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Credit Cards

American Express Credit Cards have you covered, whether you want to go places, earn rewards, or better manage your finances.

What are Credit Cards used for?


Credit Cards allow you to make purchases without cash; providing a line of credit that you’ll pay back later. If you pay less than the full balance at the end of your statement period, you’re charged interest on the amount owed.

Read more about Credit Cards 

Choose from our range of Credit Cards in Australia


Whatever your lifestyle, find a Credit Card with benefits that revolve around you.


American Express offers a range of options, from no annual fee Cards, to Cards that earn you Membership Rewards® and Frequent Flyer points.


Get Membership Rewards points for your everyday spending with our Rewards Credit Cards. Earn points with every purchase and redeem those points for entertainment, travel and gift cards.


Browse The American Express Platinum CardThe American Express Platinum Edge Credit Card or the Explorer Card to learn more about American Express’ rewards suite.

Credit Card benefits


Through the American Express Membership Rewards Program, you’ll have access to a wide range of offers, benefits and services


With an American Express Card, you could enjoy:

American Express Offers

Get American Express Offers across shopping, dining, travel and entertainment. Use your Card to enjoy rewards – from bonus points to Account credit.


To see American Express Card Offers, simply log in to your Online Account or use the American Express Mobile App*.

*To use the App, you must be registered for online Services. App Store is a service mark of Apple Inc. Android and Google Pay are trademarks of Google Inc.

Membership Rewards points

Make your spend more rewarding with our Membership Rewards Program; the more you use your Card, the more points you’ll earn. Use your American Express points however you like, be it on travel, shopping or putting them towards your account balance.


Events & Experiences

From concerts to the country’s biggest sporting events, enjoy truly memorable moments with American Express Experiences. Use your Card to get pre-sale tickets, securing some of the best seats with our reserved seating offers. Getting front row tickets to see world-famous artists has never been easier.

The American Express Platinum Card goes the extra mile

Platinum Card. Platinum service. Platinum rewards.

Get VIP treatment on every level with a Card that goes above and beyond. Discover a host of privileges, such as $450 travel credit each year1, airport lounge access2 and concierge services.

Apply for a Credit Card online

Our online application takes less than 10 minutes. Here’s how to apply for a Credit Card in three simple steps.



Read the Terms and Conditions

Once you’ve chosen a Credit Card, read the Terms and Conditions, then click ‘Apply now’ to start your application.



Provide a few details

You’ll need your driver’s licence and some financial information like income, employment details, superannuation and living expenses.



Get a response

We’ll get back to you within 60 seconds, as long as you’ve submitted all the required information.

Why American Express?

There’s so much to enjoy as an American Express Card Member, from Amex offers, events and travel experiences, to our amazing service, security and payment flexibility.

Who accepts Amex?

American Express is already accepted at hundreds of thousands of places around Australia, including the places you love to shop, so you can enjoy membership benefits and rewards more often.

Frequently Asked Questions (FAQs)


Learn more about Credit Cards, their benefits and how they work.




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