American Express® Rewards Cards

Enjoy all the benefits, convenience and security of an American Express Credit Card or Charge Card—can we keep it as “Card” – with the added bonus of accumulating rewards.

Why choose an American Express Rewards Card?


The best Credit Cards are the ones that give you the essentials you need as well as a whole range of extra benefits. Exceptional customer services, financial flexibility and enhanced security are central to all of our Credit Cards. Our reward Cards go one step further by giving you extra benefits just for using them. You can receive a huge range of rewards. Everything from air miles and free holidays, to cash back Points and luxury shopping items. Our extensive Membership Rewards program lets you choose from hundreds of retailers and service providers – so you can always choose a perfect reward.


American Express Credit Cards make it very easy for you to earn Points and redeem rewards. Every spend on your Card earns you Points. You can track your Points online and redeem instantly online as well. The more you spend on your Card the more Points you earn!


Additionally, many of our Cards come with exclusive membership perks. You can enjoy over 1000 airport lounges for free or complimentary rounds of golf at India’s top courses. You can also access invitation only events or exclusive discounts at top restaurants across the country.

Our Rewards Cards

American Express® Platinum ReserveSM Credit Card


Get a Welcome Gift1 of 11,000 Bonus Membership RewardsPoints
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
  • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India.
  • Complimentary access to leading Golf courses in India





American Express Membership Rewards® Credit Card


Welcome Gift2 of 2,000 Bonus Membership Rewards® Points
First Year Fee:  0
Second Year Fee: Rs. 1,500 plus applicable taxes3
  • Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Get fabulous Rewards from the stunning new 18 carat and 24 carat Membership Rewards Gold Collection, specially chosen for you.
  • Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI




American Express® Gold Card


Welcome Gift4 of 4,000 Bonus Membership Rewards® Points
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onward: Rs. 4,500 plus applicable taxes)
  • Additional Membership Rewards Points for simply using the Card
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Enjoy greater Flexibility in spending with 'no pre-set limit'.
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal



Reward Cards Highlights

American Express Rewards Cards offer:


  • Sign-up bonuses to get your Reward Points started
  • Reward Points on nearly every purchase you make with your Card
  • 24/7 customer support and service
  • Fraud security



To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).


Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Explore Cards by Category

Travel Reward Cards


Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card

Premium Cards


Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.
Learn more

 Rewards Cards


Get all the convenience and security of an American Express Card while earning Membership Rewards Points.
Learn more

Credit and Charge Cards Explained


Guide to interest rates, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.


American Express Benefits


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.



Access to our customer service is available 24/7 by phone, text or email.



Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.


 Find a type of Card to suits your needs

Explore our range of Cards - you're bound to find something to suits your needs and lifestyle.