worth more with Platinum.
Annual Fee: HK$9,500
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application
From daily rewards to travel – discover a Card that fits your needs.
Begin your next adventure with the new welcome offer.
New Cardmembers# only
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application
Apply as an existing Cardmember if you are
- a cardmember who are currently holding any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months or
- an applicant who has held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months.
Earn Membership Rewards points effortlessly
with no expiry date
Explorer Our Latest Benefits
An airport experience that turns wait times into good times
Start your journey at ease.
With effect from January 1, 2026, Basic and Supplementary Cardmember(s) of Explorer Credit Card can enjoy a total of up to 12 times complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets every calendar year, including the Intervals Bar located in Hong Kong International Airport3.
Terms and Conditions apply.
Treat yourself with our exclusive dining offers
Savor every moment with our seasonal and year-round dining offers.
Enjoy up to 30% savings upon purchase at designated restaurnats and enjoy complimentary canapés upon purchase of designated drinks at selected bars!
Stay tuned with our special offers to elevate your dining experience!
Terms and Conditions apply.
Enjoy 5X points at selected Online Merchants11
Turn your online spending into even more bonus points.
Shop effortlessly and earn extra rewards with a wide range of selected online merchants across various categories.
Terms and Conditions apply.
More Benefits
Amex Experience
Travel with Amex
- Movie Privileges7 - 10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
- Pay with Points8 - Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express Card - including dining, everyday spending, travel, entertainment and more. For more details, please visit here.
- Year-round Offers - Click here to find out more attractive year-round offers with the American Express Explorer Credit Card.
- Annual fee waiver - Your Basic Card Annual Membership fee of HK$2,200 will be waived and you can continue using the first two Supplementary Cards without paying any annual membership fee for the following year simply by spending HK$150,000 annually.
- Supplementary Cards - 2 complimentary Supplementary Cards.
PEACE OF MIND
- Complimentary Travel Insurance9
When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you'll always have someone to rely on when you travel.- Travel Accident Insurance with coverage up to HK$3.5 million
- Travel Inconvenience Protection with coverage up to HK$10,000 per year
- Shopping Protection
You can spend on your American Express Explorer Credit Card with total peace of mind. We'll protect you against fraud, faulty goods and even if you change your mind, we've got you covered.- Online Fraud Protection Guarantee10
Shop online with your Card and you won't be held responsible for any fraudulent charge. - No Worries Guarantee Program9
- Return Guarantee Protection Plan
- 45 Days Cover
- Extended Warranty Protection
- Price Protection Plan
- Online Fraud Protection Guarantee10
- World Class Service
Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:- Manage your account online and get 24-hour secure access to monitor all your charges and payments
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident/citizen
How to apply
Click here to download the PDF on how to apply.
Welcome Offer Terms and Conditions apply.
#Applicants are currently not holding, or have not cancelled or held basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application. Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Card issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the first-year annual fee waiver and the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer from such Cardmember’s account without prior notice.
`Cardmembers who are currently holding or applicants who have held or cancelled any approved basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application.
Card Benefits Terms and Conditions apply.
Membership Rewards Program Terms and Conditions apply.
- On the basis of HK$100 cash voucher can be redeemed by 30,000 Membership Rewards points and HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points.
- Conversion rate accurate as of December 2023, in which 1,000 air miles can be redeemed by 18,000 Membership Rewards points.
- Complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets: with effect from January 1, 2026, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for 3 times and 1 time complimentary access respectively for each calendar year. After a cumulative net spending of HK$30,000 or more on the Cardmember’s account from eligible transactions within each calendar year, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for additional 5 times and 1 time respectively, that is in total up to 8 times and 2 times complimentary access respectively. Based on the calculation of each Explorer Cardmember’s account can have a maximum of 2 complimentary Supplementary Cards, hence every Cardmember’s account can enjoy a total of up to 12 times complimentary accesses in each calendar year. For the avoidance of doubt, the accumulation of spending in each Cardmember’s account shall also include the spending of the Supplementary Cards.
American Express incurred fees (including, but not limited to Annual Fees, Foreign Currency Conversion fees and charges, cash advances, balance transfers), un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded will not be considered as eligible purchases. Terms and Conditions apply, click here for more details..
