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When you welcome American Express, you’re welcoming more than a Card. You’re welcoming a company that’s committed to helping Merchants like you to grow, manage and enhance their business.

The benefits of accepting American Express® Cards

With reduced Merchant Service Fees, we’re making it even easier for you to do business with our loyal Card Members.


  • One simple, Merchant Service Fee for all American Express Cards.
  • Attract our Card Members who on average spend 46% more per transaction than Visa, MasterCard and Diners customers.1
  • Generate repeat business and increase customer satisfaction.
  • Next day business payments to improve your cash flow.2
  • World-class fraud protection and risk management.
  • Quality and responsive servicing you can count on.
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Become an American Express accepting Merchant.


Accepting the Card can help your business in other ways too
Grow your customer base with tools to help attract loyal, higher-spending customers.

Explore our collection of articles, case studies and content relevant to your industry.

Next business day payments. (2) Keep a steady flow of funds through your business with a range of services to make your cashflow more efficient.

See how we’re helping business owners to generate more sales and manage their business easily and securely.

[1] Source: On average, American Express card members spend 46% more per transaction compared to Visa, Mastercard and Diners customers, according to data published by the RBA in 2016.

[2] Please note that not all industries qualify for next day pay. To find out if you qualify for next day pay please contact our Merchant Services Team on 1300 363 614 Monday to Friday 8.00am – 6.00pm AEST/AEDT