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Why choose an American Express® Platinum Card?

For a Card that delivers on every level, look no further than the range of American Express Premium Cards. On top of the unmatched levels of service and benefits you’d expect, like redeeming points and Global Card support and protection, your Card may offer VIP privileges such as exclusive invites, airport lounge access and concierge services.

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What makes a Card Platinum?

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What makes a Card Platinum?

Premium or Platinum Cards offer great value benefits, more perks and richer rewards than a standard Credit Card. These benefits normally come with a higher annual fee, so you should weigh up the value of these benefits together with the way you spend to see how the Card will suit your lifestyle. The terms ‘Platinum’ and ‘Premium’ can often be used interchangeably when it comes to describing Credit Cards – it is less to do with the actual card colour, and more to do with the breadth and quality of benefits that come with the Card, with these categories typically providing the richest benefits available by any Credit Card provider.

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How is a Platinum program superior?

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How is a Platinum program superior?

Our Premium Cards offer the chance to earn a higher points rate per dollar spent – either as a higher overall rate, or at an accelerated rate on specific spend categories. So, for example, fine dining connoisseurs can earn 3 points per dollar spent in restaurants in Australia when paying with The American Express Platinum Card, The American Express Velocity Platinum Card or The Qantas American Express Ultimate Card.

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What features do I look for?

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What features do I look for?

As well as a higher points earn rate, Platinum or Premium Cards typically carry additional benefits, the majority of which are geared towards the frequent traveller. To make international trips even more comfortable, Card benefits may include complimentary lounge access, concierge services, travel insurance benefits, a yearly travel credit to spend with American Express Travel and a range of other benefits to help you arrive refreshed and ready for anything.

Our Platinum Cards

The American Express®
Platinum Card
(Charge Card)

  • Bonus Points for new American Express Card Members
  • Up to 3 points per $1 spent on your Card1
  • A $300 Platinum Travel Credit each year2
  • Transfer your points to a choice of 10 Airline Rewards Partner Programs and 2 hotel programs3
  • Complimentary access for you and a guest to over 900 VIP Lounges with Priority Pass4


 

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The Qantas
American Express®
Ultimate Card

  • Bonus Qantas Points for new American Express Card Members
  • Earn up to 3 Qantas Points per $1 spent on your Card5
  • Complimentary Qantas domestic return economy flight to selected cities each Membership year6
  • Enjoy two complimentary lounge passes per year to the American Express at Lounge Sydney International Airport7
  • Complimentary domestic and international Travel Insurance8


 

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The American Express®
Velocity Platinum
Card

  • Bonus Velocity Points for new American Express Card Members
  • Earn up to 3 Velocity Points per $1 spent on your Card9
  • Complimentary Virgin Australia domestic return flight every year after your first Card spend each year10
  • Access to American Express11 and Virgin Australia airport lounges12 (at selected airports)
  • Complimentary domestic and international Travel Insurance13


 

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The David Jones
American Express®
Platinum Card

  • Bonus points for new Card Members
  • 4 Reward Points per $1 spent at David Jones14
  • Choice of Membership Rewards15 or Qantas Frequent Flyer rewards program16
  • Complimentary access up to two entries per year to the American Express Lounge at Sydney Airport17
  • Special event invites, plus complimentary priority delivery18 and alterations19 for in store purchases at David Jones


 

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A Platinum Card not for you?

Maybe you’re a Frequent Flyer, or are looking for a different type of Rewards Card – whatever you have in mind, we have a Card to suit.

 

 

 

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Why choose American Express?

Accepted at more places

With more Merchants in Australia choosing to accept American Express, including the big brand stores you spend at every day, your points will add up fast.

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Membership experiences

We believe our Card Members deserve more. Discover how we reward our Card Members.

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A great range of Cards

From Charge Cards to Credit Cards – you’re bound to find something to suit your needs.

View all Cards >

Terms and Conditions

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Terms and Conditions

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1. Earning Membership Rewards points is subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. Spending at restaurants, airlines and accommodation, major cruise and tour operators will only be eligible for increased Membership Rewards points where they are categorised as such in the American Express Merchant Acceptance system. For example, dining within a retail department store, hotels, pubs and liquor outlets may not be eligible to receive the additional points for restaurants. Membership Rewards points are awarded on the $AU equivalent amount of the spend in foreign currency. Except for spend in foreign currency, purchases at these Merchants are only eligible for additional points if the transactions are made in Australia. The American Express Platinum Card has a points threshold of 300,000 points per year of membership, after which your earn rate will revert to one point per $1 spent (except for spend at Merchants where you earn 0.5 points per $1 spent).

2. Platinum Card Members are eligible for one $300 travel credit per year on annual Card fee renewal date. The $300 travel credit can be redeemed against any single eligible travel booking to the value of $300 or more where applicable when booking online through americanexpress.com.au/platinumtravel or by phone through your Platinum Travel Service. The travel credit can be used for 365 days from date of issue and cannot be carried forward to any subsequent year. Supplementary Card Members and American Express Platinum Business Cards are not eligible for this benefit. Refunds may be permitted based on supplier cancellation policy. The amount refunded will be the value of the booking, less supplier fees and the $300 contributed by American Express. There is no refund on the $300 travel credit. Once a booking has been cancelled the travel voucher for that year will be forfeited. Changes to bookings are permitted subject to supplier terms and conditions. Booking amendment fees may apply. Membership Rewards points will not be earned on the $300 Platinum Travel Credit. Travel credit redemptions made online through americanexpress.com.au/platinumtravel or by phone, is applicable to eligible pre-paid Flight, Hotel and Car Hire bookings only. The credit may not be used towards Cruises or Experiences. The credit may not be used towards Hotel and Car Hire bookings where payment is made directly to the supplier (i.e. FINE HOTELS & RESORTS). Travel services provided by American Express International, Inc. ABN 15 000 618 208. Incorporated with Limited Liability in Delaware, USA.