- For Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.
- Aggregate spending of Basic and Supplementary Card(s).
- Upon successful enrollment in and fulfillment of the below Foreign Currencies and Travel Spend Offer, Cardmembers may earn up to 10.75 American Express Membership Rewards points for every HK$1 equivalent spent on eligible foreign currencies transactions, and for every HK$1 spent at Airlines or Selected Online Travel Agencies in Hong Kong dollars.
- "3X on Local and Foreign Currencies Spend" : Eligible Cardmembers will accrue 3 American Express Membership Rewards points for (i) every eligible HK$1 equivalent billed to the Eligible Card in foreign currencies; (ii) every eligible HK$1 equivalent spent in Airlines and Selected Online Travel Agencies billed to the Eligible Card in Hong Kong dollars. Enrollment is not required.
- "0.75X Additional Bonusing (Offer 1)" : During the Foreign Currencies and Travel Spend Offer Promotion Period (as defined below) and after successfully completing the enrollment to Offer 1, the Enrolled Cardmembers (as defined below) will start earning an additional 0.75 American Express Membership Rewards points for (i) every HK$1 equivalent spent in foreign currencies from Eligible Transactions (as defined below); and (ii) every eligible HK$1 spent on eligible airfare transactions for scheduled flights made directly with a passenger airline merchant ("Airline Bonusing") or at Selected Online Travel Agencies ("Selected Online Travel Agencies Bonusing") in Hong Kong dollars.
- "7X Additional Bonusing (Offer 2)": During the Foreign Currencies and Travel Spend Offer Promotion Period (as defined below) and after successfully completing the enrollment to Offer 2, the Enrolled Cardmembers (as defined below) will start earning an additional 7 American Express Membership Rewards points for (i) every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies from Eligible Transactions (as defined below); and (ii) Every eligible HK$1 spent in the first HK$10,000 on eligible airfare transactions for scheduled flights made directly with a passenger airline merchant ("Airline Bonusing") or at Selected Online Travel Agencies ("Selected Online Travel Agencies Bonusing") in Hong Kong dollars billed to the Eligible Card during each calendar quarter (i.e. January 2 – March 31 or April 1 – June 30).
Above Offer 1 and Offer 2 are collectively "Foreign Currencies and Travel Spend Offer", which are valid from January 2, 2026 to June 30, 2026, both dates inclusive ("Foreign Currencies and Travel Spend Offer Promotion Period").
This program is applicable to Cardmembers of American Express Explorer Credit Card issued by American Express International, Inc. ("American Express") in Hong Kong ("Eligible Card" such holder, "Eligible Cardmember").
Eligible Cardmembers must successfully enroll in the Foreign Currencies and Travel Spend Offer with the Eligible Card during the Foreign Currencies and Travel Spend Offer Promotion Period ("Enrolled Cardmembers"), then spend in foreign currencies, airlines under Airline Bonusing or Selected Online Travel Agencies with the Eligible Card to enjoy the Foreign Currencies and Travel Spend Offer ("Eligible Transaction"), which shall be subject to any exclusions outlined in the American Express Membership Rewards Terms and Conditions or herein. For the avoidance of doubt, any spending/transaction that occurs prior to the successful enrollment is not counted as qualified/eligible transactions under the Foreign Currencies and Travel Spend Offer.
Foreign currency means any currency other than Hong Kong dollars. If a transaction is converted into Hong Kong dollars prior to being submitted to American Express International, Inc., foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. Foreign currency spend excludes charges and other fees. A Currency Conversion Fee applies when payment is charged in a currency other than Hong Kong dollars. For more information regarding charges made in foreign currencies, please refer to the relevant Cardmember Agreement.
For Airline Bonusing and Selected Online Travel Agencies Bonusing, exclusion and Terms & Conditions apply. Please refer to Membership Rewards Program Terms and Conditions for details. - Movie privileges Terms and Conditions apply.
- Cover it with Points Terms and Conditions, Shop with Points Terms and Conditions, Travel with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
- Complimentary Travel Insurance and No Worries Guarantee Program (collectively "Plans") are underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. The Plans are subject to relevant Travel Insurance Terms and Conditions and No Worries Guarantee Program Terms and Conditions.
