American Express® Charge Cards

Discover the unique offerings of Charge Cards. Explore the benefits of one of the most powerful rewards programmes

Why choose  American Express Charge Card?

 

American Express Charge Cards are a unique offering and the perfect choice for great service with fantastic rewards. Enjoy greater flexibility in spending with "no pre-set" limit. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that 'no pre-set limit' does not mean your spending is unlimited.

 

The  American Express® Gold Card offers you one of the biggest cache of rewards to choose from - the Membership Rewards Gold Collection plus the American Express Membership Rewards Programme which includes over 550 exciting redemption options to choose from including free flights, hotel accommodation, shopping vouchers and more.

 

 American Express® Platinum Card has provided unique experiences, travel benefits, dedicated service and privileges. Also, enjoy complimentary elite tier membership, upgrades, access to special benefits and more. Embark on your travel adventures in style with premium privileges reserved exclusively for the jet-setter in you.

 

Our Charge Cards

Welcome Gift1 of 4,000 Bonus Membership Rewards® Points
 
First Year fee : Rs. 1,000 plus applicable taxes
Second Year Fee : Rs. 4,500 plus applicable taxes
 
  • Earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions each worth Rs. 1,000 or more every month.
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection3
  • Enjoy greater Flexibility in spending with 'no pre-set-limit'4.
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
  • Points Calculator6
Welcome Gift2 of 1,00,000 Bonus Membership Rewards Points or get stay vouchers worth INR 40,000 from Taj Hotels Palaces Resorts Safaris
 
Annual Fee Rs. 60,000 plus applicable taxes
 
  • 'Do Anything'5 Platinum Concierge
  • 'By Invitation Only' Events
  • Exclusive savings and benefits with the Airline Partner Programme
  • A new uniquely crafted Metal Card that promises to stand out in every sense
  • Earn 3X Membership Rewards Points when you spend Overseas

 

 

 

 

Key Benefits at a Glance

American Express Charge Cards offer you:

 

 Platinum Services on American Express® Platinum Card

  • Platinum Concierge
  • Platinum Travel Services
  • 24-hour Card Related Assistance
  • Global Assist
  • Travel Emergency Assistance
  • Platinum Protection

  Gold Services on American Express® Gold Card

  • 24-hour Card Related Assistance
  • Dispute Resolution
  • Zero lost Card liability
  • Emergency Card Replacement
  • 2 Complimentary Supplementary Gold Cards

 

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

Eligibility

 

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

 

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Explore All Cards by Category

Travel Cards

 

Enjoy all the benefits, convenience and security of  American Express® Card – with the added bonus of earning points for travel when you use your Card

Premium Cards

 

 

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

Rewards Cards

 

Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

Credit and Charge Cards Explained

 

Interest rates, APR, annual fees, rates and percentages left you feeling confused? 
Our simple Credit and Charge Card Guides are a great place to start.

 

American Express Benefits


FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.



 

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

 

Find a type of card to suit your needs

 

Explore our range of Cards - you're bound to find something to suits your needs and lifestyle.

 

 

 

Footnotes:

 

1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 2,000 within 60 days of cardmembership   With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations. 

 

2. You will receive the welcome gift within 4-6 weeks of payment of annual fee and upon spending INR 25,000 within 60 days of Cardmembership.

 

3. 24,000 Points / 24 Karat Gold Collection:

  • American Express Domestic Travel Online voucher worth Rs. 11,000
  • Bose Sound Link Color II Bluetooth
  •  SpeakerStatement Credit worth Rs. 10,000

18,000 Points / 18 Karat Gold Collection Statement

  • Credit worth Rs. 7,500
  • Amazon Gift Card worth Rs. 8,000
  • Tanishq Voucher worth Rs. 7,500

4.  This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited 

 

5. Ask and it’s done by Platinum Concierge
– Assistance with locating or sourcing goods/services at home or abroad
– Assistance with personal arrangements while at home or abroad 
– Organising events on personal occasions
– Dining reservations
– Golf bookings
– Gift and flower delivery 
– Movie and theatre ticket bookings
– Reservations for 'By Invitation Only' events.
And much more.

 

6.  Points Calculator                                                                      Points Accumulated

      Bonus Points on using your Card 6 times a month*                   12,000 Points

      First Year Card Renewal^^                                                              5,000 Points

      Standing Instructions** Bonus for the first bill payment            1,000 Points

      Total                                                                                                    18,000 Points

      Points earned on regular spending#                                              6,000 Points

     Total                                                                                                    24,000 Points

 

* You will earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions worth ₹1,000 or more in month on your American Express Gold Card.

** Earn 1,000 Points by successfully completing your first transaction within the initial 150 days of your Card membership. Standing instructions form is enclosed with this pack.

# Points earned on eligible purchase of ₹3,00,000 where you earn 1 Membership Rewards Point on every ₹50 spent. You do not earn any Membership Rewards Points for your spending on Fuel, insurance, utility bill payments and cash transactions. Fuel include petrol, diesel, CNG from Oil Marketing Companies(OMCs). Other utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, State, municipal organizations; public housing societies and apartment associations.

^^ These Points will be credited to your Account after 90 days post the Card renewal month. Applicable on payment of renewal fee.