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You can earn 2,500 bonus Membership Rewards® points for each approved Supplementary Gold Rewards Card.¹

You can share many of your exceptional Gold benefits with someone special by adding a Supplementary Card to your account.²

Request a Card

You can earn 5,000 bonus Membership Rewards® points for each approved Supplementary Platinum Card.¹

You can share many of your exceptional Platinum benefits with someone special by adding a Supplementary Card to your account.²

Choose between Platinum or Gold


You have the option to add Platinum or Gold Rewards Supplementary Cards to your account.


Supplementary Cards can earn you Membership Rewards points at the same earn rate you currently enjoy on your own Card on all eligible purchases charged to Supplementary Cards.³


Your Supplementary Platinum Card or Supplementary Gold Rewards Card will earn you points at your accelerated rate of 1.25 Membership Reward® Points for every dollar in eligible purchases charged to the Card.³

Click and drag the arrow to see the difference between Platinum and Gold Rewards Supplementary Cards
Click on a tab to see the difference between Platinum and Gold Rewards Supplementary Cards
Add a Supplementary Gold Card
Add a Supplementary Gold Card
  • Earn 2,500 bonus Membership Rewards points for each approved Supplementary Gold Rewards Card¹
  • Annual fee of $50 each*
Share many of your benefits
Supplementary Gold Rewards Cardmembers also have access to the following benefits:
Click on a benefit below to learn more
Travel Benefits
Travel Benefits
  • Hertz Car Rental Benefit18
Insurance Coverage
Insurance Coverage
  • Trip Interruption Insurance10†
  • Flight Delay Insurance11†
  • Baggage Delay Insurance11†
  • Hotel/Motel Burglary Insurance11†
  • Emergency Medical Insurance11† (Out of province/country)
  • Car Rental Theft & Damage12†
  • Lost or Stolen Baggage Insurance11†
  • $500,000 Travel Accident Insurance29†
Lifestyle and Entertainment Access
Lifestyle and Entertainment Access
  • American Express Invites® including Front Of The Line®16 – advance access & reserved tickets
Add a Supplementary Platinum Card
Add a Supplementary Platinum Card
  • Earn 5,000 bonus Membership Rewards points for each approved Supplementary Platinum Card¹
  • Annual fee of $175 each*
Share many of your benefits
Supplementary Platinum Cardmembers also have access to the following benefits:
Click on a benefit below to learn more
Travel Benefits
Travel Benefits
  • Access to over 850 airport lounges worldwide
  • Toronto Pearson Benefits
  • FINE HOTELS & RESORTS Program4
  • THE HOTEL COLLECTION Program5
  • Hertz6 and Avis7 Car Rental Benefits
  • Complimentary Membership at Select Hotel Programs
  • Cruise Privileges Program8
  • Platinum Card® Travel Service9
Insurance Coverage
Insurance Coverage
  • Trip Interruption Insurance10†
  • Flight Delay Insurance11†
  • Baggage Delay Insurance11†
  • Hotel/Motel Burglary Insurance11†
  • Emergency Medical Insurance11† (Out of province/country)
  • Car Rental Theft & Damage Insurance12†
  • Trip Cancellation Insurance13†
  • StandbyMDSM Travel Medical Concierge14
  • Lost or Stolen Baggage Insurance11†
  • $500,000 Travel Accident Insurance29†
Lifestyle and Entertainment Access
Lifestyle and Entertainment Access
  • Platinum Concierge15
  • American Express Invites® including Front Of The Line®16 – advanced access & reserved tickets
  • Platinum Dining Program17

Simplicity of One Account

All transactions are consolidated conveniently into one monthly statement.

Compare the benefits

Platinum Card
Platinum Card

Apply for Supplementary Cards today to share the world of Platinum with someone special and reach your next reward sooner.

Request a Card

Footnotes

Access to over 850 airport lounges worldwide

Enjoy complimentary lounge access across most major Canadian cities regardless of airline or fare booked by showing your Platinum Card upon lounge entry19. Or, when traveling with Delta Air Lines, enjoy complimentary access to any Delta Sky Club® lounges across the US and Internationally20. What's more, as a Platinum Cardmember, you have complimentary access to the American Express Lounge – a private lounge reserved for our most valued Cardmembers. The American Express Lounge is located at Gate B, Domestic departures at Toronto’s Pearson Airport.