- Online Fraud Protection Guarantee Terms and Conditions apply. Provided that you notify us immediately upon discovery of any fraudulent transactions on your statement and you have complied with the Card conditions. "Immediately" means on or before the due date of the statement in which the fraudulent transaction appears.
- 5X points at Selected Online Merchants: From January 2, 2026 to December 31, 2026, Eligible Cardmembers must successfully enroll with their Eligible Card. 5X including the 3 American Express Membership Rewards points earned under local spend and the additional 2 American Express Membership Rewards points earned under Selected Online Merchant Bonusing. The additional 2 American Express Membership Rewards points for every HK$1 spending incurred from 5X Offer are capped at extra 90,000 Membership Rewards points in total per Eligible Card Account for each calendar quarter. Terms and Conditions apply, click here for more details.
Explore the world? Start with an extraordinary travel experience
Receive up to 55,555 miles and HK$2,500 statement credit for New Cardmembers and enjoy access to 1,550+ lounges worldwide.
New Welcome Offer - Bigger Rewards for both New & Existing Cardmembers!
New Cardmembers^ - Enjoy extra HK$2,500 statement credit and a limited-time bonus of up to 55,555 miles, enough to redeem 2 round trips to Japan or 1 round trip to Europe.
Once the application is submitted and approved, the paid annual fee of HK$9,500 will not be refunded.
*1,000,000 points can be converted to 55,555 miles or used to offset HK$3,333 eligible transactions with Pay with Points. Conversion rate is based on 1 mile redeemable by 18 Membership Rewards points; HK$10 Pay with Points redeemable by 3,000 Membership Rewards points.
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
^Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, not including The Platinum Card / American Express® Peninsula Platinum Card, within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.
Unlock Travel privileges & Referral bonus of up to HK$17,748 with HK$9,500 annual fee
A. Global Dining Credit - Enjoy up to HK$2,000 statement credit year-round. During the promotion period, up to HK$500 statement credit applicable to the first HK$500 spend at the participating abroad/local restaurants in each redemption period (3rd redemption period: January 1 - June 30, 2026; 4th redemption period: July 1 - Dec 31, 2026). American Express Travel Online Benefit - Up to HK$1,100 statement credit. During the Promotion Period (January 6 to June 30, 2026), each registered Eligible Card can enjoy a maximum amount of HK$1,100 statement credit.
B. Family Travel Insurance - Platinum Card Members and their families can enjoy global travel insurance underwritten by Chubb Insurance Hong Kong Limited. The coverage includes a family with one child under 21 years old under the basic Annual Multi-Trip Plan of the American Express Premier Travel Protector, equivalent to HK$4,750.Compare to similar product at insurance market is HK$4,750, as of 2024 September.
C. Priority Pass - Platinum Card Members are entitled to a complimentary Priority Pass membership, valued at US$469 annually, equivalent to HK$3,658. Value of Priority Pass Membership is based on Priority Pass Prestige plan as of 2024. For details, please click here
D. Fine Hotels + Resorts - Receive complimentary benefits with an average total value of HK$4,680 when you book with Fine Hotels + Resorts through American Express Travel Online. Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits. For details, please click here
E. Earn additional 468,000 points for every successful referral after becoming a Platinum Cardmember, enough to redeem HK$1,560 Pay with Points or 26,000 miles. Each referrer can make up to 10 successful referrals per calendar year, with a maximum of 4,680,000 Membership Rewards points.
NEW! "Two-For-One” Dining Experience
Enjoy buy-one-get-one special dinner menus at designated Michelin-starred and fine dining restaurants in town.
Selected top Michelin-starred restaurants:
Selected customer favourites:
New Centurion Lounge is now open in Tokyo Haneda Airport
Location: Near Gate 114 in Terminal 3 of Tokyo Haneda Airport
Size: 7,500 square feeting with 122 seats
Opening hours: 8:00am - 10:00pm
Access 1,550 Airport Lounges in 140+ countries
HK$1,100
Travel Credit
As a Basic Platinum Card Member, you are eligible for an annual statement credit of up to HK$1,100 for pre-paid hotel and car rental bookings made through Amex Travel Online.
