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Your Business Card comes with no pre set spending limit giving you the power to purchase what you need for your business. Charges are approved based on your resources and spending patterns. You pay no interest because your account is settled in full each month.

If you are intending to make a purchase of considerably higher value than your normal purchases, you'll need to inform us beforehand to ensure there is no delay in processing the transaction.

The Gold Business Card also allows you to receive up to 50 days additional cash-flow, freeing up your cash to invest in your business and possibly earn interest on your funds Find out how by using our cash flow planner.
The Business Card gives you access to American Express Membership Rewards. Flights, luxury accommodation, leading brand electronics, quality homewares - whatever your aspirations, Membership Rewards is a great way to reach them.

Plus, if you have employees who incur expenses on behalf of the business, you can give them supplementary Cards, and earn Membership Rewards points on all their spend too. With Membership Rewards there is no limit to how many points you earn, whether purchasing business travel, consumables or goods for resale; so use your Card for all possible purchases and points will add up quickly.

Enrol in Membership Rewards for an annual fee of $50 and you will earn 1 Membership Rewards point for every $1 you spend on your Card.

The Business Card has a range of features designed to make it easier for you to manage your business.

Online account management allows you to view up to date transactions and account balances daily. Plus, you can access downloadable PDF Card Account statements, or download your transaction history into MYOB, Quicken of MS Excel formats.

Your Business Card statement will provide you with a monthly breakdown of all your transactions, with and without GST, to help you when preparing end of month accounts, or year end tax returns. Plus, if you have supplementary Cards on your account, the transactions for each supplementary Card will be itemised individually allowing you to easily keep track of your employees spending.
With the purchasing power of no pre-set spending limit and access to Membership Rewards, the American Express Business Card does more for your business.
With no pre-set spending limit, comprehensive travel insurance, and access to Membership Rewards, the American Express Gold Business Card is a powerful Business Tool.
Not sure which Card is right for your business?
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