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The Qantas American Express®
Premium Card

Up to 30,000 bonus Qantas Points1 when you apply by 30 September 2015
Your application should take less than 10 minutes and you may get a response in 60 seconds
Terms and Conditions

The Qantas American Express®
Ultimate Card

Up to 50,000 bonus Qantas Points2 when you apply by 30 September 2015
Your application should take less than 10 minutes and you may get a response in 60 seconds
Terms and Conditions
CARD TYPE
Credit Card
ANNUAL FEE
$249 p.a.
CARD TYPE
Credit Card
ANNUAL FEE
$450 p.a.

Highlights

  • Earn up to 30,000 extra bonus Qantas Points1 when you apply by 30 September 2015, are approved and meet the spend criteria. This introductory offer is available to new1 American Express Card Members only.
  • Earn up to 2 Qantas Points per $1 spent on eligible purchases3. See Reward Yourself section for more detail
  • 0.99% p.a. on balance transfers for the first 6 months5 — A one-off credit plan establishment fee of 1% applies.
  • $0 annual Card fee for Supplementary Cards6 so you can earn more points
  • No cap on the amount of Qantas Points you can earn as long as your account remains current and in good standing
  • Complimentary domestic and overseas travel insurance7
  • Enjoy two complimentary Qantas Club lounge invitations9 each year after your first Card spend on selected Qantas products and services11

Highlights

  • Earn up to 50,000 bonus Qantas Points2 when you apply by 30 September 2015, are approved and meet the spend criteria. This introductory offer is available to new2 American Express Card Members only.
  • Earn up to 3 Qantas Points3 per $1 spent on eligible purchases4. See Reward Yourself section for further details
  • 0.99% p.a. on balance transfers for the first 6 months5 — A one-off credit plan establishment fee of 1% applies
  • $0 annual Card fee for Supplementary Cards6 so you can earn more points
  • No cap on the amount of Qantas Points you can earn as long as your account remains current and in good standing
  • Complimentary domestic and overseas travel insurance8
  • Complimentary Qantas domestic return economy flight every year10 after your first Card spend on selected Qantas products and services11

Reward Yourself

Where to? With up to 2 Qantas Points3 per $1 spent you’ll soon be on your way. There’s also no cap on the amount of amount of Qantas Points you can earn, plus we’ll transfer your points straight to your Qantas Frequent Flyer account each month.

  • Earn up to 30,000 bonus Qantas Points1 when you apply by 30 September 2015 as a new Card Member1, are approved and meet the following spend criteria:
    • 22,500 bonus Qantas Points when you spend $500 on eligible purchases on your new Card1 within your first three months of Card Membership
    • 5,000 bonus Qantas Points when you make your first purchase on your new Card1
    • 2,500 bonus Qantas Points after your first Card spend in Australia on selected Qantas products and services11
  • Earn 2 Qantas Points per dollar spent at major supermarkets12, petrol stations and on selected Qantas products and services in Australia11
  • Earn 1 Qantas Point3 per $1 spent with all other providers (excluding those below) and American Express insurances
  • No cap on the amount of Qantas Points you can earn so long as your account remains current and in good standing
  • Pay no annual card fee for Supplementary Cards6 so you can earn more points
  • Redeem your Qantas Points for Award flights13 with Qantas and over 34 partner airlines and their affiliates
Where can your rewards take you?
8,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Sydney to Melbourne, from 8,000 Points plus taxes, fees and carrier charges of $32.33
12,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Sydney to Hobart, from 12,000 Points plus taxes, fees and carrier charges of $28.36
18,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Perth to Adelaide, from 18,000 Points plus taxes, fees and carrier charges of $33.91
Points quoted are for a Qantas economy one-way Classic Award flight13. Taxes, fees and carrier charges quoted are accurate as at 7 November 2014, but may vary at the time of booking.

Balance Transfer

A balance transfer with your new American Express Credit Card can be a simple way to help you save on interest payments and consolidate your finances.


Take advantage of our promotional rate of 0.99% p.a. for the first 6 months on balance transfers5. A one-off 1% credit plan establishment fee applies to any balances transferred.


At the end of the first 6 months, the standard rate of interest will be charged on any remaining balance transferred.