HK$2,000
Global Dining Credit
- Up to HK$1,000 statement credit for local dining annually
- Up to HK$1,000 statement credit for overseas dining annually
- Over 1,400 restaurants at 20 locations around the world
NEW Spend Program to earn as low as HK$2 = 1 Mile
From now till January 31, 2026, enroll your Platinum Card to enjoy as low as HK$2 = 1 Mile9 when you spend in foreign currencies, airlines, and at designated travel & everyday spend merchants.
Card benefits at a glance
With each booking, receive this complimentary suite of benefits at over 1,300 extraordinary properties worldwide.
US$100 Credit
Enjoy a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, spa, or other on-property charges during your stay1
Daily Breakfast
Enjoy daily breakfast for two people
Room Upgrade
Receive a room upgrade upon arrival, when available2
260 points : HK$1
Enjoy a special conversion rate at 260 points : HK$1 when booking Fine Hotel & Resorts with Amex Travel Online platform.
Early Check-in & Late Check-out
Guaranteed 4pm late checkout and noon check-in when available
Complimentary 3rd/4th Night at selected hotels
Enjoy a complimentary 3rd/4th night at selected hotels. Please click here for details.
1Certain room categories are not eligible for upgrade.
2Eligible charges vary by property.
Discover our top hotel deals for every season around the world!
Shenzhen
Looking for a weekend getaway?
Shenzhen is the perfect weekend escape for Hong Kong residents, offering a dynamic blend of culinary delights, shopping, relaxation, and culture just a short ride away. Visitors can indulge in high-quality dining, explore diverse shopping areas like Huaqiangbei, and enjoy the city’s renowned spas.
Stay tuned! Special offers available time to time. Log in your Platinum Card account for more offers around the globe!
Mandarin Oriental, Shenzhen
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Sep 26, 2025
- Travel Period: Jan 1, 2025 - Sep 30, 2025
Japan
Spring in Japan! Cherry blossom starts around late March.
Experiencing Japan's cherry blossom season is a bucket-list-worthy journey into one of nature's most stunning displays. Cities like Kyoto and Tokyo are especially enchanting in spring, where the delicate pink blossoms transform temples, parks, and streets into ethereal landscapes. Japan’s rich cultural connection to cherry blossoms, along with these awe-inspiring locations, makes this season an unforgettable travel experience.
ROKU KYOTO,
LXR Hotels & Resorts
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Dec 31, 2025
- Travel Period: Jan 1, 2025 - Jan 6, 2026
Hotel New Otani Tokyo
Executive House Zen
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Jul 31, 2025
- Travel Period: Jan 1, 2025 - Dec 28, 2025
Seoul
Looking for the perfect April getaway?
Seoul in spring is a dream come true! The city comes alive with cherry blossoms painting parks like Yeouido Hangang Park in soft pink hues. Stroll through Gyeongbokgung Palace with flowers in full bloom or enjoy the cool spring breeze while exploring the trendy streets of Hongdae. From K-pop vibes to delicious street food, Seoul in April is a mix of vibrant energy and serene beauty you won’t want to miss!
Conrad Seoul
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Jun 30, 2025
- Travel Period: Jan 1, 2025 - Jul 31, 2025
Grand InterContinental Seoul Parnas
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Dec 28, 2025
- Travel Period: Jan 1, 2025 - Dec 31, 2025
Italy
Vacation over the Easter long weekend
Visiting Italy over Easter is an opportunity to witness a vibrant blend of cultural and religious traditions against some of the world's most iconic backdrops. Spring brings pleasant weather, perfect for exploring Italy's scenic towns, ancient ruins, and renowned art museums. You’ll also get to enjoy Easter-themed delicacies like colomba (traditional Easter cake) and pastiera (ricotta pie).