3. Subject to the Terms and Conditions of the Membership Rewards program available here. To transfer Membership Rewards points into an airline rewards or Frequent Guest Partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.

4. Complimentary Priority Pass membership is available to the Basic Platinum and one nominated Supplementary Card Member per account on enrolment. It may take up to eight weeks from approval for you to receive your card. Platinum Card Members must present the Priority Pass card and same-day boarding pass to gain entry into the lounge. Use of this card means full acceptance of Priority Pass conditions of use. One complimentary guest is permitted per eligible enrolled Platinum Card member only. Any additional travel companions will be assessed a guest visit fee at the prevailing rate, currently USD27, per person, per visit. The fee will be charged to the Platinum Card account on file. Additional Supplementary Card enrolments will be charged at a reduced rate of USD249. Visit prioritypass.com for full program terms and conditions.

5. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions.

6. The Qantas domestic return flight is available after your first Card spend on selected Qantas Products and Services. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas Merchant account, i.e. directly from Qantas and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays and Qantas branded non-airfare products. Subject to the Qantas American Express Cards Points Terms and Conditions.

The Qantas domestic return flight in Economy class between selected Australian capital cities is available for booking for Ultimate Card Members. All flights are subject to availability and neither American Express nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the Qantas Conditions of Carriage. No Qantas Points will be awarded for travel on these flights. Subject to Qantas American Express Ultimate Card Insurances and Domestic Return Flight Conditions, available here.

7. Entry into the American Express Lounge is governed by the full Terms and Conditions available at goodgoing.com.au/lounge. All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate Card Members are entitled to two (2) entries into the American Express Lounge per calendar year (1 January to 31 December) for each American Express Card account. Complimentary access is available for the Card Member’s children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card. From time to time, American Express Card Members may be issued with a One-Day Pass for entry into the American Express Lounge at the discretion of American Express.

8. American Express Qantas Ultimate Card Insurances are subject to terms, conditions and exclusions. The complimentary travel insurance cover is also subject maximum age limits, pre-existing medical conditions and limits and is available when you use your American Express Qantas Ultimate Card to pay for return domestic or international travel. American Express Qantas Ultimate Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL 239687) (ACE). Refer to the American Express Qantas Ultimate Card Insurances Terms and Conditions between American Express International, Inc. (ABN 15 000 618 208, AFSL 237996) (American Express) and ACE available here. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

9. Velocity Points are earned in accordance with and subject to the American Express Velocity Card Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions available here.

10. The complimentary domestic Economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.

11. Entry into the American Express Lounge is governed by the full Terms and Conditions available at goodgoing.com.au/lounge. All entrants must adhere to the General Conditions of Entry. American Express Velocity Platinum Card Members are entitled to two (2) entries into the American Express Lounge per calendar year (1 January to 31 December) for each American Express Card Account. Complimentary access is available for the Card Member's children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card. From time to time, American Express Card Members may be issued with a One-Day Pass for entry into the American Express Lounge at the discretion of American Express.

12. Virgin Australia lounge entry passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here. Two Single Entry passes to the Virgin Australia lounge will be activated on the Basic Card Member's Velocity membership card annually on or after each annual Card fee renewal date. Single Entry passes are valid for 12 months from the date of issue. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports and entry is subject to the Virgin Australia lounge Terms and Conditions, available here and as amended from time to time.

13. American Express Velocity Platinum Card Insurances are subject to terms, conditions and exclusions. The complimentary travel insurance cover is also subject maximum age limits, pre-existing medical conditions and limits and is available when you use your American Express Velocity Platinum Card to pay for return domestic or international travel. American Express Velocity Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL 239687) (ACE). Refer to the American Express Velocity Platinum Card Insurances Terms and Conditions between American Express International, Inc. (ABN 15 000 618 208, AFSL 237996) (American Express) and ACE available here. This communication does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions and consider the appropriateness of that insurance in relation to your individual requirements.

14. Reward Points are governed by the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions and exclusions apply. For full Terms and Conditions go to davidjones.com.au/rewardpoints.

15. Subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com.au/rewardpoints. The redemption of points is subject to your account being kept in good standing and not overdue.

16. Reward Points are earned and converted to Qantas Points in accordance with the David Jones Storecard and David Jones American Express Card Reward Points Terms and Conditions available at davidjones.com.au/rewardpoints and exclusions apply. For the David Jones American Express Card 1 Reward Point = 0.75 Qantas Points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points, which are subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com/terms.

17. Entry into the American Express Lounge is governed by the full Terms and Conditions available at goodgoing.com.au/lounge. All entrants must adhere to the General Conditions of Entry. David Jones American Express Platinum Card Members are entitled to two (2) entries into The American Express Lounge per calendar year (1 January to 31 December) for each American Express Card account. Complimentary access is available for the Card Member’s children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card. From time to time, American Express Card Members may be issued with a One-Day Pass for entry into The American Express Lounge at the discretion of American Express.

18. Receive complimentary next day delivery to any address within the metropolitan or regional area of the store in which your goods were purchased with the David Jones American Express Platinum Card. Goods must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes orders placed online, gift cards, hampers, Wine Club, fresh food, Gift Registry purchases and large items.

19. Complimentary alterations available on all women’s and men’s apparel when purchased instore at David Jones on the David Jones American Express Platinum Card. Offer excludes David Jones Bridal. Items cannot be returned or exchanged once altered.