To learn more about our balance transfer offer for new American Express Card Members please visit here.

Reward Yourself

Get rewarded with a powerful Qantas points earn rate of up to 3 Qantas Points per dollar spent7. There’s no cap on the amount of amount of Qantas Points you can earn, plus we’ll transfer your points straight to your Qantas Frequent Flyer account each month.

  • Earn up to 50,000 bonus Qantas Points2 when you apply by 30 September 2015 as a new2 Card Member, are approved and meet the following spend criteria:
    • 42,500 bonus Qantas Points when you spend $500 on eligible purchases on your new2 Card within the first three months of Card Membership
    • 5,000 bonus Qantas Points when you make your first purchase on your new2 Card
    • 2,500 bonus Qantas Points after your first Card spend in Australia on selected Qantas products and services11
  • Earn 3 Qantas Points per $1 spent on eligible purchases with Qantas and tens of thousands of restaurants in Australia7
  • Earn 2 Qantas Points with eligible airlines, accommodation, major cruise and tour operators, and spend in foreign currency7
  • Earn 1 Qantas Point with all other providers (excluding those below) and American Express insurances7
  • Earn 0.5 Qantas Points for every $1 spent with providers of utilities, telecommunications, government services and other insurances7
  • No cap on the amount of Qantas Points you can earn so long as your account remains current and in good standing
  • Pay no annual card fee for up to 4 Supplementary Cards6 so you can earn more points
  • You could redeem your Qantas Points for Award flights13 with Qantas and over 34 partner airlines and their affiliates
Where can your rewards take you?
8,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Sydney to Melbourne, from 8,000 Points plus taxes, fees and carrier charges of $32.33
12,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Sydney to Hobart, from 12,000 Points plus taxes, fees and carrier charges of $28.36
18,000 Qantas Points
A Qantas economy one way Classic Award flight13 from Perth to Adelaide, from 18,000 Points plus taxes, fees and carrier charges of $33.91
Points quoted are for a Qantas economy one-way Classic Award flight13. Taxes, fees and carrier charges quoted are accurate as at 7 November 2014, but may vary at the time of booking.

Balance Transfer

A balance transfer with your new American Express Credit Card can be a simple way to help you save on interest payments and consolidate your finances.


Take advantage of our promotional rate of 0.99% p.a. for the first 6 months on balance transfers5. A one-off 1% credit plan establishment fee applies to any balances transferred.


At the end of the first 6 months, the standard rate of interest will be charged on any remaining balance transferred.


To learn more about our balance transfer offer for new American Express Card Members please visit here.

Travel

You'll enjoy two complimentary Qantas Club lounge invitations9 after your first Card spend every year in Australia on selected Qantas products and services11, plus stay relaxed and secure with the following travel insurance benefits for you and your family when you pay for travel on your Card:

Qantas_Premium_Travel

  • Two complimentary Qantas Club lounge invitations9 each year after your first Card spend on selected Qantas products and services11
  • Medical Emergency Expenses Cover7 up to $2,500,000
  • Travel Cancellation Cover7 up to $7,500
  • Baggage, Money and Documents Cover7 up to $5,000
  • Transport Accident Cover7 up to $200,000
  • Travel Inconvenience Insurance7 up to $200 if your flight departure is delayed

Travel

You can enjoy a complimentary Qantas domestic return economy flight every year10 between selected Australian capital cities after your first Card spend in Australia on selected Qantas products and services11. You'll also enjoy extensive protection for you and your family when you pay for travel on your Card.

Qantas_Ultimate_Travel

  • Complimentary Qantas domestic Economy return flight every year10 between selected Australian cities after your first Card spend on selected Qantas products and services in Australia11
  • Medical Emergency Expenses Cover8 up to $2,500,000
  • Travel Cancellation Cover8 up to $12,500
  • Baggage, Money and Documentation Cover8 up to $10,000
  • Transport Accident Cover8 up to $400,000
  • Travel Inconvenience Insurance8 up to $200 if your flight departure is delayed

World-class service

You'll always enjoy great service and protection with your Qantas American Express Premium Card.

