American Express® Credit Cards
 

Searching for a Credit Card that’s right for you? American Express offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.  Whether you prefer rewards points, travel benefits, premium offering, we’ve got a Credit Card to meet your needs.

Why choose an American Express Credit Card?

 

We believe in providing more than just a piece of plastic with your name on it. Which is why we strive to help you do more of the things you enjoy, more often.

The American Express Credit Cards offer you exciting privileges across shopping, dining, travel, entertainment and car rental privileges. Get rewarded with one of the most powerful rewards programme where you earn Membership Rewards Points every1 time you spend.

Enjoy the flexibility to redeem you points on your American Express Platinum Travel Credit CardAmerican Express Membership Rewards Credit Card and choose from over 500 redemption options including leading airlines and hotels. Earn 8 JPMiles on every2 Rs.150 spent on your Jet Airways American Express® Platinum Credit with no limit to the number of JPMiles you can accumulate.

What's more, with an American Express Platinum Reserve Credit Card you are automatically entitled to use our premium Concierge Service. The dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Just pick up the phone and you'll get a table at that exclusive restaurant, book movie tickets, arrange delivery of flowers, arrange a round of golf or book a rejuvenating spa session at participating partners.Experience the American Express World Class Service on all our credit cards with 24x7 Platinum Assist, Zero Lost card liability, Emergency Card Replacement anywhere in the world.

Our Credit Cards

American Express Membership Rewards® Credit Card

 

Welcome Gift3 of 2,000 Bonus Membership Rewards® Points
 
Limited Time Offer
First Year Fee: Zero
Second Year Fee: Rs. 1,500 plus applicable taxes4 (Nil if annual spend is greater than INR 1,50,000 in the previous year)
 
 
  • Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Get fabulous Rewards from the stunning new 18 carat and 24 carat Membership Rewards Gold Collection, specially chosen for you.
  • Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI

American Express® Platinum ReserveSM Credit Card

 

Get a Welcome Gift5 of 11,000 Bonus Membership Rewards® Points
 
 
First Year Fee: Rs. 5,000 plus applicable taxes 
Second Year Fee: Rs. 10,000 plus applicable taxes
 
  •  Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts 
  •  Complimentary access to American Express lounges and other domestic lounges across India.
  • Complimentary access to leading Golf courses in India

 

 

 

American Express® Platinum Travel Credit Card

 

 
Welcome Gift6 of 5000 Milestone Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs. 4,000
 
 
First Year Fee Rs. 3,500 plus applicable taxes
Second Year Fee: Rs. 5,000 plus applicable taxes
 
  • Travel Vouchers worth up to Rs. 19,5007
  • Taj Experiences Gift Card worth Rs. 10,000
  • Enjoy 4 complimentary visits per year (limited to one complimentary visit per quarter) to airport lounges across India.

 

 

 

 

Key Benefits at a Glance

American Express Credit Cards offer you:

 

  •  24X7 Platinum Assist
  • Zero Lost Card Liability
  • Online Fraud Protection Guarantee
  • Emergency Card Replacement
  • Online Services
  • Contactless Payment 

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over

 

 

I have no history of bad debt

 

I have a permanent Indian home address 

 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

 

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Credit Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Credit card.

Explore Cards by Category

Premium Cards

 

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

Travel Rewards Cards

 

Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.

 

 Rewards Cards

 

Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

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Credit and Charge Cards Explained

 Interest rates, APR , annual fees, rates and percentages left you feeling confused? 
Our simple Credit and Charge Card Guides are a great place to start.

 

American Express Benefits


FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your credit card.



 

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

 

Find a type of Card to suits your needs

 

Explore our range of Cards, you're bound to something to suits your needs and lifestyle.

 

 

 

 Footnotes: 

 

1. You will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state,  municipal organizations, public housing societies and apartment associations.

 

   2. You will earn 8 JPMiles for every Rs. 150 spent as against 6 JPMiles for every Rs. 100 spent earlier. Moreover, your spending on fuel, insurance and utility payments will no longer earn you JPMiles. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including  local, state, municipal organizations, public housing societies and apartment associations.

 

  3. 2,000 Bonus Membership Rewards Points, to be awarded as Welcome Gift on completing cumulative spend of Rs. 25,000 within the first 90 days of Card Membership.

 

  4. The Annual Membership Renewal fee of INR 1,500 will be 100% waived off if total spends in the immediately preceding membership year is INR 150,000; else 50% waived off if total spends in the immediately preceding membership year is INR 90,000. 

 

  5. Welcome Gift for American Express® Platinum ReserveSM Credit Card is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership.

 

  6.  Welcome Gift for American Express® Platinum Travel Credit Card is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership.

 

  7.  For Travel Voucher Terms & Conditions, click here

 

  8. Welcome Gift is available only in the 1st year of Cardmembership on payment of the Annual Fee and on taking first charge.