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TYPE OF CARD Charge Card - balance must be paid in full each month Charge Card - balance must be paid in full each month
 
ANNUAL CARD FEE $55 per annum $95 per annum
 
SUPPLEMENTARY CARD FEE $40 each per annum $70 each per annum
 
STATEMENTS Consolidated monthly statements which also display GST separately on most transactions. All supplementary Card spend is split out on your statement. Consolidated monthly statements which also display GST separately on most transactions. All supplementary Card spend is split out on your statement.
 
ONLINE SERVICES Download statements in PDF format. Download transactions into a financial application such as MYOB or Quicken, or a common spreadsheet application such as MS Excel. Download statements in PDF format. Download transactions into a financial application such as MYOB or Quicken, or a common spreadsheet application such as MS Excel.
 
REWARDS Access to American Express Membership Rewards®1
- Earn 1 Membership Rewards point for every $1 spent on your Card2.
Access to American Express Membership Rewards®1
- Earn 1 Membership Rewards point for every $1 spent on your Card2.
 
YEAR END SUMMARY OF CHARGES   Available to Gold Business Cardmembers. Especially useful at tax time.
 
OVERSEAS TRAVEL INSURANCE**   The Gold Business Card offers you peace of mind when you travel overseas. If you have purchased your airline tickets using your Gold Business Card, or Membership Rewards points, you will be covered with a range of travel insurances. Some of the benefits you'll receive are:
- Overseas medical emergency cover up to $2,500,000
- Travel cancellation cover up to $15,000
- Travel inconvenience cover
- Baggage money and documents cover up to $20,000
- Personal liability cover up to $2,000,000
For full details download the policy document here.
 
BUSINESS TRIP COMPLETION COVER**   If a second employee must be sent to complete your business trip due to your accidental death, serious injury or serious illness, we will pay your expenses up to $20,000 for airfares, accommodation and meal requirements and up to $1,000 for taxis and other essential transportation expenses.
 
TRANSPORT ACCIDENT COVER** If, whilst travelling as a passenger on a 'Common Carrier Conveyance Trip', you suffer a serious accident, we will pay the following benefits:
- Loss of life up to $175,000
- Dismemberment up to $175,000 Download the terms and conditions here.
If, whilst travelling as a passenger on a 'Common Carrier Conveyance Trip', you suffer a serious accident, we will pay the following benefits:
- Loss of life up to $400,000
- Dismemberment up to $400,000
 
TRANSPORT ACCIDENT CARD ACCOUNT WAIVER**   If you are involved in a serious accident while travelling for business on a scheduled 'Common Carrier Conveyance Trip' American Express will pay the outstanding balance on your Gold Business Card Account up to $20,000.
 
CUSTOMER SERVICE 0800 656 660 0800 656 660
 
EMERGENCY CARD REPLACEMENT Yes Yes
 
** For full details of the insurance covers, including terms, conditions and exclusions, please refer to the Insurance Terms and Conditions booklets. Please be sure to read the Insurance Terms and Conditions booklet carefully and be aware of its various terms, conditions and exclusions. Download the Business Card Insurance Terms and conditions here. Download the Gold Business Card Insurance terms and conditions here.
1. Enrolment and participation in Membership Rewards is subject to the Membership Rewards Terms and Conditions, and partner terms and conditions. Only purchases are eligible for Membership Rewards points. Balance transfers and cash advances are ineligible.
2. An annual Membership Rewards fee of $50 applies.
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