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Shopping Coverage, Front Of The Line®, American Express Delights and American Express Selects… your Card has a lot to offer.

We’re here if you need us

Our 24/7 phone assistance can give you peace of mind. Whether it’s the middle of the night or the middle of the day, we’re here to help with questions about your account. Our number’s always with you too, you’ll find it on the back of your Card. Or you can visit


Peace of mind, whenever you shop

The following benefits are included with your Card:

  • Buyer’s Assurance® Protection Plan2 - This plan automatically doubles the manufacturer’s original warranty up to one additional year when you charge the full price on eligible purchases to your ChoicePlus Card from American Express™. This applies to products purchased with the Card anywhere in the world, provided the manufacturer’s warranty is valid in Canada and the U.S. and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. You will need approval before any repairs will be covered. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
  • Purchase Protection® Plan3 – Automatically, without registration, this plan insures your eligible purchases against accidental physical damage and theft, up to a limit of $1,000 per occurrence (not per purchased item) for 90 days from date of purchase when you use your ChoicePlus Card from American Express™. You can be reimbursed for insured occurrences not covered by any other insurance.

With the American Express Fraud Protection Guarantee, use your Card online or off, and you won’t be held responsible for any fraudulent charges, as long as you’ve taken reasonable care to protect your account details and PIN.


Entertainment access

Get advance and reserved ticket access to some of the hottest concerts, theatre productions, and special events4.

To get the latest entertainment news from Front Of The Line®, sign up for e-Updates. And visit our Facebook page to get a chance to win yourself some hot tickets.


®, TM: Used by Amex Bank of Canada under license from American Express.

†: All insurance coverage is subject to the terms and conditions of the respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully.

1. Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Funds advances, interest, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points. Earn 2 Membership Rewards points for every $1.00 in Eligible Purchases at your 5 places, which means consumer purchases at Canadian locations of 5 places you (as the Basic Cardmember) choose from a predefined list of American Express merchants, and 1 Membership Rewards point for every $1.00 in other qualified purchases at locations other than your 5 places. A minimum purchase of $0.50 is required to earn points. View the list of participating merchants at List is subject to change without notice. Merchants with multiple locations may submit transactions from different locations using different codes. This means that we may apply a different earn rate for purchases at different locations of a merchant and you will not earn extra points at your 5 places if the merchant code is not in a bonus category. Extra points will not be earned at your 5 places where the merchant processes transactions using an electronic wallet, that are not made directly from the provider of the good or service, e.g. through a third party, or by using a mobile device (e.g. smart phone) with an attached card reader. Selection of your 5 places can be made once per calendar year and applies to all Supplementary Cards on the account. Additional conditions and restrictions apply as set out in the Membership Rewards Program Terms and Conditions and the Membership Rewards Program section following the Cardmember Agreement provided in the welcome package.

2. Underwritten by Royal & Sun Alliance Insurance Company of Canada.

3. Underwritten by Royal & Sun Alliance Insurance Company of Canada. Coverage is in excess of any and all other applicable insurance.

4. On select events. Purchase must be charged in full to an American Express Card issued by Amex Bank of Canada. Subject to availability and to event and ticketing terms, conditions and fees. Not all seats are available. All sales are final. No refunds. No exchanges.