San Clemente Palace
Kempinski Venice
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Oct 26, 2025
- Travel Period: Jan 1, 2025 - Oct 31, 2025
Baglioni Hotel Regina, Rome
- 25% off for selected rooms
- Booking Period: Jan 1, 2025 - Dec 30, 2025
- Travel Period: Jan 1, 2025 - Dec 31, 2025
Japan
Summer vacation for the family
From Tokyo Disneyland and Osaka’s Universal Studios to the magical Ghibli Museum, Japan has tons of kid-friendly attractions. The country comes alive with colorful summer festivals, like Kyoto’s Gion Matsuri, where you can enjoy parades, traditional costumes, and exciting fireworks. For outdoor adventures, you can explore the scenic trails around Mt. Fuji, unwind in hot springs in Hakone, or go snorkeling in Okinawa’s clear blue waters.
Stay tuned! Special offers available time to time. Log in your Platinum Card account for more offers around the globe!
Conrad Osaka
- 25% off for selected rooms
- Booking Period: Jan 1, 2025 - Jan 31, 2025
- Travel Period: Jan 1, 2025 - Aug 31, 2025
InterContinental Osaka
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Mar 27, 2025
- Travel Period: Jan 1, 2025 - Mar 31, 2025
Shanghai
Looking for a fantastic summer destination?
Shanghai offer an exciting mix of modern attractions, culture, and food. From July to September, the city buzzes with life—its iconic skyline, lively streets, and scenic boat cruises along the Huangpu River make it especially captivating. Visitors can enjoy cultural sites like Yu Garden, the Jade Buddha Temple, and the Shanghai Museum, or take day trips to Shanghai Disneyland for a fantastic experience.
Capella Shanghai Jian Ye Li
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Oct 28, 2025
- Travel Period: Jan 1, 2025 - Oct 31, 2025
Regent Shanghai Pudong
- Complimentary 3rd Night
- Booking Period: Jan 1, 2025 - Dec 28, 2025
- Travel Period: Jan 1, 2025 - Dec 31, 2025
Japan - Hokkaido
Thinking about a winter escape?
Let's step into a real-life snow globe! With its powdery slopes, cozy hot springs, and charming towns like Otaru, it’s perfect for everything from snowy adventures to relaxing soaks surrounded by snow. Enjoy the dreamy, festive vibes and all the winter illuminations with your love, while dive into fun activities like skiing, sledding, and exploring Sapporo’s winter festivals with your families.
Stay tuned! Special offers available time to time. Log in your Platinum Card account for more offers around the globe!
Stay tuned with our special offer!
Australia
Looking for an adventure that mixes city life with epic natural wonders?
Sydney and Queensland are calling! In Sydney, you’ll find iconic sights like the Sydney Opera House and Bondi Beach, plus cool events like Sculpture by the Sea in October, where you can enjoy ocean views alongside creative outdoor art installations. Head up to Queensland, and it’s all about the Great Barrier Reef and tropical rainforests! Whether you’re diving, snorkeling, or just chilling on the beaches, Queensland’s stunning landscapes are perfect for exploring with family or friends.
Stay tuned with our special offer!
The Hotel Collection
Platinum Card Members will receive access to the following at over 700 participating hotels and resorts when staying a minimum of two consecutive nights:
- US$100 hotel credit on hotel amenities such as dining, spa or other leisure facilities
- Room upgrade upon arrival, if available
For details, please click here
International Airline Program
A world of privileges opens before you. Travel individually or with your loved one and receive unparalleled savings on individual and companion fares when purchasing with your Platinum Card for a full fare First Class, Business Class or Premium Economy Class ticket of selected routes with our airline partners.
For details, please click here
Elite partner programs
We give you complimentary memberships to many of the world's leading hotels and car rental companies' loyalty programs.
- Hilton Honors – Gold status
- Marriott Bonvoy™ – Gold Elite Status
- Radisson Rewards – Premium status
- Avis – Avis President’s Club
- Hertz – Hertz Gold Plus Rewards®
3X overseas spending
Earn 3 Membership Rewards points for every HK$1 you spend with The Platinum Card while overseas or for online purchases if the transaction is in a foreign currency5.
Up to 40% savings at designated restaurants
- Up to 40% savings on à la carte dinner menu and special Takeaway Offer at designated Maxim’s Restaurants. Click here for details
- Up to 40% savings on à la carte dinner menu at selected restaurants of Cafe Deco Group. Click here for details
- Up to 30% saving on a la carte food and beverages menu for all day dine-in at participating restaurants of S&S Hospitality. Click here for details
- Up to 30% savings on designated menu at paticipating restaurants of Elite Concepts and 20% savings at Penthouse. Click here for details
- Up to 30% savings on the a la carte menu at participating restaurants of JIA Group. Click here for details
Hotel Year-Round Offers
Complement your new year celebrations with indulgent dining and spa treatments at Hong Kong’s most prestigious hotels.
