Velocity Frequent Flyer - loyalty program of Virgin Australia American Express
American Express Velocity Gold Card

15,000 bonus Velocity Points2

Enjoy 15,000 bonus Velocity Points when you apply, are approved by 31 July 2013 and spend $500 on your Card in the first 3 months of Card membership2

The Velocity American Express Series

The NEW American Express Velocity Escape Card American Express Velocity Platinum Card
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American Express Velocity Gold Card

  • Earn 1.25 Velocity Points per $1 spent until 22 July 2013 after which you will earn up to 2 points per dollar spent1. See Velocity Rewards section.
  • Enjoy 2 complimentary Single Entry passes to the Virgin Australia lounge each year at selected airports3
  • Complimentary Domestic & International Travel Insurance4
  • Introductory Offer - 15,000 bonus Velocity Points2

Apply today to start your next escape.

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Velocity Rewards

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You will earn 1.25 Velocity Points per $1 spent until 22 July 2013 after which you will earn:

  • 2 Velocity Points per dollar spent1 on eligible Card purchases at:

-  Virgin Australia1
-  Major supermarket and petrol stations in Australia1

  • Earn 1 Point per dollar spent1 on eligible Card purchases at:

-  All other providers, excluding those below
-  Insurances offered by American Express

  • Earn 0.5 Point per dollar spent1 on eligible Card purchases at:

-  Utilities which are gas, water and electricity providers
-  Insurance offered by companies other than American Express
-  Telecommunication providers which includes goods and services purchased from phone, mobile and internet service providers
-  Government bodies including the Australian Taxation Office, Australia Post, federal/state and local government bodies

  • No limit to the number of Velocity Points you can earn
  • Velocity Points earned on your Card are transferred directly to your Velocity Account each month and can be redeemed for a range of flights, accommodation, car hire, gift cards and much more5. See where your Velocity Points could take you
  • With over 500 destinations to choose from, you can redeem your Points for domestic or international flights thanks to Velocity's global network of airline partners5

The Virgin Australia lounge is open to you
Escape the hustle and bustle of the airport with two complimentary Single Entry passes to the Virgin Australia lounge each year3. Enjoy complimentary food and beverages, connect to free wireless broadband or simply relax, take time out and read the paper before your flight.

Supplementary Cards6 with no annual Card fee
You have access to Supplementary Credit Cards at no extra cost. What's more, Velocity Points earned on each Supplementary Card will be credited to your Velocity Account, so you can earn Points faster6.

Protection comes standard

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Complimentary Domestic & International Travel Insurance4

Travel should be exciting, not worrying. Which is why your American Express Velocity Gold Card offers you a little extra security when you're away from home.

What's more, your spouse and dependent children aged 22 and under are covered, even when they travel without you4.

Here are just some of the insurance benefits you'll receive when you pay for travel with your American Express Velocity Gold Card:

  • Overseas Medical Emergency Expenses and Repatriation – up to $2,500,0004
  • Travel Cancellation – up to $7,5004
  • Baggage, Money and Documents Cover – up to $5,0004
  • Transport Accident Cover – up to $200,0004

Travel Inconvenience Cover
When you pay for travel with your Card or with your Velocity Points, you'll have the reassurance of knowing you're covered for Travel Delay, Missed Connections and Luggage Delay4.

Purchase Protection
Purchase protection covers eligible items you have purchased with your American Express Velocity Gold Card. If they're stolen or damaged within 90 days of the purchase date, they'll either be repaired or refunded4.

Refund Protection
If you try to return an unused eligible item that you purchased with your American Express Velocity Gold Card within 90 days of the date of purchase on your Card and the establishment refuses to take it back, we'll refund the purchase price4.

Online Fraud Protection Guarantee
Shop online with confidence, because with our Online Fraud Protection Guarantee, you won't be held responsible for any unauthorised charges made without your knowledge while shopping on the internet7.

