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American Express Charge Cards provide flexibility and a personalised spending experience that rewards your lifestyle. These cards are a unique offering with seamless service topped up with fantastic rewards.
American Express Charge Cards include privileges that are designed to enhance every aspect of your jetsetter life, such as air miles, hotel accommodation, and shopping vouchers. They also offer complimentary elite tier membership, hotel room upgrades, access to exclusive benefits, and much more. All you need to do to earn these amazing rewards is to simply use the card.
With American Express Charge Cards, you don’t have to worry about the credit limit while making purchases.The amount you can spend in a period is evaluated periodically and you are required to pay the due amount in full at the end of every Billing Cycle.
As an American Express Charge Card Member, the more you spend, the more Membership Rewards ® points you accumulate. You can redeem your points from over 550+ exciting redemption options . They can also be transferred to other loyalty programmes such as airlines (frequent flyer programmes) and hotels (frequent guest programmes).
You can view and manage your account anywhere in the world. You can do so by using your Online Card Account or by using the American Express App.
Just follow these steps to apply for your Amex Charge Card online:
American Express Platinum Card
American Express Gold Card
Everyone’s different, so you need a Card that has benefits that best suit your lifestyle.
Choose the Card with benefits that best suit you.
Difference between Charge and Credit Cards
Difference Between American Express Credit Cards and Charge Cards
Understanding Fees
Everything you should know about Credit and Charge Cards fees
FOOTNOTES
1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of cardmembership With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.
2. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 50,000 in first 2 months of Cardmembership.
3. 24,000 Points / 24 Karat Gold Collection:
18,000 Points / 18 Karat Gold Collection
4. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited
5. Ask and it’s done by Platinum Concierge
– Assistance with locating or sourcing goods/services at home or abroad
– Assistance with personal arrangements while at home or abroad
– Organising events on personal occasions
– Dining reservations
– Golf bookings
– Gift and flower delivery
– Movie and theatre ticket bookings
– Reservations for 'By Invitation Only' events.
And much more.
6. Points Calculator Points Accumulated
Bonus Points on using your Card 6 times a month* 12,000 Points
First Year Card Renewal^^ 5,000 Points
Total 17,000 Points
Points earned on regular spending# 7,000 Points
Total 24,000 Points
* You will earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions worth ₹1,000 or more in month on your American Express Gold Card.
# Points earned on eligible purchase of ₹3,50,000 where you earn 1 Membership Rewards Point on every ₹50 spent. You do not earn any Membership Rewards Points for your spending on Fuel, insurance, utility bill payments and cash transactions. Fuel include petrol, diesel, CNG from Oil Marketing Companies(OMCs). Other utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, State, municipal organizations; public housing societies and apartment associations.
^^ These Points will be credited to your Account after 90 days post the Card renewal month. Applicable on payment of renewal fee.## This is effective 1st November, 2019