Movie Privileges6
Buy-1-Get-1-Free offer on Fridays, and 20% savings on other days on 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
Complimentary travel insurance9
Your Platinum Card provide you and your family with global travel insurance while you are away from home, when you book and pay for the trip with The Platinum Card.
- Travel Accidents coverage of up to HK$3,000,000
- Medical Assistance and expense up to HK$1,000,000
- Canceling and cutting short your trip
- Lost, stolen and damaged baggage
- Delayed flights and missed departures
No worries guarantee9
- Return Guarantee – if you are unhappy with a purchase made with The Platinum Card in Hong Kong, bring the new item to us within 30 days of purchase and we will give you a refund.
- Extend Warranty – when you make a purchase with The Platinum Card, we will extend the original manufacturer's warranty of 1 to 3 years by up to 1 year.
- Price Protection – if within 14 days of purchase, you see an identical item for purchase at a lower original purchase price at another retail outlet in Hong Kong, we will refund you the difference.
Home assistance
- Electrical Assistance to fix failure of the main switch
- Plumbing Assistance for clogged water supplies or water draining system, or leaking water pipes (excluding taps)
- Locksmith Assistance if you accidentally lock yourself out from your residence
- Repair of air conditioning units in the event of failure (excluding freezing agent or leakage)
Roadside assistance
- Towing to your selected garage and full coverage for all expenses beyond first HK$750 (excluding parts and accessories)
- Arrange a taxi and reimburse fares for you
- Pay for you to return to collect your vehicle
Eligibility
You qualify for this Card if:
- You are 18 years or older
- You are a Hong Kong or Macau resident / citizen
^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, not including The Platinum Card / American Express® Peninsula Platinum Card, within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.
- The conversion rate is based on 1 airline mile = 18 Membership Rewards points. 52,000 Asia Miles can be used to redeem 2 round-trip Economy tickets to Tokyo or Osaka, 42,000 Asia Miles can be used to redeem 3 round-trip Economy tickets to Taipei. The conversion rate is based on the January 2024 Asia Miles Standard Award Chart, and the actual miles required may vary. Redemption of award tickets is subject to availability at the time of booking.
- Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.
- Certain room categories are not eligible for upgrade.
- All benefits mentioned vary by property.
- Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc. (for example, if the merchant gives you the option of converting the transaction to Hong Kong Dollars at point of sale), the foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. The following types of charges are not eligible for Membership Rewards points: charges processed and billed prior to the Enrollment Date, American Express Card annual fee, American Express Travelers Cheque purchases, American Express Gift Cheque or Travel Gift Certificate purchases, charges for dishonored cheques, finance charges-including Credit Card account finance charges, late payment and referral charges, tax refunds from overseas purchases, tax Bill payment and payment portion under 'Points + $' redemption items.
- Movie privileges Terms and Conditions apply.
- The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law.
- Terms and conditions apply for Welcome Offer.
- From August 20, 2025 to December 31, 2025, after successfully completing the enrollment for the Accelerator Program, Cardmembers can get up to 9 Membership Rewards points for (i) every HK$1 equivalent spent in the first HK$15,000 (or equivalent) in foreign currencies billed to the Enrolled Eligible Card ; (ii) every HK$1 spent in the first HK$15,000 in “Designated Travel Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar; (iii) every HK$1 spent in the first HK$15,000 in “Designated Everyday Spend Merchants” Expenses billed to the Enrolled Eligible Card in Hong Kong dollar during each calendar quarter (i.e. August 20 – September 30, 2025 or October 1 – December 31, 2025) (as low as HK$2 = 1 Mile). Conversion rate accurate as of December 2024 and on the basis of 1 mile can be redeemed by 18 Membership Rewards Points. Click here for full offer details.
Click here for full details of the The Platinum Card benefits.
Year-Round Offers Terms and Conditions apply.