At your service, wherever you are

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Emergency Card replacement
Nothing can replace your American Express Velocity Gold Card – except another American Express Velocity Gold Card.

So if your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you've notified us, you won't be liable for any unauthorised charges8, and we'll organise for a replacement Card to be delivered virtually anywhere in the world.

American Express Online Services

  • Check your purchases and payments or update your contact details, 24 hours a day, seven days a week
  • Nominate 'Online Statements' and receive email notification to log on and view your statement
  • You can rest assured that American Express employs the latest technology to keep your Account number secure to protect your safety and privacy online

American Express Travel Services
With over 2,200 Travel and Foreign Exchange Services locations in more than 140 countries, you have our personal commitment that travel assistance is just around the corner – no matter where in the world you are9.

The numbers at a glance

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$99 first year fee - $199 p.a. thereafter, saving you $10010

$0 annual Card fee per Supplementary Card6 so you can earn more points

15,000 bonus Velocity Points - as an introductory offer2

20.74% p.a. interest rate11

Apply Now

Eligibility and Approval Criteria

Eligibility
To apply online for the American Express Velocity Gold Card you'll need:
• Your income details
• Your address, if you've lived there less than five years we'll also need your previous address
• Your driver's licence number (if you have one)
• Your Velocity membership number if you are already a Velocity member

Approval Criteria
• You are over 18 years of age
• You have a good credit history
• You are a permanent resident or citizen of Australia or hold a current Business Long Stay Visa (Subclass 457)
• You earn a personal gross (pre-tax) annual income of $40,000 or more
• If self-employed, you have been trading for at least 18 months, or 12 months if you hold an existing American Express issued Card

Terms and conditions

To earn and redeem Velocity Points, you must be a Velocity member. Velocity membership and Points earn and redemption is subject to the Member Terms and Conditions available here, as amended from time to time.

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 1088 952 085). Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $40,000 per annum to apply for the American Express Velocity Gold Card. American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates, is correct as at 10 April 2013 and are subject to change.

  1. Velocity Points are earned in accordance with and subject to the American Express Velocity Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here. "Major supermarkets" are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. "Major petrol stations" are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only. The earn rate of 2 Points per $1 spent on Virgin Australia only applies to purchases made in Australia.
  2. Offer only available to new American Express Cardmembers who apply, are approved by 31 July 2013 and spend $500 in the first 3 months of American Express Velocity Card membership. Please allow 6 to 8 weeks after the $500 spend benchmark has been met for the 15,000 bonus Velocity Points to be awarded to the Cardmember's Velocity Account. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
  3. Virgin Australia lounge entry passes are subject to the American Express Velocity Gold Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Cardmember's Velocity membership card annually on or after the anniversary of membership. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.
  4. American Express Velocity Gold Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Velocity Gold Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This website does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
  5. Velocity membership and Points earn and redemption are subject to the Velocity Membership Terms and Conditions available here.
  6. Supplementary Credit Cardmembers must be over 18 years of age. You will be liable for all Supplementary Credit Card spending. Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here. Exclusions apply. Velocity Points earned on the Supplementary Card will be credited to the primary Cardmember's Velocity account. Velocity membership and Points earn and redemption is subject to the Velocity Membership Terms and Conditions available here, as amended from time to time.
  7. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Cardmember Agreement, you will not be held liable for any unauthorised charges.
  8. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.
  9. Comprises Travel and Foreign Exchange Services locations of American Express; not all services available at all locations. Travel services are provided by American Express International, Inc. (ABN 15 000 618 208). Incorporated with Limited Liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW. Licence No. ACT - 18800682, NSW - 2TA000113, VIC - TA-30233, QLD - 3497079, SA - 214584, WA - 9TA81, TAS - TAS064.
  10. To be eligible for the reduced annual Card fee of $99 for the first year you must be a new Card applicant who does not currently hold any American Express products and apply via this landing page by 31 July 2013 and be approved. An annual fee of $199 will apply after the first year.
  11. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 10 April 2013 and is subject to change.

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American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313.

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