Also, as a Platinum Cardmember, you can receive complimentary membership in Priority Pass™ – one of the world’s largest independent airport lounge programs.21 For complimentary entry, simply present your Priority Pass membership card (which you will receive after you enroll) and a ticket valid for travel on that day on any airline, regardless of class of service. If you’re travelling with a guest, he or she may accompany you free of charge. For each additional guest, a nominal fee of $27 USD per person per visit will be charged to your Platinum Card.

Toronto Pearson Benefits

If you’re departing from Toronto Pearson International Airport, enjoy the privileges of Platinum before you even leave town with complimentary Valet Service22 at Terminal 1 and Terminal 3. Simply present your Platinum Card when you pick up your car, and a Toronto Pearson attendant will waive the $25 Valet Service fee when it’s charged to your Platinum Card. In addition to complimentary Valet Service, when you use your Platinum Card to pay for parking at the Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, you will receive 15% discount on parking rates23 as a statement credit after the charge has been posted to your account. For parking details visit torontopearson.com. Once you’re inside the terminal, you can expedite your way through security by simply presenting your Platinum Card and valid boarding pass to access Pearson Priority Security Lane24 in Terminals 1&3 during peak operating times.

FINE HOTELS & RESORTS Program4

With a newly enhanced selection of over 925 locations around the world, Platinum Cardmembers have even more FINE HOTELS AND RESORTS properties to choose from than ever before. To book, simply call Platinum Card Travel Service or visit American Express Travel Online. Enjoy enhanced benefits such as noon check-in (when available), room upgrade upon arrival (when available), daily breakfast for two, 4:00 pm late check-out, and a complimentary benefit such as a spa credit (subject to availability).

THE HOTEL COLLECTION Program5

The HOTEL COLLECTION from American Express allows Platinum Cardmembers to enjoy fantastic benefits at more than 400 participating hotels and resorts in more than 40 countries when staying a minimum of two consecutive nights.

Hertz6 and Avis7 Car Rental Benefits

Platinum Cardmembers must enroll to receive Hertz Gold Plus Rewards® Five Star Tier membership. Platinum Cardmembers can receive a one-car-class upgrade at participating locations at time of rental (subject to availability). When a Platinum Cardmember rents with Avis7, they can receive discounts between 5%-25% off the lowest available discountable rate on qualifying rentals at participating Avis locations in Canada and the contiguous U.S. and up to 20% off the lowest available discountable rate at participating locations internationally.

Complimentary Membership at Select Hotel Programs

Upon enrollment, your Platinum Card automatically gives you the privileges of Gold Preferred status25 in the Starwood Preferred Guest® program. It is yours to enjoy with our compliments, with no minimum requirements to fulfill. Whether you travel for business or pleasure, you deserve the best service possible. At Fairmont Hotels & Resorts, after charging five nights to your Platinum Card, you can become eligible for Fairmont President's Club Platinum Membership.26 Also with The Platinum Card, Gold Elite status membership with Club CarlsonSM27 can be automatically yours. In addition, Platinum Cardmembers are now special in even more places than ever before. That’s because we’ve recently welcomed Hilton HonorsTM Gold Status membership28 to our specially selected list of elite tier hotel programs.

Cruise Privileges Program8

We’ve arranged everything possible for you to travel in style with our luxury cruise partners. Platinum entitles you to a wide range of benefits, such as onboard or on shore excursion credits, or a complimentary bottle of premium wine or champagne upon arrival, to name a few.

Platinum Card Travel® Service9

The Platinum Card Travel Service specializes in helping to enhance and enrich the busy lives of Platinum members, making travel arrangements as convenient and hassle-free as possible. With experienced travel counsellors that specialize in travel provisions, Platinum Card Travel Service anticipates, understands and acts upon Platinum Cardmember needs by arranging every detail of a trip from the flight to the accommodation, car rental, leisure time or other travel-related booking they require.

Trip Interruption Insurance10†

When you fully charge your travel arrangements to your Platinum Card this coverage provides for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Flight Delay Insurance11†

Charge your airline ticket to your Platinum Card and receive up to $1,000 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and other sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternative transportation is made available.

Baggage Delay Insurance11†

Book a flight with your Platinum Card and receive up to $1,000 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

Hotel/Motel Burglary Insurance11†

Charge your Hotel/Motel arrangements to your Platinum Card and receive automatic coverage of up to $1,000 against the loss of most personal items if your hotel/motel is burglarized.

