Points on all your spending

Earn 1 Membership Rewards Point for every Rs 50 spent on all your purchases made on the Gold Card and Rs 100 spent on purchases at telecommunications, insurance, fuel, and other utility services^**.

Bonus Points simply for using your Card

Simply use your Card 4 times every month and get 1,000 Bonus Points . Added up, that amounts to a total of 12,000 Points^*every year.

Bonus Points on Standing Instructions

Enroll for Standing Instruction for the payment of your utility bills - Phone, electricity and Insurance and get a Bonus 1000 Membership Rewards Points on your first bill payment.

Bonus Points on Card renewal

You can also earn 5,000 Bonus Membership Rewards Points on First Year Renewal of your American Express Gold Card.

Membership Rewards

One of the biggest cache of rewards to choose from - the Membership Rewards Gold Collection plus the American Express Membership Rewards Programme which inludes over  600  exciting redemption  options to choose from  including free flights , hotel accomodation, shopping vouchers and more.

The stunning 18 Carat and 24 Carat Gold Collection,specially chosen for you,includes rewards like Bose Docking Station,Apple iPod touch, Tissot watch and more.
To reserve your reward, SMS : Goldc <Reward Code> <last five digits of the card number> to 5616166. (Reward Codes are as follows)

^**Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMC’s). Telecommunications includes providers of land line phones, mobile phones, cable and other pay TV services, and calling cards. Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including [local/provincial/state/territory/municipal organizations], public housing societies and apartment associations.

Flexible spending power

The Gold Card with its in-built intelligence takes into consideration your spending pattern, spending behaviour and keeps adjusting your spending limit . Hence giving you flexibility with no pre-set spending limit.

No costly interest charges

Get better control over your finances as you pay in full every month with no interest charges .It allows you to manage your finances better with a credit period of up to 48 days.

24X7 Assist

Experience the renowned American Express Premium Service .Simply call the Gold Card Helpline at the number on the reverse of your Card for all your Card related queries and assistance.

Zero lost Card liability

The Gold Card ensures complete peace of mind as your liability is nil after you reported the loss and is limited to a maximum of Rs. 1,000 before reporting.

Internet Fraud Protection

The Gold Card allows you to transact online without any fear and ensures safe transactions.

Emergency Card Replacement

Your Gold Card will be replaced instantly usually within 2 business days, free of charge, anywhere in the world. Just call on the 24X7 Gold Card Services Helpline.

Dispute Resolution

You can simply call us on the Gold Card Helpline for resolving disputes and we will take care of it instantly. No paperwork or preconditions.

Experience the most premium dining programme in your city

Enjoy discounts of up to 20%  off every time you dine at  select restaurant partners. To view the complete list of restaurants, click here.

What information do I need?

In order to complete the application you will need the following information at hand:

-Existing American Express Card number (if applicable)
-Your driver's licence details (if you have one)
-Your current employer's details including full address and telephone number
-Your annual salary and other annual income before tax
-If you are self-employed, details of your accountant
-Your monthly household expenses
-Your monthly repayments for car, personal or other loans
-Combined credit limit for Cards that are NOT held with American Express

Who can apply?

In order to apply for an American Express credit card, you must meet the following criteria:

-Be over 18 years of age
-Have a good credit history and no payment defaults
-If Self-Employed you have been trading for at least 18 months or 12 months if you hold an existing American Express issued Card