Live life your way

Cobalt Card

The more you do, the more you get to do. 

Earn on eats, drinks, streaming subscriptions, transit and travel.

5x Eats & Drinks - Man and Woman Eating Dinner

5X Eats & Drinks


Earn 5 points for every $1 on eligible eats & drinks including eligible restaurants, bars, cafes, grocery stores, and food delivery in Canada, up to $30,000 annually¹.

3x Streaming Subscription - Girl with headphones listening to music

3X Streaming Subscriptions

Earn 3 points for every $1 spent on eligible Streaming Subscriptions in Canada1.

2x Travel and Transit - Man gas station pump

2X Travel & Transit


Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases¹.

1x eligible purchases - women in summer hat at an outdoor market

1X  Everywhere Else


Earn 1 point for every $1 in Card purchases everywhere else¹.


Redeem your points, your way. 

How you choose to use your points is up to you.

Redeem for whatever you love with Use Points for Purchases


With your American Express Cobalt® Card, when you make a purchase on your Card, you can then use your earned points to pay for virtually whatever you want. Subscription services, entertainment, eats and drinks or travel – you can use your points to pay for it2

Download the Amex App and you can easily pay with points right from your phone. You can also see how you can use points for purchases using the app here

Shop with Points


Go ahead and treat yourself or someone special. Redeem your points for top brand merchandise for all your household, electronic and style needs, plus so much more.3 

Gift Cards

Use your points for a variety of gift cards such as The Keg, Cineplex Entertainment, Roots, and other gift card favourites.4

Amazon Shop with Points

Shop with Points is an easy way to use Membership Rewards points for eligible purchases at Amazon.ca.5

Travel with Points

Fixed Points Travel Program

With the Fixed Points Travel Program, we take the guesswork away. Redeem for flights with a fixed number of points so you always know what you’ll need for that next getaway6. Book any airline. Travel any day.

Flexible Points Travel Program

See the world with the Flexible Points Travel Program. Pay for your travel with your Cobalt Card, with Membership Rewards points, or a combination of both when you book through American Express Travel Online.7

Transfer Points to Partner Loyalty Programs

Enjoy more ways to travel the world. Transfer points 1:1 to several frequent flyer and other loyalty programs.8

Air Canada®* Pay with Points10

A minimum of 10 points is required to redeem using Pay with Points. You can choose to use for the total, or part of your purchase, and have the remaining balance charged to your American Express Card.

Cobalt Card

Add an Additional Card9

Download the Amex® App


Use the American Express® App to manage your account anywhere. And, be the first to know about exclusive offers by checking back regularly. 


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