  • Global Card Support means you can enjoy account assistance any time of the day or night
  • Refund Protection means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase7
  • Purchase Protection repairs or replaces eligible items if they are accidentally broken or stolen within 90 days of purchase7
  • With our Online Fraud Protection Guarantee you won't be held responsible for any unauthorised charges online14 as long as you notify us immediately upon discovery of the fraudulent transactions
  • Emergency Card replacement15 – with our global network of offices, we can usually get a replacement Card to you within 48 hours virtually anywhere in the world

World-class service

The Qantas American Express Ultimate Card doesn't just look after things when you travel. The card also comes with many features that make shopping and managing your account trouble free.

  • Global Card Support means you can enjoy account assistance any time of the day or night
  • Refund Protection – we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase8
  • Purchase Protection repairs or refunds eligible items if they are accidentally broken or stolen within 90 days of purchase8
  • With our Online Fraud Protection Guarantee you won't be held responsible for any unauthorized charges online14 as long as you notify us immediately upon discovery of the fraudulent transactions
  • Emergency Card replacement15 – with our global network of offices, we can get a replacement Card to you within 48 hours virtually anywhere in the world

Eligibility

To save time before you apply for your Qantas American Express Premium Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have a personal gross (pre-tax) annual income of $40,000 or more
  • I have no history of bad debt or payment default
  • If self-employed, I have been trading for at least 18 months, or 12 months if I hold an existing American Express issued Card

If you can say yes to all of these, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Eligibility

To save time before you apply for your Qantas American Express Ultimate Card, it's best to make sure you can say yes to the following:

  • I am aged over 18
  • I am an Australian citizen or permanent resident or hold a current Business Long Stay Visa (subclass 457)
  • I have a personal gross (pre-tax) annual income of $65,000 or more
  • I have no history of bad debt or payment default
  • And if self employed, I have been trading for at least 18 months or 12 months if I hold an existing American Express issued Card

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.

Your application should take less than 10 minutes and you may get a response in 60 seconds

Your application should take less than 10 minutes and you may get a response in 60 seconds

Terms and Conditions


1. The 30,000 bonus Qantas Points offer on the Qantas American Express Premium Card is only available to new American Express Card Members who apply online by 30 September 2015, are approved and meet the required eligible Card spend criteria. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Bonus Points are awarded as follows: • 22,500 Qantas Points after you spend $500 on purchases with your new Card within the first 3 months of becoming a Card Member; • 5,000 Qantas Points after your first eligible purchase with the Card; • 2,500 Qantas Points will be awarded after your first Card spend on selected Qantas products and services in Australia. The maximum number of points available under this offer is 30,000 Qantas Points. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

2. The 50,000 bonus Qantas Points offer on the Qantas American Express Ultimate Card is only available to new American Express Card Members who apply online by 30 September 2015, are approved and meet the required eligible Card spend criteria. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 12 month period are ineligible for this offer. Bonus Points are awarded as follows: • 42,500 Qantas Points after you spend $500 on purchases with your new Card within the first 3 months of becoming a Card Member; • 5,000 Qantas Points after your first eligible purchase with the new Card; • 2,500 Qantas Points will be awarded after your first Card spend on selected Qantas products and services in Australia. The maximum number of points available under this offer is 50,000 Qantas Points. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your Qantas Frequent Flyer account. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms.

3. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions.

4. Spending at restaurants, airlines and accommodation, major cruise and tour operators categories will only be eligible for the higher Qantas Points earn rate if the merchants are categorised with eligible merchant codes. Merchants are typically assigned codes and categorised based on what they primarily sell. For example, spend on dining within a retail department store, hotel, pub and liquor outlet may not be eligible for the additional points for restaurants. Qantas Points are awarded on the Australian-dollar billed amount of the spend in foreign currency. Except for spend at merchants where you earn 3, 2 or 0.5 points per $1 spent, you earn 1 point for every $1 spent, including if the purchase is made with someone other than the provider of the goods or service, for example through a third party such as a travel aggregator.

