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Points on all your spending
You will earn 1 Membership Rewards Point for every Rs.50 spent except for spend at Fuel, Insurance, Utilities# and Cash Transactions. Even spending on Supplementary Cards will earn you more Rewards Points.
Points never expire
What’s more, your Points never expire, so you can either redeem your Points regularly or keep collecting them to stack up for that big one you want.
#Points earned on eligible purchases of Rs.3,00,000 where you earn 1 Membership Rewards Point on every Rs.50 spent. You do not earn any Membership Rewards points for your spending on fuel, insurance, utility bill payments and cash transactions. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations;public housing societies and apartment associations.
Bonus Points on using your Card 6 times a month*
12,000 Points
First Year Card Renewal
5,000 Points
Standing Instructions** Bonus for the first bill payment
1,000 Points
18,000 Points
Points earned on regular spending#
6,000 Points
24,000 Points
The above table is for illustrative purposes only. Amount of Membership Rewards Points received are based on the earn rate for the American Express Gold Card. Currently all updated information is correct and is subject to change without notice. For the updated information about your Card, please visit

*Only transactions above Rs 1000 will be eligible for the Bonus Points.
** Earn 1000 points by enrolling for the First Standing Instruction registered within 5 months of Cardmembership.

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