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American Express® Gold Rewards Card*

American Express® Gold Rewards Card*

Earn a Welcome Bonus of 25,000 Membership Rewards® Points1
Pay an annual fee of $150* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership1. Plus, receive an additional 2,500 Membership Rewards points annually upon renewal1.

Earn 3 points for every $1 in Card purchases at CPA Canada2.

Earn 2 points for every $1 in eligible travel, gas station, grocery store and drugstore purchases charged to your Card3.

Earn 1 point for every $1 in purchases everywhere else3.

Annual Fee: $150*

American Express® Business Gold Rewards Card*

American Express® Business Gold Rewards Card*

Earn a Welcome Bonus of 40,000 Membership Rewards® Points4
Pay an annual fee of $149*5 and receive a statement credit of $149 when you spend $5,000 in your first 3 months of Cardmembership4. Plus, receive an additional 3,000 Membership Rewards points upon renewal after the first year4

Earn 3 points for every $1 in Card purchases at CPA Canada2.

Earn 1 point for every dollar in eligible purchases charged to the Card6 and earn 1 extra point for every dollar in eligible purchases made with merchants you pick from a select group of American Express merchants in Canada6. Earn up to a maximum of 250,000 extra points in each calendar year6.

Annual fee: $149 which may be tax deductible*5

American Express® Gold Rewards Card*

American Express® Gold Rewards Card*

Earn a Welcome Bonus of 25,000 Membership Rewards® Points1
Pay an annual fee of $150* and receive a statement credit of $150 when you spend $1,500 in your first 3 months of Cardmembership1. Plus, receive an additional 2,500 Membership Rewards points annually upon renewal1.

Earn 3 points for every $1 in Card purchases at CPA Canada2.

Earn 2 points for every $1 in eligible travel, gas station, grocery store and drugstore purchases charged to your Card3.

Earn 1 point for every $1 in purchases everywhere else3.

Annual Fee: $150*

American Express® Business Gold Rewards Card*

American Express® Business Gold Rewards Card*

Earn a Welcome Bonus of 40,000 Membership Rewards® Points4
Pay an annual fee of $149*5 and receive a statement credit of $149 when you spend $5,000 in your first 3 months of Cardmembership4. Plus, receive an additional 3,000 Membership Rewards points upon renewal after the first year4

Earn 3 points for every $1 in Card purchases at CPA Canada2.

Earn 1 point for every dollar in eligible purchases charged to the Card6 and earn 1 extra point for every dollar in eligible purchases made with merchants you pick from a select group of American Express merchants in Canada6. Earn up to a maximum of 250,000 extra points in each calendar year6.

Annual fee: $149 which may be tax deductible*5
Footnotes
* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.
1. Welcome Bonus: This offer is only available to new American Express® Gold Rewards Cardmembers. For current or former American Express® Gold Rewards Cardmembers, we may approve your application, but you will not be eligible for the welcome bonus. Offer subject to change. Account must be in good standing. To qualify for the 25,000 bonus Membership Rewards® points, you must have at least $1,500 in net purchases posted to your account in your first 3 months of Card Membership. Please allow up to ten weeks for the welcome bonus to be awarded. Membership Rewards points will be earned by the Basic Cardmember on the amount of purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.

Statement Credit: This offer is only available to new American Express® Gold Rewards Cardmembers. For current or former American Express® Gold Rewards Cardmembers, we may approve your application, but you will not be eligible for the statement credit. To qualify for the statement credit for the American Express® Gold Rewards Card, you must have at least $1,500 in net purchases to your account in your first 3 months of Card membership. Please allow up to ten weeks for the statement credit to be awarded. Membership Rewards points will be earned by the Basic Cardmember on the amount of purchases, less credits and adjustments.

Annual Renewal Bonus: This offer is only available to new American Express® Gold Rewards Cardmembers. Offer subject to change without notice. Basic Cardmember is entitled to 2,500 Membership Rewards points each year based on Cardmembership anniversary date. Account must be in good standing. Please allow up to 10 weeks for the bonus to be awarded.
2. CPA Purchases: You can earn 3 Membership Rewards points for every $1 in purchases at the Chartered Professional Accountants of Canada (CPA Canada). You acknowledge that the arrangement we have with CPA Canada (or any successor association or permitted assignee) may be changed or terminated at any time. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest, fees, and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
3. You can earn 2 Membership Rewards points ('points') for every $1 in eligible consumer purchases at American Express retail merchants as follows: (i) at stand-alone automobile gasoline stations in Canada, (ii) at stand-alone drugstores in Canada, (iii) at stand-alone grocery stores in Canada, and (iv) for travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales but not including local and commuter transportation. Purchases at merchants where gas, grocery, pharmacy and travel sales are not their primary business (including superstores, wholesale clubs, alcohol retailers and general merchandise retailers) do not qualify for the earn rate in this category. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies if the merchant code is not in an eligible category, the purchase is made using an electronic wallet or is not made directly from the provider of the good or service, e.g. through a third party or by using a mobile device (e.g. smart phone) with an attached card reader. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.
4. Welcome Bonus: To qualify for a Welcome Bonus of 40,000 points you must have at least $5,000 in net purchases posted to your account in your first 3 months of Card membership. Account must be in good standing. Please allow up to ten weeks for the welcome bonus to be awarded. This offer is not applicable to holders of an existing American Express Small Business Card product. When we stop offering the Welcome Bonus, we reserve the right to accept applications but you will not be eligible for the Welcome Bonus.

Statement Credit: Basic Card: $149. Supplementary Card: $50 each. Charged annually on or after the anniversary of the date Card was issued (regardless of Card activation). To qualify for the statement credit for the American Express® Business Gold Rewards Card, you must have at least $5,000 in net purchases to your account in your first 3 months of Card membership. Please allow up to ten weeks for the statement credit to be awarded.

Annual Renewal Bonus: This offer is only available to new American Express® Business Gold Rewards Cardmembers. Offer subject to change without notice. Basic Cardmember can receive 3,000 Membership Rewards points after 12 months of Cardmembership. Account must be in good standing. Please allow up to 10 weeks for the bonus to be awarded.
5. Basic Card: $149. Supplementary Card: $50 each. Charged annually on or after the anniversary of the date Card was issued (regardless of Card activation). Basic and Supplementary Card fees may be tax deductible in Canada, if used solely for business purposes. Please consult your tax professional.
6. Account must be in good standing. Membership Rewards points (points) earned by the Basic Cardmember on all purchases, less credits and adjustments. Funds advances, interest, annual fees (if applicable), other fees, and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points. A minimum purchase of $0.50 is required to earn points. Earn one (1) point for every $1.00 in eligible purchases charged to your card. Subject to an annual maximum of 250,000 extra points, you can earn one (1) extra point for every $1.00 in eligible purchases made at Your 3 Suppliers which means purchases at Canadian locations of the three suppliers the Basic Cardmember chooses from a predefined list of American Express merchants. To view the list of participating merchants visit amexforbusiness.ca/supplierlist. List is subject to change without notice. Extra points will not be earned at Your 3 Suppliers if the merchant category for the purchase is not identified. This may happen when the transaction information we receive does not come directly from the merchant, for example, when the purchase is made: i) using your payment account with a third party, ii) using your Card at an online retailer that sells goods and services of other merchants, or iii) if the merchant uses a third party payment service such as a card reader attached to a mobile phone.