Travel Inconvenience coverage provides up to £200 for missed departure due to accident or breakdown, travel delay, overbooking, or missed connection; up to £200 for baggage delayed by airline for 4 hours or more; and additionally, up to £200 for extended baggage delay by airline.

• Purchases which are not made on the Card account
• Costs where a transport operator has offered an alternative
• Baggage delay on the final leg of a trip
• Purchases made after baggage has been returned
• Costs which are recoverable from any other source
• Delays of less than 4 hours

Who's covered?

The Cardmember and supplementary Cardmembers, their respective partners and dependent children under the age of 23, whether travelling together or travelling alone on business and leisure trips.

Travel Accident Protection provides up to £250,000 for loss of life, limb, sight, speech or hearing, while travelling on a public vehicle where the ticket was purchased on your Preferred Rewards Gold Card.

• Accidents on or involving vehicles charged or hired privately (i.e. not a public vehicle)
• Not taking reasonable care
• The benefit amount for death is reduced to £10,000 for children under the age of 16

Who's covered?

The Cardmember and supplementary Cardmembers, their respective partners and dependent children under the age of 23, whether travelling together or travelling alone on business and leisure trips.