Sign up for the Card and spend £1,000 in the first three months of Cardmembership and you will receive 10,000 bonus Starpoints2 – enough for up to three complimentary nights2. Plus, you’ll earn 1 Starpoint for every full £1 spent on your Card.4
Upgrade to Starwood Gold Preferred Guest status
Receive an automatic upgrade to Starwood Gold Preferred Guest membership when you reach £15,000 in purchases each year on your Card.
Explore more than 1,000 hotel and resorts
Use Starpoints for complimentary night awards with no blackout dates5 at any of our nine distinct brands including St. Regis, The Luxury Collection, W Hotels, Le Méridien, Westin, Sheraton, Aloft, Element, and Four Points by Sheraton.
Enjoy complimentary flights
You can redeem Starpoints for tickets on over 350 airlines with no blackout dates, or transfer Starpoints to the Frequent Flyer Programmes of over 30 major airlines.6 Transfer 20,000 Starpoints, you will receive a 5,000 Starpoint bonus.
Earn 10,000 bonus Starpoints if you spend £1,000 in the first 3 months of Cardmembership.
Earn 1 Starpoint for every full £1 spent, per transaction on your Card – that's in addition to the Starpoints you earn at Starwood Preferred Guest hotels and resorts as an SPG member.4
Free stays without availability restrictions
Enjoy automatic enrollment in the Starwood Preferred Guest® programme.
Redeem Starpoints for complimentary nights without blackout dates at over 1,000 Starwood hotels and resorts in 93 countries.5
Enjoy added flexibility by using a combination of cash and points for an award stay.7
Use Starpoints to travel to your next destination
Redeem Starpoints for tickets on some of the world's leading airlines with no blackout dates with SPG Flights. Visit spg.com/flights to learn more.
Transfer Starpoints to over 30 major airline frequent flyer programmes with no blackout dates.8
Receive a 5,000 Starpoints bonus when you transfer 20,000 Starpoints to a frequent flyer programme.
Use your card for your everyday purchases and redeem your Starpoints for complimentary nights.
More than 1,000 hotels and resorts in nearly 100 countries
Use Starpoints for complimentary night awards at the world's most desired destinations, with no blackout dates5. And for added flexibility, you may also redeem with our cash and points option9.
Complimentary flights on more than 350 airlines
You can redeem Starpoints for tickets on over 350 airlines with no blackout dates or transfer Starpoints to the frequent flyer programmes of over 30 major airlines.6 When you transfer 20,000 Starpoints, you will receive a 5,000 Starpoint bonus.
Other special benefits
With the Starwood Preferred Guest Credit Card you also get peace of mind, because purchases with the Card are protected. If an eligible item you bought with the Card are stolen or accidentally damaged within 90 days, it'll be replaced, repaired or the cost refunded. Should you change your mind or return your eligible item for any reason within the same 90 day period, the Card’s Refund Protection means that even if the UK retailer won't refund you, your Starwood Preferred Guest Credit Card will.10
Get up close and personal with Preferred Seating from American Express. Enjoy access to some of the best seats in the house and make your next night out even more memorable.
Available to all Cardmembers, Preferred Seating gets you some of the best seats for music, theatre and film events. You can also get priority access to some of the hottest shows during our exclusive presales - so you can snap up tickets before they go on general sale.
To apply online for the Starwood Preferred Guest® Credit Card from American Express, you will need to confirm the following information:
I am aged 18 or over
I have a current UK bank or building society account
I have a permanent UK home address
I have a household income of at least £30,000
I have no history of bad debt
And if self-employed, I have been working for more than one year
If you satisfy these requirements, an application takes less than 10 minutes and you can get a response in 60 seconds – so apply now for your Starwood Preferred Guest Credit Card.
The Starwood Preferred Guest® Credit Card from American Express lets you manage your account online, with tools and services that help you stay on top of your finances.
Stay organised
Using online tools you can view all your recent transactions, schedule payments, set up email or text message reminders for payments, and keep tabs on your Starpoints.
