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Welcome to the Gold Business Charge Card

from American Express


Helping improve business efficiency, with

protection and rewards every step of the way.


SBS Gold

Need to activate your Card?

Cardmember Benefits

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Closer expense control and more rewards


Consolidate your business expenses with complimentary Supplementary Cards for colleagues and employees. These Cards allow you to:


  • Consolidate expenditure in one Business Account, helping to improve control and save time sorting expense reconciliation
  • Extend the same insurance benefits you enjoy to your Supplementary Cardmembers. 
  • Boost your Membership Rewards® points balance with every transaction on Supplementary Cards earning points for your Account

You can apply for up to 99 Gold Supplementary Cards with no additional cost. Just call the number on the back of your Card, or use the link below

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Beneficial business payment terms


We know the importance of cash flow to your business. That’s why your Gold Business Charge Card offers you a payment period on purchases of up to 54 days (with no interest charges) giving you greater control over cash flow. Simply pay your balance in full every month.1

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No pre-set spending limit


With no pre-set spending limit your Card gives you more purchasing power. Your Gold Business Charge Card has no pre-set spending limit, giving you more purchasing power for office supplies and equipment as well as travel and entertaining.2

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Online Business Account management 


24/7 Online Account management lets you check your balance, view past statements and keep track of all business purchases made on your Card:

  • Manage your Account on your mobile - via our mobile website, or as a downloadable app for iPhone and Android devices
  • Access and manage your Accounts online
  • Check your balance
  • Pay your bill
  • View your Membership Rewards points
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Emergency Card replacement


Lost, stolen or damaged Card? We’ll organise a replacement. No matter where your business takes you, you’ll not be stranded. Report your Gold Business Charge Card lost, damaged or stolen and we’ll replace it as quickly as humanly possible.




Sharing is rewarding


Do you have friends or business contacts, who you would like to introduce to the American Express Platinum Business Card?



For wherever your business takes you


Explore mobile tools and travel resources

available to you, including the Amex App

Availability subject to your company policy.

We're ready to assist you

Care Professional team

0800 917 8043

(Available 24/7)


020 3126 4113

(Available 24/7)

Insurance Service

+44 (0) 870 0342

Calls cost a maximum of 1p per minute, plus your phone company’s access

The Membership Rewards®


0800 917 8053

Available 7am-11pm 7 days a week

Terms and Conditions


Read Card Terms & Conditions  


Read Insurance Terms & Conditions  


  1. The maximum amount of time for a payment  period on purchases is 54 days and is obtained only if you spend on first day of new statement period and repay the balance in full on the due date.
  2. Purchases are approved based on a variety of factors including account history, credit record and personal resources, security may be required. We reserve the right to apply temporary spending limits in accordance with the Cardmember Agreement.
  3. Membership Rewards points are earned for virtually every full £1 spent and charged, per transaction. Membership Rewards points are not earned on Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, Fees and Interest Charges for Returned payments, Finance Charges, Late Payment and Referral Charges, Fees/Charges including joining, annual and Membership Rewards fees. Membership Rewards points never
    expire as long as the account is active.
  4. Tickets are limited and subject to availability. Tickets must be purchased using your American Express Card. Please note that American Express Experiences refers to the name of the American Express programme rather than a description of ticket type. For full Terms and Conditions, visit
  5. Full details of the travel protection benefits currently available can be found in the Terms and Conditions available at Gold Business Charge Card Insurance Terms and Conditions. . Please read this to understand the limits and exclusions that may apply.


American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.