AIR MILES®* Business Card Benefits | American Express® Canada

Discover the benefits that support your top priority

– your business

Check out all the valuable services that the

American Express^® AIR MILES^®* for Business Card

can provide to you and your business.

Dream big – Earn AIR MILES®* Reward Miles and redeem for thousands of Rewards and get exciting entertainment access from American Express Experiences®

Earn Miles

for every $10

in Card purchases at AIR MILES^®* Partners.¹

for every $15

in Card purchases at everywhere else.¹

Earn Miles twice

by maximizing your earning power and using both your AIR MILES^®* Collector Card and your American Express^® AIR MILES^®* for Business Card at AIR MILES Partners.

Use the calculator to see how your expenses could
add up to rewards you can reinvest in your business.*

Purchases at AIR MILES^®* Partners¹ (per month)

Purchases everywhere else¹ (per month)

Are you earning Miles twice by using your AIR MILES^®* Collector Card?

Yes

Your annual Miles total could be

Including the extra $0 Miles earned using your AIR MILES^®* Card, your annual Miles total could be

Don’t forget - the more you put on your Card, the more you can put back into your business!

List of AIR MILES Partners

Redeem Miles

Make redemptions in the AIR MILES Reward Program

You can redeem Miles for Rewards within the AIR MILES^®* Reward Program.

Learn more

Concert audience giving a standing ovation

Get access to must-see shows and events

Say hello to American Express Experiences^®2. It opens the door to memorable experiences we think you’ll love. It’s your table at the restaurant everyone is talking about. Your chance to get tickets to some of the hottest concerts through Front Of The Line^®2. Or to reserve your seat at the next big blockbuster. It’s your invitation to the latest must-see productions. Your chance to say “I was there”.

Front Of The Line^®Advance Access
Front Of The Line^®Reserved Tickets
Front Of The Line^®e-Updates
Invites Special Offers & Experiences for all Cardmembers
Invites Special Access³ for all Cardmembers

Learn more

1. You can earn AIR MILES Reward Miles for eligible retail purchases at American Express merchants in Canada as follows:

1 Reward Mile for every $10 at AIR MILES Partners. Visit the eligible Partner list at americanexpress.ca/airmilespartners. List is subject to change without notice.
1 Reward Mile for every $15 of other card purchases.

Provided your account is in good standing, Reward Miles can be earned on eligible purchases less returns and other credits. Funds advances, interest, fees, balance transfers, American Express cheques and charges for travellers cheques and foreign currencies are not purchases and do not earn Reward Miles.

2. Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages may not be transferable and should not be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

3. Subject to capacity. Admittance granted with an American Express Card. Beverages will be for purchase. Must be 19 years of age or older to have alcohol and must have a valid ID. Please drink responsibly.

®, TM: Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.

Special programs and offers for your business – at your fingertips

With the American Express^® App, you’ll always be the first to know about exclusive offers or new ways to take advantage of your benefits.

Download the Amex App

Gain more control over your business with a suite of management tools

Cash Flow Management

Get up to 55 interest-free days.¹Use your Card throughout the month for all of your everyday business expenses and earn points while you're at it.

Dynamic Purchasing Power

Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage and can grow over time, as long as you make your payments on time and maintain a good credit history.²

AIR MILES^®* Small Business Preferred Servicing

You have access to the AIR MILES Business Preferred Servicing team, who are there to help answer your questions as a Small Business owner and help manage your AIR MILES Collector Account.

1-855-606-4599

Recognize your top employees with Supplementary Cards

Reward your key employees with the type of freedom and benefits that can come with a Supplementary Card³ on your account.

