An American Express Rewards Credit Card has everything to offer – from air miles to luxury shopping items. Our extensive Membership Rewards program lets you choose from hundreds of retailers and service providers.
Additionally, some Amex Rewards Cards come with exclusive membership perks. You can relax in the comfort of 1000+ airport lounges for free or enjoy complimentary rounds of golf at India's top courses. You can also access invitation-only events or avail exclusive discounts at top restaurants across the country.
Wondering how exactly your credit card brings in the rewards? Learn how you can earn Membership Rewards points and ways to redeem them.
Earn rewards every time you shop.
- Everyday shopping
Swipe any of your American Express Rewards Credit Cards and earn 1 Membership Rewards Points for each INR 50 spent, except for fuel, insurance, and utility bills.
- Earn bonus points
You can earn 1,000 Bonus Membership Rewards Points for just using your American Express Membership Rewards Credit Card 4 times respectively, on transactions of INR 15,00 and above each month.
- Accelerated points
Want to earn points faster? Use your American Express SmartEarn Credit Card to Earn 10X Membership Rewards® Points4 on your spends at Flipkart and Uber and 5X Membership Rewards Points on purchases made at Amazon, Swiggy, BookMyShow and more.
- Redeem reward points from the catalogue
Look up exciting redemption option from the menu and redeem your points for a variety of merchandise and vouchers in lifestyle, electronics, home, and health sections.
- INSTA Rewards
Choose from our wide-ranging shopping categories and exchange your points for gift cards from the Amex Rewards gift cards collection.
Enjoy more ways to travel the world. Reward yourself by redeeming your points for travel vouchers. You can also transfer your points to one of our partner frequent flyer programs or our partner hotel's regular guest program. Please note that you need to enroll online in the Frequent Traveller Program first.
- Pay with Points
Let your shopping pay for itself. Pay off purchases on your card using Membership Rewards Points. You can also give back to society by using your points to make donations to an organisation such as CRY.
- Refer and Earn
Refer your friends for an American Express Card and earn up to 1,50,000 bonus points! What’s more? Your friends also earn exciting rewards.
Stand-out features of American Express Reward Credit Cards
American Express Rewards Credit Cards offer you more than just rewards. On offer are:
24/7 Customer Support and Service
You can call our dedicated support team from anywhere in the world at any time day or night. We are also available online via email, text, and through the post. We will try to deal with your queries or problems as quickly and helpfully as possible.
Fraud Security and Purchase Protection
We value your security very highly. Our secure payment system and chip and PIN technology help to minimize the risks of fraud on your credit card. Our Fraud Protection Guarantee also covers you. This guarantee means that if you are accidentally a victim of fraud, you won't have to bear the costs. You must, however, endeavor to keep your details secure and take reasonable measures to keep your Credit Card information safe.
Use American Express Anywhere in the World
American Express Rewards Cards are accepted throughout the world and are perfect for travelling. We convert foreign currencies at the time of processing your transaction, based on the current exchange rate. All charges made in foreign currencies get converted to Indian Rupees.
Share your Card benefits
Extend the benefits of your Card to your loved ones with additional Supplementary Card(s) at no extra fee.
Sign-up bonuses to get your Membership Rewards Points started
Receive bonus Membership Rewards Points or cash back depending on your card. The welcome gift is available once you pay the annual fee and upon spending the specified amount according to the terms and conditions of the selected card.
Convert your purchases into EMI
Ease the burden of purchases o f INR 5,000 and above by converting them into Easy Monthly Installments using your American Express Membership Rewards Credit Card or American Express SmartEarn Credit Card.
Fuel Convenience Fee Waiver
At American Express, we provide a 0% Convenience fee on fuel purchases at HPCL for transactions less than INR 25,000. A 0.3% Convenience fee per transaction is, however, applicable to fuel purchases of INR 25,000 and above.