Changes by you: You may request, and we may agree, in our discretion and subject to you providing the information we request, to increase your limit at any time. You may request and we may agree to reduce your credit limit.
Changes by us: You acknowledge that we may, with your consent, increase your credit limit. We may reduce your credit limit at any time without notice. If we change your credit limit, your new limit will be shown on a subsequent statement.
If you decide you would like to increase your credit limit, you can request a credit limit increase online or by calling the number on the back of your Card. Before you apply for an increase, it is important that you consider your personal financial circumstances. If your credit limit is higher than you need it to be, you can request a credit limit decrease by calling the number on the back of your Card.