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The American Express

Airpoints Card

Earn Airpoints Dollars™ with no annual Card fee.



Card type
Credit Card

Annual fee
$0 p.a.

Interest rate: 0% p.a. for the first 6 months reverting to 19.95% p.a. thereafter1

Interest Free Period: up to 55 days2

Bonus Offer: 50 Bonus Airpoints Dollars. Available to new Card Members only.3

View key information for this Card and American Express Credit Card Terms

Airpoints card art

Be rewarded with 50 Bonus Airpoints Dollars

Simply apply, be approved, and spend $750 on your new Card in the first 3 months of membership.

Available to new Card Members only3.


Earn Airpoints on everyday purchases

Every $100 you spend = 1 Airpoints Dollar4.


No annual Card fee

With the American Express Airpoints Card you can earn Airpoints Dollars without paying an annual Card fee.


6 months interest-free purchases

Enjoy 0% p.a. on purchases for the first 6 months1.


Go places with
Air New Zealand Airpoints.


Wherever you’re heading, the American Express Airpoints Card helps you get there with Airpoints.

Welcome bonus

Receive 50 bonus Airpoints Dollars when you apply, are approved, and spend $750 on your new Card in the first 3 months of Card Membership3 (available to new Card Members only.) Check out all the flights you could redeem with your Airpoints Dollars4 at


Earn Airpoints on everyday purchases

Earn 1 Airpoints Dollar for every $100 you spend on your Card4, as well as on purchases made by additional Card7 holders.


Enjoy the benefits here, there, and everywhere.

Earn Airpoints Dollars in more places

American Express Cards are accepted at tens of thousands of places around New Zealand, including supermarkets, petrol stations, airlines, restaurants, and retail stores.


See some familiar places to use your Card


Manage your account anytime, anywhere

View transactions, schedule payments, set up remindersonline . Or, contact our global support team for assistance, 24/7.


Online Fraud Protection Guarantee

You’re covered against fraudulent transactions made using your Card5.

Dad and daughter at a florist

Interested? Check the eligibility criteria.


To apply for an American Express Airpoints Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $35,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card)

Ready to apply?

You may also be interested in these Cards.


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The American Express Airpoints Platinum Card

Earn Airpoints fast: $59 spend = 1 Airpoints Dollar.

Be rewarded with 500 bonus Airpoints Dollars.

The American Express® Platinum Edge Credit Card

Get a complimentary domestic flight every year.

Receive 20,000 Membership Rewards Bonus Points.