How to pay your American Express Card bill

You can pay for your American Express® Card bill by any of the convenient methods mentioned below


Online Funds Transfer


Option 1: NEFT   


Settle your American Express Card bill payments online the very next day from any bank through National Electronic Funds Transfer (NEFT). Make sure to fill in the following details while registering your Card as a Payee.


Payee Name: American Express
Payee Account No:       37XXXXXXXXXXXXX (Please ensure that you put your complete 15 digit Card number beginning with 37)
Bank Name: Standard Chartered Bank    
Payee Account Type: Current
IFSC Code: SCBL0036020
Branch Address: Standard Chartered Bank, Narain Manzil. 23 Barakhamba Road, New Delhi 110001


In case you are making a payment via Standard Chartered Online Banking, the IFSC code is not required.

You may simply select the option 'Transfer to another SCB bank account' to process the payment.


Option 2: UPI    


Now you can also conveniently pay through UPI (Unified Payments Interface). Simply log in through any UPI enabled mobile banking app / BHIM and pay.


American Express UPI VPA is AEBC37XXXXXXXXXXXXX@SC (Please ensure that you put your complete 15 digit Card number beginning with 37)


Simply initiate your funds transfer before 5:00 pm for next day credit to your American Express Card, excluding Sunday and banking holidays. Also make sure to put in the correct Card number to avoid a transaction failure


Important Note:


  1. Subject to timely processing by your bank.
  2. A reference to weekends includes working days falling on either a Saturday or a Sunday of any given week as notified by the Reserve Bank of India or by any other relevant authority. A weekend, however, does not include any holiday as notified by the Bank or by any relevant authority.



Online Payment


Pay your American Express Card bill online directly from your bank account from any place, anytime. This service is currently available for more than 50+ participating banks in India.


We also accept payments through following electronic modes:

(i) Debit Card powered by RuPay

(ii) Unified Payments Interface (UPI) (BHIM -UPI)

(iii) Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)


Your payment will be credited to your American Express Card account within 1-2 business days subject to timely processing by your bank. 



Direct Debit / NACH


Recurring Direct Debit/NACH: Enrol for Direct Debit by filling out the Cardmember Charge Card - Direct Debit enrolment form or Credit Card - Direct Debit enrolment form, and each month we will deduct the total amount due or minimum due (as specified in the enrolment form) from your nominated account via the National Payment Corporation Of India's National Automated Clearing House.     




The cheque/draft (drawn in favour of "AEBC Card No. 37XX XXXXXX XXXXX") needs to be received at American Express at least 4 working days prior to the payment due date to ensure timely credit to your Card account and avoid levy of penal charges


Courier: Send your cheque/draft to American Express Banking Corp. Cyber City, Tower 'C', DLF Building No. 8, Sector 25, DLF City Phase II, Gurgaon-122002, Haryana.


Drop Boxes


Find the nearest Drop box location where you can drop your cheque or draft. Please do not drop cash payments in the drop box. 



Drop Box Locator

Drop your payment in one of our conveniently located drop boxes.

Simply select your city and area, to find the nearest drop box.

Stay on top of your payments with the American Express App


Set up an alert to remind you when your payment is due, and pay off your account in an instant on the Amex App


Give us a missed call at 7043337788 to receive a link to download on your mobile phone.

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