What will I need to apply for a Business Card?
When you submit your Business Card application, you’ll be asked to fill in some personal information, as well as your business details.
In the personal details section, you’ll be asked for the following:
- Personal information: including your name, email address, date of birth and nationality
- Contact details: including your phone number and current address. If you’ve lived at your current address for less than three years, we’ll also need your previous address
- Financial information: including your annual personal income (and any other household income), your employment status and employer contact details, as well as how long you’ve been with your bank or building society
You’ll be asked whether you have an existing American Express Card and, if so, to provide the Card number. This all helps to speed up the decision-making process.
In the business details section of the application, you’ll be asked for the following:
- Business trading address
- Full registered name of the business, registered trading address and company registration number, where applicable
- If relevant, details of all individuals who own or control 25% or more of the company’s shares or voting rights (even if these interests are held indirectly)
- Details of all Directors/Partners/Committee Members/Officers, where applicable. If the business is run by a sole trader, you’ll need to provide details for this person.
To complete the application process, we may request additional details for verification and authentication.
You’ll receive our decision on whether your application has been successful within 10 working days of applying. If you still haven’t heard from us after three weeks, you can contact our team on 0800 032 7642.
As soon as you’re approved and your Card arrives, simply activate it online to start using it and earning rewards straight away. To activate your new Card, visit the Activation page and add your Card details. While you’re there, you can also create an Online Account, which makes it easy to manage your Business Card Account via the website or through the American Express® App.