5. Balance transfers are only available to new applicants who apply online by 30 September 2015 and are approved. A one off 1% credit plan establishment fee applies. The maximum balance transfer that you can be approved for is $7,500 or 50% of your approved credit limit, whichever is less. This offer is available to new customers. Card Members who currently hold or who have previously held any other Card product offered by American Express Australia Limited in the preceding 60 day period are ineligible for this offer. Balances may not be transferred from another American Express Credit Card or American Express Business Credit Card. The balance transferred will be eligible for the promotional interest rate for a six-month period from approval, at which point any remaining balance transfer balance will revert to the standard rate of interest at that time. The credit plan establishment fee attracts the standard rate of interest. Interest- free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and fees) in full by the due date each month. Click here for full Balance Transfer terms and conditions.

6. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

7. The Qantas American Express Premium Card Insurances are underwritten by ACE Insurance Limited (ABN 23001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Card Insurances policy of insurance between American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street, Sydney NSW 2000 and ACE. The insurances and Qantas Club Conditions do not take into account your objectives, financial situation or needs. The Insurances and Qantas Club Conditions are subject to change. It is important for you to read the Insurances and Qantas Club Conditions and consider the appropriateness of that insurance in relation to your individual requirements. Available here.

8. Qantas American Express Ultimate Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the Qantas American Express Ultimate Card insurances policy of insurance between American Express International, Inc (ABN 15 000 618 208, AFSL No. 237996) (AEII) of 12 Shelley Street Sydney 2000 and ACE. The Insurance Terms & Conditions do not take into account your objectives, financial situation or needs. Insurance Terms and Conditions are subject to change. It is important for you to read the Insurance Terms and Conditions booklet and consider the appropriateness of that insurance in relation to your individual requirements.

9. Invitations are for Premium Card Members and are valid for Qantas Club and Qantas operated international Business Lounges only and are not valid for International First Class Lounges, Chairman’s Lounge, Qantas Domestic Business and Qantas oneworld® alliance airline, partner or associated lounges. Each invitation is valid for a single visit before the date specified on the pass when flying with Qantas or Jetstar (with a QF or JQ flight number). Qantas Club rules apply, which are available here. Subject to the Qantas American Express Premium Card Insurances and Qantas Club Invitation Terms Conditions available here. Two Qantas Club Lounge Invitations will be sent to you within 6-8 weeks of your first Card spend in Australia on selected Qantas products and services on your Qantas American Express Premium Card each year. A year is defined as the period starting on the date on which the applicable Card Account is opened by American Express (anniversary date) and expiring on the day before the anniversary date each year thereafter. Qantas Club Invitation benefits cannot be carried forward to any subsequent year.

10. The Qantas domestic return flight in Economy class between selected Australian capital cities is available for booking by Qantas American Express Ultimate Card Members. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to Qantas Conditions of Carriage available at qantas.com. No Qantas Points will be awarded for travel on these flights. Subject to Qantas American Express Ultimate Card Insurances and Domestic Return Flight Conditions available here.

11. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. directly from Qantas and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions

12. "Major supermarkets" are Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Applies to transactions in Australia only. “Major petrol stations” are BP, Shell, Caltex Woolworths, 7-Eleven, Woolworths Petrol, Safeway Petrol, Peak & Gull. Applies to transactions in Australia only.

13. Classic Award seats are subject to capacity controls and availability is limited, particularly around peak times such as school and public holidays. Some flights may not have any Classic Seats available. For Classic Award flights, taxes, fees and carrier charges are payable in addition to the Qantas Points required, are subject to change and are quoted at the time of booking. The ability to redeem taxes, fees and carrier charges for travel entirely within Australia and selected international flights (commencing in Australia) is only available when booking at qantas.com and 'Search Qantas & Partner Classic Awards' is not selected. For travel entirely within New Zealand, the ability to redeem taxes, fees and carrier charges with Qantas Points is only available on qantas.com when the 'Search Qantas & Partner Classic Awards' checkbox is ticked before searching for flights. Classic Award flights must be booked at least 24 hours before scheduled departure, unless booking on qantas.com where aware bookings may be booked up to 2 hours before the scheduled departure for domestic flights and up to 4 hours for international flights. Classic Awards are not available on some routes of oneworld® alliance and partner airlines and some restrictions may apply. For eligible flights see terms and conditions. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information see qantas.com. Taxes, fees and carrier charges apply.

14. Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

15. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.