Manage your expenses more efficiently with one statement showing all charges under your account separated by Card.
Earn AIR MILES^®* Reward Miles on all Supplementary Card purchases

Learn More

American Express AIR MILES for Business Supplementary Business Cards

Online Services lets you take care of business anytime, anywhere

Get fast, safe access to your account

information. It’s easy to set up so you can:

View your current balance
Register for text message and e-mail Account Alerts⁴
Get online-only statements
Update your contact details
Make a payment

Access online expense

management reports and benefit from:

The convenience of simpler tax preparation
The ability to sort by vendor or spend category
The ability to separate personal expenses from business expenses
The flexibility to track and manage expenses more easily

* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

As a charge card, the balance must always be paid in full each month in which no interest charges will apply. The interest free grace period is 28, 29, 30 or 31 days from the closing date of the current statement to the closing date of the next statement depending on the number of days in the calendar month in which the closing date occurs. The number of interest-free days varies based on a variety of factors, including when charges are posted to your account, whether your account is in good standing, and the closing date of your statement.
No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.
Maximum of 9 Supplementary Cards. Account must be in good standing. Supplementary Card applicant must be the age of majority.
Account Alerts is a free service for American Express Cardmembers. However, your mobile phone service provider may apply fees for incoming text messages. Please contact your provider for further details.

®, TM: Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.

Manage your account on the go

Use the American Express^®App to keep track of your everyday business transactions from virtually anywhere.

Download the Amex App

Because you’re focused on moving your business forward, you can feel confident knowing assistance is always close at hand

Travel Coverage

You can be covered up to $100,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your American Express AIR MILES for Business Card.

To submit a claim for Travel Accident Insurance^1†, please call 1-877-777-1544 (toll-free from the US & Canada).

You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less when you fully charge your rental to your American Express^® AIR MILES^®* for Business Card. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

You can receive up to $500 in coverage (aggregate maximum with Flight Delay Insurance), for reasonable and necessary emergency purchases for essential clothing and sundry items purchased within four days of arrival at your destination when your checked-in baggage on your outbound trip is delayed for 6 or more hours when you fully charge your airline ticket to your American Express^® AIR MILES^®* for Business Card.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined when you fully charge your airline tickets to your American Express^® AIR MILES^®* for Business Card.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

You can receive up to $500 in coverage (aggregate maximum with Baggage Delay Insurance) for necessary and reasonable accommodations, restaurant expenses and sundry items purchased within 48 hours when delayed or denied boarding for 4 hours or more and no alternate transportation is made available when you fully charge your airline ticket to your American Express^® AIR MILES^®* for Business Card.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

You can receive up to $500 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your American Express^® AIR MILES^®* for Business Card.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

Business Coverage

Your American Express^® AIR MILES^®* for Business Card may be covered for eligible unauthorized charges if you terminate the employee and cancel their Supplementary Card within 2 business days. Employee Card Misuse Protection is a benefit created specifically for business owners and it provides coverage of up to $100,000 per Basic Cardmember in the event an employee misuses their Supplementary Card for unauthorized charges.

For assistance, please call:

In Canada/U.S. 1-800-243-0198

International, call collect (905) 475-4822

Purchase Coverage

Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your American Express^®AIR MILES^®* for Business Card.

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

You can be insured for eligible items charged to your American Express^® AIR MILES^®* for Business Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).

For assistance, please visit our Online Claims Portal or call:

Toll-free from the US & Canada: 1-800-243-0198

Collect from anywhere in the world: (905) 475-4822

Card Safety & Security

Lost, stolen or simply misplaced – it doesn’t matter what happened, we’ll arrange for a new Card as quickly as possible.

Use your Card online or offline, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN.

† All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

Visit the Online Claims Portal to submit a claim for Buyer’s Assurance, CDW (Car Rental Theft & Damage Insurance) & Purchase Protection Insurance.

For all other claims, visit the Travel Insurance Claims Center.

Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.
Underwritten by Royal & Sun Alliance Insurance Company of Canada. This coverage can only apply when you are authorized and permitted by law to operate the rental car. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
Underwritten by Royal & Sun Alliance Insurance Company of Canada. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
Underwritten by Royal & Sun Alliance Insurance Company of Canada. Applies to eligible items fully charged to your Card worldwide, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. You may contact the insurer at 1-888-877-1710 in Canada and the U.S. or visit www.rsagroup.ca.
Use the American Express Card online or off, and you won't be held responsible for any fraudulent charges, as long as you've taken reasonable care to protect your account details and PIN. Notify us at once if your Card is lost or stolen, or you suspect it is being used without your permission.

®, TM: Used by Amex Bank of Canada under license from American Express.
®*, TM*: Trademarks of AM Royalties Limited Partnership used under license by LoyaltyOne, Co. and Amex Bank of Canada.

Secure, easy account access wherever business takes you