Bank anywhere
You can access your Starwood Preferred Guest Credit Card Account remotely from a mobile phone, laptop or desktop computer with our suite of user-friendly tools and resources.
Get help 24/7
If you have any queries regarding your Account just call our 24/7 global customer support hotline at any time.
Representative Example: Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest for purchases 19.9% per annum (variable).
1. American Express may vary the %APR, interest rates and other charges from time to time. The minimum amount you must pay us each month will be the greater of £25 (or the total amount owing if less) or the sum of: 2% of the principal amount owing; interest; default fees; repayment protection insurance, overlimit and overdue amounts and 1/12th of any annual fees or the full monthly fee (if applicable to the product you hold). You may pay off your balance in full at anytime. The standard interest rate is typical 19.9%APR variable (1.53% per month) for goods and services and that’s typical 34.5% variable incl. the £75 fee. Also 27.9% interest p.a. (2.08% per month) including cash transaction charge for cash withdrawals.
2. You will receive 10,000 bonus Starpoints® when you spend £1,000 within the first three months of Cardmembership. Please note that it can take up to two months for bonus Starpoints to be awarded to your account.
3. Five Free night awards and no blackouts applies to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions. Free Night Awards and no blackouts applies to standard rooms only as defined by each participating property; contact the property before booking to check availability. To view the full terms and conditions, visit spg.com.
4. You will be awarded 1 Starpoint® for every full £1 spent per transaction. Starpoints are not earned on Balance Transfers, Cash Advances, American Express Traveler Cheques purchases, Foreign Exchange and Express cash transactions, interest, any spending in excess of your credit limit, charges for dishonoured cheques, late payment or referral charges and American Express Credit Card finance charges.
5. Transfer ratios and maximums apply and vary by airline. Preferred members have a minimum transfer requirement of 2,500 Starpoints and Gold members have a minimum transfer requirement of 1,500 Starpoints. To view the full terms and conditions, visit spg.com.
6. Amount of cash and Starpoints required for Free Night Awards is subject to availability and starts at just 1,200 Starpoints and US$25. Offer not valid at Category 7 hotels. Visit spg.com for complete details.
7. For a list of participating airlines, transfer ratios and full program details, go to spg.com. Participating airlines and transfer ratio are subject to change. Check with your frequent flyer program for details on redemption of airline miles.
8. Amount of cash and Starpoints required for Free Night Awards is subject to availability and starts at just 1,200 Starpoints and US$25. Offer not valid at Category 7 hotels. Visit spg.com for complete details.
ALOFT, ELEMENT, FOUR POINTS, LE MERIDIEN, PREFERRED GUEST, SHERATON, SPG, ST. REGIS, STARPOINTS, THE LUXURY COLLECTION, W, WESTIN, and their respective logos are the trademarks of Starwood Hotels & Resorts Worldwide, Inc. or its affiliates.
American Express Services Europe Limited ("AESEL") makes various benefits available to Cardmembers which derive from contracts which AESEL has made with third parties. AESEL is free to amend, extend or terminate these benefits at its sole discretion. These benefits do not form part of AESEL's contract with you but AESEL will provide reasonable notice, in any event no less than 30 days, in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance held by AESEL with certain insurers. You will lose these benefits if you cease to be a Cardmember. Terms, conditions and exclusions apply. Full details of the insurance benefits currently available can be found in Your Insurance Documentation available on this website and which will be provided with your Card . Please read this document to understand the limits and exclusions that may apply.
American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. For insurance mediation activities only, American Express Services Europe Limited is an Appointed Representative of American Express Insurance Services Europe Limited (reference number 311684) who is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register.
Written details are available on request. Subject to terms and conditions. Applicants must be 18 years old or over. Approval subject to status. The information relating to the financial benefits and services of the Card is the responsibility of American Express Services Europe Limited and SPG accepts no responsibility for inaccuracies. The SPG American Express Cards are offered by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. Registered in England and Wales with Number 1833139 , is an Appointed Representative for insurance mediation activities only of American Express Insurance Services Europe Limited which is authorised and regulated by the Financial Services Authority. American Express Services Europe Limited is authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services.
