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Cashback Credit Cards from American Express, offer you highly competitive rates of cashback, with no limit on how much you can earn year after year. You can also apply for Supplementary Cards for a relative or partner, and their spending will also count towards your eligible cashback total.
As a Cashback Credit Cardmember, you can also enjoy Preferred Seating from American Express. Preferred Seating reserves some of the hottest tickets exclusively for our Cardmembers. Whether your passion is music, film, dining, or theatre, we can get you closer to the action.
Representative 28.2% APR variable
Platinum Cashback Credit Card
Representative 22.9% APR variable
Platinum Cashback Everyday Credit Card
Representative 19.9% APR variable
The Costco True Earnings American Express Credit Card
American Express Cashback Credit Cards offer you:
The range of benefits varies from Card to Card so compare them to see which suits you best. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review our Cashback Credit Cards at the same time.
Our Customer Care Professionals are available 24/7 via phone, text, email or mail and the first person to answer your call will do their best to see it through until it is resolved. Our Global Assist® team is on hand 24/7 to provide help and support when you travel outside the UK, in your own language.
All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad. Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of Credit Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Selected American Express Cashback Credit Cards offer Refund Protection on eligible items bought in the UK on your Card for up to 90 days. Additional Purchase Protection may also be included. If you bought an eligible item on your Card and it becomes stolen or damaged within 90 days, we'll replace or repair it, or give you a refund.
Our Cashback Credit Cards are accepted all over the world and your spend is converted as soon as we process the transaction. The American Express exchange rate is set daily, and if you are paying in US dollars, the amount will be converted directly to pounds sterling. If you are paying in another currency, this will be converted to US dollars and then to pounds sterling.
Simply register online and you can manage your Account whenever you choose, online or on your mobile. View your current balance, have updates sent to your phone, pay your bills easily, and set your contact preferences.
To save time, first use the following checklist to see if you meet our standard eligibility criteria:
Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Cashback Credit Card that suits you best, read the important information, then hit the 'Apply now' button to begin the application process. At this stage, you can decide how you'd like your name to appear on your Card.
Your application takes less than 10 minutes and you can get a response in 60 seconds.
1. Introductory offers are not available to existing American Express Cashback Cardmembers.
2. Cashback is earned on nearly every full £1 spent on each purchase. The value of each purchase will be rounded down to the nearest full £1 before Cashback is calculated. Cashback will be payable at the following rates, 1% on spend up to £10,000; 1.25% on spend over £10,001. Cashback will be paid by crediting your Account during each Card anniversary month on the expenditure that has taken place during the preceding twelve months. You must have made purchases on your Card Account of at least £3,000 within the card membership year.
3. Cashback rewards will be payable annually in the month following your Credit Card anniversary. 3% is earned on every full £1 spent and charged on all eligible restaurant dining purchases (no maximum). 2% is earned on every full £1 spent and charged on eligible travel purchases (no maximum). Unless stated above as being eligible, purchases will earn 1% cashback rewards on every full £1 spent and charged per purchase (maximum £300 cashback rewards every 12 months), subject to exclusions. Cashback rewards are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.
American Express Services Europe Limited ('AESEL') makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.