Emergency Medical Insurance11† (Out of province/country)

Provides coverage for eligible emergency medical expenses incurred while traveling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.

Car Rental Theft & Damage Insurance12†

Save money when travelling with the Car Rental Theft and Damage Insurance included on your Platinum Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

Trip Cancellation Insurance13†

When you fully charge your travel arrangements to your Platinum Card this coverage provides for the reimbursement of the non-refundable pre-paid travel arrangements, up to $1,500 per insured person to a maximum coverage up to $3,000 for all insured persons combined when you cancel a trip for a covered reason.

StandbyMDSM Travel Medical Concierge14

Reducing travellers' inconvenience of having to search for medical assistance by providing prompt access to 24/7 physician telephone consultations and arrangement of house call visits when travelling almost anywhere in the world and additional health care services in the U.S. and Markets of Operation, as defined in the Terms and Conditions of the Program. For a complete list of StandbyMD's Markets of Operation, please visit http://standbymd.com/locations.html.

Lost or Stolen Baggage Insurance11†

When you fully charge your airline ticket to your Platinum Card you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to $1,000 per trip for all insured person(s) combined.

$500,000 Travel Accident Insurance29†

Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Platinum Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

Platinum Concierge15

Restaurant suggestions, inventive ideas for memorable nights out, amazing places to visit when you’re travelling the world. And, it’s not just for dining – in the past our Platinum Concierge has been called upon to ship a wedding dress halfway across the world. Even if it’s just a matter of ordering flowers for a relative’s birthday, your Platinum Concierge can help. In fact, it’s a great resource for all sorts of advice and recommendations.

From small favours to major requests, give Platinum Concierge a call. It’s what they’re there for.

Front Of The Line®16

Cardmembers can purchase tickets to many sought-after events before they go on sale to the general public. During the specified sale period, tickets are available exclusively to American Express® Cardmembers.

Platinum Dining Program17

From world-renowned restaurants, to chic and trendy bistros, and the ultimate in foodie experiences, your Platinum Concierge can recommend a range of choices from down the road to across the country – and arrange the reservation for you too.15 Platinum Cardmembers may also enjoy additional benefits17 at some of the country’s top restaurants, which could include a complimentary glass of wine, an amuse-bouche or dessert to top off the dining experience.

Hertz Car Rental Benefit18

Enroll into the Hertz Gold Plus Rewards® loyalty program and take advantage of your special Hertz privileges on select vehicles at participating Hertz locations, including:

  • 10% discount off the standard rates18
  • One car class upgrade (subject to availability) on rentals of 5 or more consecutive days18
  • Fee-waived for one additional driver18

Trip Interruption Insurance10†

When you fully charge your travel arrangements to your Supplementary Gold Rewards Card this coverage provides for the non-refundable unused portion of your prepaid travel arrangements, as well as transportation up to $1,500 per trip per insured person up to a maximum of $6,000 for all insured persons combined should your trip be interrupted or delayed for a covered reason.

Flight Delay Insurance11†

Charge your airline ticket to your Supplementary Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and other sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternative transportation is made available.

Baggage Delay Insurance11†

Book a flight with your Supplementary Gold Rewards Card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.

Hotel/Motel Burglary Insurance11†

Charge your Hotel/Motel arrangements to your Supplementary Gold Rewards Card and receive automatic coverage of up to $500 against the loss of most personal items if your hotel/ motel is burglarized.

Emergency Medical Insurance11† (Out of province/country)

Provides coverage for eligible emergency medical expenses incurred while traveling outside your Canadian province or territory of residence, for the first 15 consecutive days of each trip, up to a maximum of $5,000,000 per insured person, for all insured persons under the age of 65.

Car Rental Theft & Damage Insurance12†

Save money when travelling with the Car Rental Theft and Damage Insurance included on your Supplementary Gold Rewards Card. Where allowed by law, you will be automatically covered for damage or theft of your rental car with an MSRP of up to $85,000. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your Supplementary Gold Rewards Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.

Lost or Stolen Baggage Insurance11†

When you fully charge your airline ticket to your Supplementary Gold Rewards Card you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to $500 per trip for all insured person(s) combined.

$500,000 Travel Accident Insurance29†

Up to $500,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your Supplementary Gold Rewards Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.

Front Of The Line®16

Cardmembers can purchase tickets to many sought-after events before they go on sale to the general public. During the specified sale period, tickets are available exclusively to American Express® Cardmembers.