Income and Expenditure
To help us understand your situation more clearly, an Income and Expenditure will enable us to inform you on the next best steps.
We have a few different options for you to help with creating an Income and Expenditure review;
- Open Banking
- Income and Expenditure Form
- Contact us: We understand this can be difficult, so if you require any assistance we can take you through the process with our Live Chat Team or over the phone
The Open Banking web service has been created by the UK Government and is regulated by the Financial Conduct Authority (FCA). It allows our customers to share their financial information, such as Income and Expenditure, with American Express from online bank and/or building society accounts. It’s quick, easy and secure and we offer this in association with our partner Experian, the credit reference agency.
You will need access to a computer or smartphone connected to the internet to complete the required steps in the Open Banking website. This is not a credit check and the service does not affect your credit score.
This service is being provided by the UK’s major banks, the list of banks and building societies offering this service can be found at: https://www.openbanking.org.uk/customers/what-is-open-banking/
If you would like to proceed with this then please follow the below link to the service. Once completed, you can contact us using our Live Chat function, or call our team directly. Whatever the means you contact us by we will be able to access the Income and Expenditure information produced in Open Banking and have a conversation with you, where we will find the best solution for you.
Open Banking: affordabilitycheck.experian.co.uk/partner/americanexpress#/check
Income and Expenditure Form
Another way in which you provide us with this information is by downloading and filling out the below form.
Once completed you can contact us either by speaking with a member of our team using out Live Chat Function or speak with a member of our team over the phone.
You can also send the completed form by email to email@example.com prior to contacting us.
You can access the I&E form here